invest ph
Activeinvest ph has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €43k and a net result of €-7k. Equity is shrinking by ~15.4% per year across the filed fiscal years. Its solvency ranks better than 7% of 12708 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▲+2
Solvency28=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.22 against 0.2 in 2024; short-term debt: 30.6% and cash: 3.6% of total assets), and 97% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-7k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 12708 sector peers (2025).
NBB · sector comparisonPosition among 12708 sector peers
Solvency
better than 7%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
59 d early
2023
9 d early
2022
62 d early
2021
47 d early
2020
59 d early
2019
66 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€43k▼ 14.4%
2024 · €50k
2018: €120k
2019: €132k
2020: €141k
2021: €101k
2022: €65k
2023: €81k
2024: €50k
2018 → 2025
Total assets
€1.44M▼ 3.2%
2024 · €1.49M
2018: €1.30M
2019: €1.26M
2020: €1.21M
2021: €1.14M
2022: €1.54M
2023: €1.53M
2024: €1.49M
2018 → 2025
Net result
€-7k▲ 76.4%
2024 · €-31k
2018: €48k
2019: €13k
2020: €9k
2021: €-40k
2022: €-36k
2023: €16k
2024: €-31k
2018 → 2025
Working capital
€-344k▲ 11.1%
2024 · €-388k
2018: €-97k
2019: €-68k
2020: €-36k
2021: €-48k
2022: €-473k
2023: €-407k
2024: €-388k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€101k-€65k▼ 35.4%€81k▲ 24.7%€50k▼ 37.9%€43k▼ 14.4%
Operating result€-43k-€-35k▲ 19.1%€11k€-31k€-7k▲ 76.6%
Net result€-40k-€-36k▲ 11.2%€16k€-31k€-7k▲ 76.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2025 against €31k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.44M
Fixed assets
€1.35M▼ 3.6%
Current assets
€97k▲ 2.9%
Equity and liabilities €1.44M
Equity
€43k▼ 14.4%
Debt
€1.40M▼ 2.8%
The debt ratio rises from 96.6% to 97.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€43k▲
2024 · €20k
Cash flow
€43k▲
2024 · €20k
Solvency
3.0%▼
2024 · 3.4%
Current ratio
0.22▲
2024 · 0.20
Quick ratio
0.22▲
2024 · 0.20
Debt / equity
32.40▲
2024 · 28.55
ROE
-16.8%▲
2024 · -61.0%
ROA
-0.5%▲
2024 · -2.1%
Interest coverage
845.27▲
2024 · 347.85
Debt
€1.40M▼
2024 · €1.44M
Debt ≤ 1 year
€442k▼
2024 · €482k
Debt > 1 year
€959k=
2024 · €959k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.49M€1.44M▼
Fixed assets21/28€1.40M€1.35M▼
Tangible fixed assets22/27€758k€708k▼
Land and buildings22€758k€708k▼
Financial fixed assets28€639k€639k=
Current assets29/58€95k€97k▲
Amounts receivable within one year40/41€18k€45k▲
Trade receivables40€18k-
Other amounts receivable41-€45k
Cash at bank and in hand54/58€77k€53k▼
Equity and liabilities
Total equity and liabilities10/49€1.49M€1.44M▼
Equity10/15€50k€43k▼
Contributions10/11€1.00M€1.00M=
Capital10€1.00M€1.00M=
Issued capital100€1.00M€1.00M=
Profit (loss) carried forward14€-950k€-957k▼
Amounts payable17/49€1.44M€1.40M▼
Amounts payable after more than one year17€959k€959k=
Other amounts payable178/9€959k€959k=
Amounts payable within one year42/48€482k€442k▼
Financial debts43€440k€440k=
Credit institutions430/8€440k€440k=
Trade debts44€2k€2k=
Suppliers440/4€2k€2k=
Other amounts payable47/48€40k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€50k=
Gross operating margin9900€20k€43k▲
Operating profit (loss)9901€-31k€-7k▲
Financial charges65/66B€56€51▼
Recurring financial charges65€56€51▼
Profit (loss) for the period before taxes9903€-31k€-7k▲
Profit (loss) for the period9904€-31k€-7k▲
Profit (loss) for the period to be appropriated9905€-31k€-7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-950k€-957k▼
Profit (loss) brought forward from the previous period14P€-919k€-950k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €16k
Net result €16k after 2 loss-making years.
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-40k ▼544%
Net result drops to €-40k, the lowest in the series; recovery starts the following year.
02-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
26-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Amandsstraat 521853 GrimbergenGround area
219 m²
Building footprint
155 m²
Volume, LiDAR
973 m³
Parcel 23084A0399/00M017, Flanders · tallest building 12.4 m, ±1 floor. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23084A0399/00M017 | Flanders | 219 m² | 1 · 155 m² | 12.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600D8RG994DSETQ65
Similar companies · same sector, comparable size
LAURENS NARRAINA
BE 0881.855.902
Overijse · Eq €43k
LIBRASERVICE
BE 0860.151.656
Libramont-Chevigny · Eq €43k
Finorad
BE 1024.156.187
Rotselaar · Eq €43k
Omnium Belgique
BE 0446.588.889
Sint-Gillis (bij-Brussel) · Eq €44k
MS Accountancy
BE 1010.787.015
Wingene · Eq €43k
Of 2,267 companies in sector 69209 we hold annual accounts for 1,098. 763 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded10-03-2006
Fiscal year end31-12
Activities, NACEBEL
69202Legal and accounting activities
69209Other tax advisory services
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.