INVESTDATA
ActiveSummary
INVESTDATA has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €143,997 and a net result of -€9,117. Equity is growing by ~29.1% per year across the filed fiscal years. Its solvency ranks better than 86% of 20782 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability62▼-26
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11,000 at 30 days acceptable
Liquidity ample (current ratio 3.8 against 2.94 in 2023; short-term debt: 10.1% and cash: 25.2% of total assets), and 11% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
89%
Return on assets
-5.6%
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
35 d early
2024
9 d early
2023
16 d early
2022
33 d early
2021
11 d early
2020
5 d early
2019
8 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 17 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
In the rankings
#7 company by equity in Zwalm, Telecoms and IT sector
Equity
€143,997▼ 6.0%
2023 · €153,115
Total assets
€161,828▼ 13.0%
2023 · €186,110
Net result
-€9,117
2023 · €29,394
Working capital
€45,760▼ 28.7%
2023 · €64,167
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€44,911▲ 84.9%€38,227▼ 14.9%€42,412▲ 10.9%€39,705▼ 6.4%-€8,969
Net result€38,110within the sector's middle half▲ 146%€30,505within the sector's middle half▼ 20.0%€33,428within the sector's middle half▲ 9.6%€29,394within the sector's middle half▼ 12.1%-€9,117below the sector's middle half
Equity€59,787within the sector's middle half▲ 176%€90,292within the sector's middle half▲ 51.0%€123,720within the sector's middle half▲ 37.0%€153,115within the sector's middle half▲ 23.8%€143,997within the sector's middle half▼ 6.0%
Total assets€89,836within the sector's middle half▲ 21.7%€132,400within the sector's middle half▲ 47.4%€190,640within the sector's middle half▲ 44.0%€186,110within the sector's middle half▼ 2.4%€161,828within the sector's middle half▼ 13.0%
Debt€30,049▼ 42.4%€42,108▲ 40.1%€66,920▲ 58.9%€32,995▼ 50.7%€17,831▼ 46.0%
Working capital€24,019within the sector's middle half▲ 190%€28,606within the sector's middle half▲ 19.1%€44,976within the sector's middle half▲ 57.2%€64,167within the sector's middle half▲ 42.7%€45,760within the sector's middle half▼ 28.7%
Solvency66.6%within the sector's middle half▲ 37.2pp68.2%within the sector's middle half▲ 1.6pp64.9%within the sector's middle half▼ 3.3pp82.3%above the sector's middle half▲ 17.4pp89.0%above the sector's middle half▲ 6.7pp
Current ratio1.80within the sector's middle half▲ 0.641.68within the sector's middle half▼ 0.121.71within the sector's middle half▲ 0.032.94within the sector's middle half▲ 1.243.80within the sector's middle half▲ 0.85
Return on assets (ROA)42.4%above the sector's middle half▲ 21.5pp23.0%within the sector's middle half▼ 19.4pp17.5%within the sector's middle half▼ 5.5pp15.8%within the sector's middle half▼ 1.7pp-5.6%below the sector's middle half▼ 21.4pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €8,969 after €39,705 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €161,828
Fixed assets
€99,704 ▲ 12.1%
Current assets
€62,125 ▼ 36.1%
Equity and liabilities €161,828
Equity
€143,997 ▼ 6.0%
Debt
€17,831 ▼ 46.0%
Debt's share of the balance-sheet total falls from 17.7% to 11.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€22,380▼
2023 · €65,528
Cash flow
€22,232▼
2023 · €55,217
Debt to equity
0.12▼
2023 · 0.22
ROE
-6.3%▼
2023 · 19.2%
Interest coverage
90.09▼
2023 · 294.45
Debt ≤ 1 year
€16,365▼
2023 · €32,995
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,441 companies that looked in July 2024 the way this one looks now, 2.3% went bankrupt within 24 months and 90% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a small loss
2.3%
went bankrupt
7.5%
stopped otherwise
90%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,441 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,007 | €11,985 | €19,666 | €25,823 | €31,349 | ▲ 21.4% |
| Other operating charges640/8 | - | €588 | €591 | €798 | €668 | ▼ 16.2% |
| Gross operating margin9900 | €49,504 | €50,800 | €62,669 | €66,326 | €23,048 | ▼ 65.2% |
| Operating profit (loss)9901 | €44,911 | €38,227 | €42,412 | €39,705 | -€8,969 | ▼ 123% |
| Financial income75/76B | - | €9 | €0 | - | €100 | - |
| Recurring financial income75 | €13 | €9 | €0 | - | €100 | - |
| Financial charges65/66B | - | €105 | €248 | €223 | €248 | ▲ 11.6% |
| Recurring financial charges65 | €88 | €105 | €248 | €223 | €248 | ▲ 11.6% |
| Profit (loss) for the period before taxes9903 | €44,836 | €38,132 | €42,164 | €39,482 | -€9,117 | ▼ 123% |
| Income taxes67/77 | €6,726 | €7,626 | €8,736 | €10,088 | - | - |
| Profit (loss) for the period9904 | €38,110 | €30,505 | €33,428 | €29,394 | -€9,117 | ▼ 131% |
| Profit (loss) for the period to be appropriated9905 | €38,110 | €30,505 | €33,428 | €29,394 | -€9,117 | ▼ 131% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €89,836 | €132,400 | €190,640 | €186,110 | €161,828 | ▼ 13.0% |
| Fixed assets21/28 | €35,767 | €61,686 | €82,244 | €88,948 | €99,704 | ▲ 12.1% |
| Intangible fixed assets21 | €35,206 | €61,349 | €82,132 | €88,948 | €99,704 | ▲ 12.1% |
| Tangible fixed assets22/27 | €561 | €337 | €112 | - | - | - |
| Furniture and vehicles24 | - | €337 | €112 | - | - | - |
| Current assets29/58 | €54,068 | €70,714 | €108,396 | €97,162 | €62,125 | ▼ 36.1% |
| Amounts receivable within one year40/41 | €24,609 | €42,937 | €23,930 | €28,980 | €20,008 | ▼ 31.0% |
| Trade receivables40 | - | €42,813 | €23,930 | €28,980 | €20,008 | ▼ 31.0% |
| Other amounts receivable41 | - | €124 | - | - | - | - |
| Cash at bank and in hand54/58 | €28,981 | €26,362 | €83,122 | €64,722 | €40,773 | ▼ 37.0% |
| Deferred charges and accrued income490/1 | - | €1,415 | €1,344 | €3,460 | €1,344 | ▼ 61.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €89,836 | €132,400 | €190,640 | €186,110 | €161,828 | ▼ 13.0% |
| Equity10/15 | €59,787 | €90,292 | €123,720 | €153,115 | €143,997 | ▼ 6.0% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €53,587 | €84,092 | €117,520 | €146,915 | €137,797 | ▼ 6.2% |
| Non-distributable reserves130/1 | - | €800 | €800 | €800 | €800 | = |
| Reserves not available under the articles1311 | - | €800 | €800 | €800 | €800 | = |
| Distributable reserves133 | - | €83,292 | €116,720 | €146,115 | €136,997 | ▼ 6.2% |
| Amounts payable17/49 | €30,049 | €42,108 | €66,920 | €32,995 | €17,831 | ▼ 46.0% |
| Amounts payable within one year42/48 | €30,049 | €42,108 | €63,420 | €32,995 | €16,365 | ▼ 50.4% |
| Trade debts44 | €22,257 | €32,232 | €54,223 | €31,265 | €15,177 | ▼ 51.5% |
| Suppliers440/4 | - | €32,232 | €54,223 | €31,265 | €15,177 | ▼ 51.5% |
| Taxes, remuneration and social security45 | - | €9,803 | €9,124 | €1,657 | €1,115 | ▼ 32.7% |
| Taxes450/3 | - | €9,803 | €9,124 | €1,657 | €1,115 | ▼ 32.7% |
| Other amounts payable47/48 | - | €74 | €74 | €74 | €74 | = |
| Accrued charges and deferred income492/3 | - | - | €3,500 | - | €1,466 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €38,110 | €30,505 | €33,428 | €29,394 | -€9,117 | ▼ 131% |
| + Depreciation and write-downs630 | €4,007 | €11,985 | €19,666 | €25,823 | €31,349 | ▲ 21.4% |
| Operating cash flow (approximation) | €42,116 | €42,490 | €53,094 | €55,217 | €22,232 | ▼ 59.7% |
| Investment in fixed assets (approximation) | - | -€37,904 | -€40,224 | -€32,527 | -€42,105 | ▼ 29.4% |
| Change in cash | - | -€2,619 | €56,760 | -€18,400 | -€23,949 | ▼ 30.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€9,117
Net result drops to -€9,117, the lowest in the series.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150,000Eq €153,115 ▲23.8%
5 profitable years in a row build equity to €153,115.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100,000Eq €123,720 ▲37%
4 profitable years in a row build equity to €123,720.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2019net €38,110 ▲146%
Operating result €44,911, net result €38,110, both a record.
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwalm · 1 establishment unit since 2018
Ground area
1,095 m²
Building footprint
285 m²
Volume, LiDAR
1,719 m³
Parcel 45040B0114/00F000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Investdata
since 20182.278.501.492
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45040B0114/00F000 | Flanders | 1,095 m² | 1 · 285 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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DEPUYDT CONSULTANCY
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Of 30,009 companies in sector 62200 we hold annual accounts for 18,399. 15,365 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-07-2018
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0699868856
Registered
20-11-2020
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.