invHestia
ActiveinvHestia has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €209k and a net result of €150k. Equity is growing by ~184.5% per year across the filed fiscal years. Its solvency ranks better than 65% of 13908 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
91
/ 100
Excellent▲ +25 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency95▲+72
Growth78=
Stability94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 2.29 against 1.17 in 2024), and 49.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.3%
Return on assets
36%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€209k▲ 252%
2024 · €59k
2023: €-10k
2024: €59k
2023 → 2025
Total assets
€416k▼ 14.7%
2024 · €488k
2023: €709k
2024: €488k
2023 → 2025
Net result
€150k▲ 117%
2024 · €69k
2023: €-15k
2024: €69k
2023 → 2025
Working capital
€234k▲ 232%
2024 · €70k
2023: €-10k
2024: €70k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-10k-€59k€209k▲ 252%
Operating result€-6k-€111k€233k▲ 110%
Net result€-15k-€69k€150k▲ 117%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 110% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €416k
Fixed assets
€819▼ 41.4%
Current assets
€415k▼ 14.6%
Equity and liabilities €416k
Equity
€209k▲ 252%
Debt
€207k▼ 51.7%
The debt ratio falls from 87.8% to 49.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€234k▲
2024 · €111k
Cash flow
€150k▲
2024 · €69k
Solvency
50.3%▲
2024 · 12.2%
Current ratio
2.29▲
2024 · 1.17
Quick ratio
0.59▲
2024 · 0.19
Debt / equity
0.99▼
2024 · 7.22
ROE
71.6%▼
2024 · 116.5%
ROA
36.0%▲
2024 · 14.2%
Interest coverage
17.26▲
2024 · 6.78
Debt
€207k▼
2024 · €428k
Debt ≤ 1 year
€181k▼
2024 · €416k
Income taxes
€70k▲
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€488k€416k▼
Fixed assets21/28€1k€819▼
Tangible fixed assets22/27€1k€819▼
Plant, machinery and equipment23€1k€819▼
Current assets29/58€486k€415k▼
Stocks and contracts in progress3€408k€309k▼
Stocks30/36€408k€309k▼
Amounts receivable within one year40/41€2k€12k▲
Trade receivables40€1k€12k▲
Other amounts receivable41€1k€772▼
Cash at bank and in hand54/58€76k€93k▲
Deferred charges and accrued income490/1€125€460▲
Equity and liabilities
Total equity and liabilities10/49€488k€416k▼
Equity10/15€59k€209k▲
Contributions10/11€5k€5k=
Reserves13€54k€204k▲
Distributable reserves133€54k€204k▲
Amounts payable17/49€428k€207k▼
Amounts payable within one year42/48€416k€181k▼
Current portion of amounts payable after more than one year42€167k-
Trade debts44€12k€7k▼
Suppliers440/4€12k€7k▼
Taxes, remuneration and social security45€26k€174k▲
Taxes450/3€26k€174k▲
Other amounts payable47/48€211k-
Accrued charges and deferred income492/3€12k€25k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€337€578▲
Other operating charges640/8€18k€974▼
Gross operating margin9900€129k€235k▲
Operating profit (loss)9901€111k€233k▲
Financial income75/76B€13€0▼
Recurring financial income75€13€0▼
Financial charges65/66B€16k€14k▼
Recurring financial charges65€16k€14k▼
Profit (loss) for the period before taxes9903€95k€220k▲
Income taxes67/77€26k€70k▲
Profit (loss) for the period9904€69k€150k▲
Profit (loss) for the period to be appropriated9905€69k€150k▲
Appropriation of the result
Profit (loss) to be appropriated9906€54k€150k▲
Profit (loss) brought forward from the previous period14P€-15k-
Transfer to equity691/2€54k€150k▲
To other reserves6921€54k€150k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €150k ▲117%
Operating result €233k, net result €150k, both a record.
31-12
Financial
Equity above €200kEq €209k ▲252%
2 profitable years in a row build equity to €209k.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €69k
Net result €69k after one loss-making year.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Academiestraat 73600 GenkGround area
848 m²
Building footprint
163 m²
Volume, LiDAR
873 m³
Parcel 71303B0705/00H000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
invHestia
since 20222.329.986.025
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71303B0705/00H000 | Flanders | 848 m² | 1 · 163 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Huis Billiau
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Algemene Bouwwerken Daeninck
BE 0765.552.704
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BJB Immo & Construct
BE 0704.808.037
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Garage Van der Smissen
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2B CONSTRUCTIVE
BE 0462.828.867
Meise · Eq €209k
Of 9,633 companies in sector 68121 we hold annual accounts for 7,327. 5,264 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-03-2022
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
68122Development of non-residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.