INVEST - SERV - IMMO
ActiveINVEST - SERV - IMMO has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €263k and a net result of €-4k. Equity is shrinking by ~2.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 4533 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability34▼-1
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
short-term debt: 0% and cash: 1.1% of total assets, and 0% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
23 d early
2023
37 d early
2022
17 d early
2021
61 d late
2020
481 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-4k▼ 29.1%
2024 · €-3k
2018: €-14k
2019: €20k
2020: €-807
2021: €3k
2022: €-60k
2023: €5k
2024: €-3k
2018 → 2025
Working capital
€263k▼ 1.5%
2024 · €267k
2018: €303k
2019: €322k
2020: €331k
2021: €316k
2022: €265k
2023: €270k
2024: €267k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€325k-€265k▼ 18.5%€270k▲ 1.9%€267k▼ 1.2%€263k▼ 1.5%
Operating result€3k-€-60k€5k€-3k€-4k▼ 26.2%
Net result€3k-€-60k€5k€-3k€-4k▼ 29.1%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €3k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €263k
Fixed assets
€39=
Current assets
€263k▼ 3.1%
Equity and liabilities €263k
Equity
€263k▼ 1.5%
Debt
€29▼ 99.3%
The debt ratio falls from 1.6% to 0.0%. Equity and debt are lower.
Key figures and ratios
Solvency
100.0%▲
2024 · 98.4%
Debt / equity
0.00▼
2024 · 0.02
ROE
-1.5%▼
2024 · -1.2%
ROA
-1.5%▼
2024 · -1.2%
Debt
€29▼
2024 · €4k
Debt ≤ 1 year
€29▼
2024 · €4k
A ratio outside any meaningful range has been withheld (balance sheet total €263k, equity €263k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€272k€263k▼
Fixed assets21/28€39€39=
Financial fixed assets28€39€39=
Current assets29/58€271k€263k▼
Amounts receivable within one year40/41€250k€260k▲
Trade receivables40€7k€0▼
Other amounts receivable41€242k€260k▲
Cash at bank and in hand54/58€21k€3k▼
Deferred charges and accrued income490/1€926€176▼
Equity and liabilities
Total equity and liabilities10/49€272k€263k▼
Equity10/15€267k€263k▼
Contributions10/11€136k€136k=
Capital10-€136k
Issued capital100-€136k
Outside capital11€136k-
Other1109/19€136k-
Reserves13€222k€222k=
Non-distributable reserves130/1€14k€14k=
Legal reserve130-€14k
Reserves not available under the articles1311€14k-
Tax-exempt reserves132€8k€8k=
Distributable reserves133€200k€200k=
Profit (loss) carried forward14€-91k€-95k▼
Amounts payable17/49€4k€29▼
Amounts payable within one year42/48€4k€29▼
Trade debts44€2k€29▼
Suppliers440/4€2k€29▼
Taxes, remuneration and social security45-€0
Taxes450/3-€0
Other amounts payable47/48€2k€0▼
Income statement
Code20242025
Other operating charges640/8€533€413▼
Non-recurring operating charges66A-€58
Gross operating margin9900€-3k€-3k▼
Operating profit (loss)9901€-3k€-4k▼
Financial charges65/66B€26€122▲
Recurring financial charges65€26€122▲
Profit (loss) for the period before taxes9903€-3k€-4k▼
Profit (loss) for the period9904€-3k€-4k▼
Profit (loss) for the period to be appropriated9905€-3k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-91k€-95k▼
Profit (loss) brought forward from the previous period14P€-88k€-91k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Liquidity times 143current ratio 9045.14
Current ratio from 63.40 to 9045.14; short-term debt falls from €4k to €29.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €-60k ▼1967%
Net result drops to €-60k, the lowest in the series; recovery starts the following year.
24-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 481 days late
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 61 days late
2021
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 91 days late
2019
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
28-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Erfprinslaan 1111200 Sint-Lambrechts-WoluweGround area
400 m²
Building footprint
316 m²
Volume, LiDAR
2,457 m³
2 parcels, Brussels · tallest building 14.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
INVEST-SERV-IMMO
since 19912.051.966.110
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21673D0143/00T024 | Brussels | 213 m² | 1 · 210 m² | 11.2 m · 1 fl. |
| 21342B0093/00V000 | Brussels | 187 m² | 1 · 106 m² | 14.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ALIMCO
BE 0467.728.654
Haacht · Eq €263k
VERLAT IMMOBILIEN
BE 0460.897.577
Schilde · Eq €263k
CONTIGO.IMMO
BE 0845.602.844
Oudergem · Eq €264k
MARACANA
BE 0441.591.510
Sint-Martens-Latem · Eq €262k
LICODE
BE 1009.065.462
Amel · Eq €264k
Of 11,749 companies in sector 68310 we hold annual accounts for 6,907. 5,050 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded06-02-1991
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.