INVESTIS
ActiveINVESTIS has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.36M and a net result of €-2k. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 86% of 7027 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability19▲+1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €150k at 30 days acceptable
Liquidity ample (current ratio 18.09 against 18.35 in 2024; short-term debt: 3.9% and cash: 8.3% of total assets), and 11.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.3%
Return on assets
-0.1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 25-04-2026, 5 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
5 d early
2024
8 d early
2023
25 d early
2022
58 d early
2021
2 d early
2020
1 d early
2019
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2.36M▼ 0.1%
2024 · €2.36M
2018: €1.85M
2019: €2.23M
2020: €1.74M
2021: €1.81M
2022: €2.42M
2023: €2.38M
2024: €2.36M
2018 → 2025
Total assets
€2.67M=
2024 · €2.67M
2018: €2.85M
2019: €2.58M
2020: €1.98M
2021: €2.07M
2022: €2.70M
2023: €2.70M
2024: €2.67M
2018 → 2025
Net result
€-2k▲ 92.1%
2024 · €-26k
2018: €14k
2019: €381k
2020: €-492k
2021: €72k
2022: €614k
2023: €-39k
2024: €-26k
2018 → 2025
Working capital
€1.78M=
2024 · €1.78M
2018: €1.39M
2019: €2.16M
2020: €797k
2021: €882k
2022: €1.85M
2023: €1.81M
2024: €1.78M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.81M-€2.42M▲ 33.9%€2.38M▼ 1.6%€2.36M▼ 1.1%€2.36M▼ 0.1%
Operating result€62k-€744k▲ 1,106%€-40k€-39k▲ 1.9%€-40k▼ 1.9%
Net result€72k-€614k▲ 748%€-39k€-26k▲ 33.7%€-2k▲ 92.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €40k in 2025 against €39k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.67M
Fixed assets
€780k▼ 0.4%
Current assets
€1.89M▲ 0.1%
Equity and liabilities €2.67M
Equity
€2.36M▼ 0.1%
Provisions
€208k=
Debt
€104k▲ 1.6%
The debt ratio rises from 3.9% to 3.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-40k▼
2024 · €-39k
Cash flow
€-2k▲
2024 · €-25k
Solvency
88.3%▼
2024 · 88.3%
Current ratio
18.09▼
2024 · 18.35
Quick ratio
18.09▼
2024 · 18.35
Debt / equity
0.04▲
2024 · 0.04
ROE
-0.1%▲
2024 · -1.1%
ROA
-0.1%▲
2024 · -1.0%
Interest coverage
-1017.05▼
2024 · -8.76
Debt
€104k▲
2024 · €103k
Debt ≤ 1 year
€104k▲
2024 · €103k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.67M€2.67M=
Fixed assets21/28€783k€780k▼
Tangible fixed assets22/27€780k€780k=
Land and buildings22€780k€780k=
Furniture and vehicles24€290€0▼
Financial fixed assets28€3k€0▼
Current assets29/58€1.89M€1.89M▲
Amounts receivable within one year40/41€155k€167k▲
Trade receivables40€135k€137k▲
Other amounts receivable41€19k€29k▲
Current investments50/53€1.00M€1.50M▲
Cash at bank and in hand54/58€732k€222k▼
Deferred charges and accrued income490/1€474€484▲
Equity and liabilities
Total equity and liabilities10/49€2.67M€2.67M=
Equity10/15€2.36M€2.36M▼
Contributions10/11€19k€19k=
Reserves13€2.31M€2.31M=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€625k€625k=
Distributable reserves133€1.69M€1.69M=
Profit (loss) carried forward14€29k€27k▼
Provisions and deferred taxes16€208k€208k=
Deferred taxes168€208k€208k=
Amounts payable17/49€103k€104k▲
Amounts payable within one year42/48€103k€104k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Advances received on contracts in progress46€100k€100k=
Taxes, remuneration and social security45€1k€1k=
Taxes450/3€1k€1k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€464€290▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€-37k€-38k▼
Operating profit (loss)9901€-39k€-40k▼
Financial income75/76B€18k€38k▲
Recurring financial income75€18k€38k▲
Financial charges65/66B€4k€39▼
Recurring financial charges65€4k€39▼
Profit (loss) for the period before taxes9903€-26k€-2k▲
Income taxes67/77€0-
Profit (loss) for the period9904€-26k€-2k▲
Profit (loss) for the period to be appropriated9905€-26k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-23k€27k▲
Profit (loss) brought forward from the previous period14P€3k€29k▲
Transfer from equity791/2€51k€0▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2018net €614k ▲748%
Operating result €744k, net result €614k, both a record.
30-09
Financial
Equity above €2MEq €2.42M ▲33.9%
2 profitable years in a row build equity to €2.42M.
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €72k
Net result €72k after one loss-making year.
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €-492k ▼229%
Net result drops to €-492k, the lowest in the series; recovery starts the following year.
24-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Liquidity times 300current ratio 912.26
Current ratio from 3.04 to 912.26; short-term debt falls from €681k to €2k.
30-09
Financial
Equity above €2MEq €2.23M ▲20.6%
2 profitable years in a row build equity to €2.23M.
10-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koksijde · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gulden Vlieslaan(Kok) 138670 KoksijdeGround area
506 m²
Building footprint
160 m²
Volume, LiDAR
1,347 m³
Parcel 38342G0341/00_000, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Gulden Vlieslaan(Kok) 13, 8670 Koksijde
since 19952.074.227.115
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38342G0341/00_000 | Flanders | 506 m² | 1 · 160 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 1,709 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-11-1995
Fiscal year end30-09
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.