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INVESTEAMO

Active
Private limited companyfounded 2009active for 17 yearsChaussée de Perwez(SS) 215, 5002 Namur, BelgiumKBO/BCE: BE 0818.914.679

From the official registers: KBO 15 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of INVESTEAMO is 1.6% (moderate). The 2025 annual accounts show negative equity (-€141,126) and a net result of -€70,558. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 5% of 5,789 sector peers (NACE 68, financial year 2025). The company has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 25-09-2009 Normal situation
Activity
Development of residential building projects NACE 68121and 6 others
Establishment unit
2.181.277.404 6001 Charleroi, since 05-10-2009
Financial year end
31 March
Peppol
Reachable

Board and ownership

Board

Financial position

52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.6%
Annual accounts to 31-03-2025
Gross margin
€2,596
Turnover
≈ €11,000
estimated
Loss
€70,558
▲ 206%
Equity
-€141,126
▼ 100.0%
Total assets
€367,899
▲ 6.0%
2026 accounts not filed, 1 day past the deadline
Filed on 22-10-2025PDF
Score breakdownraises riskCapped at 59: negative equityLoss of €70,558, the second in a row (financial year 2025)Negative equity -€141,126Figures for financial year 2025 (filed on 23-10-2025)lowers riskSize: total assets €367,899Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 6% of micro companies in real estate (NACE 68)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 0-5
equity -38.4% of total assets
Liquidity 8-12
short-term debt 78.0% · cash 0.4%
Profitability 0-21
return on assets -19.2%
Bankruptcy probability within 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,625 companies, NACE 68, micro)
Last 24 months 12-2024: 3.1%highest value 01-2025: 1.6%▼ -1.5 percentage points vs 12-2024 02-2025: 1.6%● unchanged vs 01-2025 03-2025: 1.6%● unchanged vs 02-2025 04-2025: 1.6%● unchanged vs 03-2025 05-2025: 1.6%● unchanged vs 04-2025 06-2025: 1.6%● unchanged vs 05-2025 07-2025: 1.5%▼ -0.1 percentage points vs 06-2025 08-2025: 1.5%● unchanged vs 07-2025 09-2025: 1.4%▼ -0.1 percentage points vs 08-2025 10-2025: 1.5%▲ +0.1 percentage points vs 09-2025 11-2025: 1.2%▼ -0.3 percentage points vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.2%● unchanged vs 03-2026 05-2026: 1.2%● unchanged vs 04-2026 06-2026: 1.2%● unchanged vs 05-2026 07-2026: 1.2%● unchanged vs 06-2026 08-2026: 1.1%▼ -0.1 percentage points vs 07-2026 09-2026: 1.1%● unchanged vs 08-2026lowest value 10-2026: 1.4%▲ +0.3 percentage points vs 09-2026 11-2026: 1.6%▲ +0.2 percentage points vs 10-2026
No credit on open account
Liquidity is tight, with a current ratio of 1.28 (1.36 in 2024), below the usual 1.5. Short-term debt is 78% and cash 0.4% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 5% of them on solvency, 10% on liquidity, 4% on profitability and 5% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €367,899
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Loss of €70,558, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Negative equity -€141,126
NBB · annual accounts
raises risk · Figures for financial year 2025 (filed on 23-10-2025)
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€141,126
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 22-10-2025, 9 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
not filed
2025
9 days early
2024
3 days early
2023
8 days late
2022
345 days late
2021
85 days late
2020
5 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 70 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€141,126 View
  • Risk: 7 loss-making years in a rowloss in financial year 2025 -€70,558 View
  • Caution: Equity fell in 2025from -€70,568 to -€141,126 ▼ 100.0% View
  • Caution: Lower solvency than 95% of companies in real estatesector median 38.3% · 5,789 companies -38.4% View

Comparable companies

These companies have the same main activity as INVESTEAMO: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €270,000 and €487,000, founded between 2008 and 2013.

CompanyTotal assetsGross margin
INVESTEAMO Namur€367,899€2,596
IMMO-TRADING & CO Namur€363,597-€5,546
ViEsion passive Namur€270,217-€1,028
LOGARITHM-INVEST Namur€270,230€5,980
STONELEY COTTAGE Lubbeek€486,645€1,943
FIDES - TEN BRINKE PROJECTONTWIKKELING Antwerpen€363,093€2,942
HOME PROJET SAM Burdinne€297,636€5,517
Full comparison

Documents

Annual accounts at the NBB

All 15 annual accounts

Articles and registers

Key facts about INVESTEAMO

What is the company number of INVESTEAMO?
The company number of INVESTEAMO is 0818.914.679. The VAT number is the same number with BE in front: BE 0818.914.679.
Where is INVESTEAMO based?
The registered office is at Chaussée de Perwez(SS) 215, 5002 Namur.Company details
What does INVESTEAMO do?
According to the KBO register, the main activity is development of residential building projects (NACE 68121).
What is the legal form of INVESTEAMO?
The legal form of INVESTEAMO is Private limited company (BV).
When was INVESTEAMO founded?
INVESTEAMO was founded on 25-09-2009.
Is INVESTEAMO still active?
Yes, INVESTEAMO is an active enterprise in the KBO register.
What is the turnover of INVESTEAMO?
The turnover in financial year 2025 is ≈ €11,000. This figure is estimated from the gross margin of €2,596 and 48 comparable companies (NACE 68121). It probably lies between €5,300 and €34,000. It is a rough estimate. In financial year 2022 turnover was €282.Financials
Is INVESTEAMO profitable?
In financial year 2025, INVESTEAMO made a loss of €70,558.
Where can I find the annual accounts of INVESTEAMO?
INVESTEAMO filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)

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