Summary
Investify is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €345k and a net result of €-60k. Its solvency ranks better than 39% of 1482 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
28 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, abbreviated schema
Equity
€345k
Net result
€-60k
Total assets
€1.18M
Solvency
29.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €1.18M
Fixed assets
€797k
Current assets
€381k
Equity and liabilities €1.18M
Equity
€345k
Debt
€832k
Debt finances 70.7% of the balance-sheet total.
Key figures and ratios
ROE
-17.3%
ROA
-5.1%
Debt ≤ 1 year
€153k
Debt > 1 year
€679k
Filed annual accounts As filed with the NBB · 2025 · 32 lines
Balance sheet
Code2025
Assets
Total assets20/58€1.18M
Fixed assets21/28€797k
Tangible fixed assets22/27€797k
Land and buildings22€797k
Current assets29/58€381k
Amounts receivable within one year40/41€121k
Trade receivables40€2k
Other amounts receivable41€120k
Cash at bank and in hand54/58€259k
Equity and liabilities
Total equity and liabilities10/49€1.18M
Equity10/15€345k
Contributions10/11€405k
Profit (loss) carried forward14€-60k
Amounts payable17/49€832k
Amounts payable after more than one year17€679k
Financial debts170/4€679k
Amounts payable within one year42/48€153k
Current portion of amounts payable after more than one year42€34k
Trade debts44€118k
Suppliers440/4€118k
Other amounts payable47/48€1k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k
Other operating charges640/8€6k
Gross operating margin9900€6k
Operating profit (loss)9901€-43k
Financial charges65/66B€16k
Recurring financial charges65€16k
Profit (loss) for the period before taxes9903€-60k
Profit (loss) for the period9904€-60k
Profit (loss) for the period to be appropriated9905€-60k
Appropriation of the result
Profit (loss) to be appropriated9906€-60k
Social balance
Average headcount (FTE)90870.0
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €43k |
| Other operating charges640/8 | €6k |
| Gross operating margin9900 | €6k |
| Operating profit (loss)9901 | €-43k |
| Financial charges65/66B | €16k |
| Recurring financial charges65 | €16k |
| Profit (loss) for the period before taxes9903 | €-60k |
| Profit (loss) for the period9904 | €-60k |
| Profit (loss) for the period to be appropriated9905 | €-60k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €1.18M | |
| Fixed assets21/28 | €797k | |
| Tangible fixed assets22/27 | €797k | |
| Land and buildings22 | €797k | |
| Current assets29/58 | €381k | |
| Amounts receivable within one year40/41 | €121k | |
| Trade receivables40 | €2k | |
| Other amounts receivable41 | €120k | |
| Cash at bank and in hand54/58 | €259k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €1.18M | |
| Equity10/15 | €345k | |
| Contributions10/11 | €405k | |
| Profit (loss) carried forward14 | €-60k | |
| Amounts payable17/49 | €832k | |
| Amounts payable after more than one year17 | €679k | |
| Financial debts170/4 | €679k | |
| Amounts payable within one year42/48 | €153k | |
| Current portion of amounts payable after more than one year42 | €34k | |
| Trade debts44 | €118k | |
| Suppliers440/4 | €118k | |
| Other amounts payable47/48 | €1k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €-60k |
| + Depreciation and write-downs630 | €43k |
| Operating cash flow (approximation) | €-16k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Buggenhout · 1 establishment unit since 2025
Ground area
632 m²
Building footprint
236 m²
Volume, LiDAR
1,228 m³
Parcel 42004E0295/00E000, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Investify
since 20252.370.422.355
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42004E0295/00E000 | Flanders | 632 m² | 1 · 236 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GONDOLA INVESTMENT
BE 0685.562.346
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Five Stars Properties
BE 1008.965.195
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MC Estate
BE 1009.334.191
Boom · Eq €339k
LELEUX FUND MANAGEMENT & PARTNERS
BE 0826.115.346
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VANDERKEULEN - VAN LOO
BE 0794.775.636
Brugge · Eq €357k
Of 591 companies in sector 66300 we hold annual accounts for 365. 242 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-02-2025
Fiscal year end31-12
Activities, NACEBEL 2025
66300Activities auxiliary to financial services and insurance activities
Scores and ratios are computed by Checked and are not a credit decision.