INVEST CENTRE
ActiveINVEST CENTRE has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €803k and a net result of €24k. Equity remains stable across the filed fiscal years (±1.6% per year). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability54▲+11
Solvency48▲+1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity short (current ratio 0.05 against 0.07 in 2024; short-term debt: 21.6% and cash: 0.7% of total assets), and 77.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.9%
Return on assets
0.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
26 d late
2023
61 d late
2022
30 d late
2021
22 d late
2020
90 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€803k▲ 3.1%
2024 · €779k
2018: €706k
2019: €645k
2020: €932k
2021: €894k
2022: €867k
2023: €813k
2024: €779k
2018 → 2025
Total assets
€3.51M▼ 1.8%
2024 · €3.57M
2018: €1.76M
2019: €1.90M
2020: €2.64M
2021: €2.54M
2022: €2.43M
2023: €3.66M
2024: €3.57M
2018 → 2025
Net result
€24k
2024 · €-33k
2018: €-688
2019: €-61k
2020: €287k
2021: €-38k
2022: €-27k
2023: €-54k
2024: €-33k
2018 → 2025
Working capital
€-721k▼ 7.0%
2024 · €-674k
2018: €-330k
2019: €-115k
2020: €-115k
2021: €-629k
2022: €-366k
2023: €-599k
2024: €-674k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€894k-€867k▼ 3.0%€813k▼ 6.3%€779k▼ 4.1%€803k▲ 3.1%
Operating result€-18k-€-2k▲ 88.6%€-19k▼ 813%€37k€90k▲ 145%
Net result€-38k-€-27k▲ 30.3%€-54k▼ 104%€-33k▲ 38.7%€24k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 145% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.51M
Fixed assets
€3.47M▼ 1.4%
Current assets
€37k▼ 26.3%
Equity and liabilities €3.51M
Equity
€803k▲ 3.1%
Provisions
€84k▼ 4.0%
Debt
€2.62M▼ 3.1%
The debt ratio falls from 75.7% to 74.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€284k▲
2024 · €220k
Cash flow
€217k▲
2024 · €150k
Solvency
22.9%▲
2024 · 21.8%
Current ratio
0.05▼
2024 · 0.07
Quick ratio
0.05▼
2024 · 0.07
Debt / equity
3.26▼
2024 · 3.47
ROE
3.0%▲
2024 · -4.3%
ROA
0.7%▲
2024 · -0.9%
Interest coverage
4.09▲
2024 · 3.01
Debt
€2.62M▼
2024 · €2.70M
Debt ≤ 1 year
€758k▲
2024 · €724k
Debt > 1 year
€1.85M▼
2024 · €1.97M
Income taxes
€559▼
2024 · €857
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.57M€3.51M▼
Fixed assets21/28€3.52M€3.47M▼
Tangible fixed assets22/27€3.52M€3.47M▼
Land and buildings22€3.04M€3.00M▼
Plant, machinery and equipment23€5k€366k▲
Furniture and vehicles24€66k€104k▲
Assets under construction and advance payments27€408k-
Financial fixed assets28€50€50=
Current assets29/58€50k€37k▼
Amounts receivable within one year40/41€6k€1k▼
Other amounts receivable41€6k€1k▼
Cash at bank and in hand54/58€42k€26k▼
Deferred charges and accrued income490/1€2k€10k▲
Equity and liabilities
Total equity and liabilities10/49€3.57M€3.51M▼
Equity10/15€779k€803k▲
Contributions10/11€74k€74k=
Revaluation surpluses12€79k€79k=
Reserves13€316k€306k▼
Tax-exempt reserves132€258k€247k▼
Distributable reserves133€59k€59k=
Profit (loss) carried forward14€310k€344k▲
Provisions and deferred taxes16€87k€84k▼
Deferred taxes168€87k€84k▼
Amounts payable17/49€2.70M€2.62M▼
Amounts payable after more than one year17€1.97M€1.85M▼
Financial debts170/4€1.97M€1.85M▼
Amounts payable within one year42/48€724k€758k▲
Current portion of amounts payable after more than one year42€111k€114k▲
Trade debts44€33k€15k▼
Suppliers440/4€33k€15k▼
Taxes, remuneration and social security45€16k€11k▼
Taxes450/3€16k€11k▼
Other amounts payable47/48€563k€618k▲
Accrued charges and deferred income492/3€13k€8k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€183k€193k▲
Other operating charges640/8€18k€22k▲
Gross operating margin9900€238k€306k▲
Operating profit (loss)9901€37k€90k▲
Financial income75/76B€263€187▼
Recurring financial income75€263€187▼
Financial charges65/66B€73k€69k▼
Recurring financial charges65€73k€69k▼
Profit (loss) for the period before taxes9903€-36k€21k▲
Transfer from deferred taxes780€3k€3k=
Income taxes67/77€857€559▼
Profit (loss) for the period9904€-33k€24k▲
Transfer from tax-exempt reserves789€10k€10k=
Profit (loss) for the period to be appropriated9905€-23k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€310k€344k▲
Profit (loss) brought forward from the previous period14P€333k€310k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Back to profitnet €24k
Net result €24k after 4 loss-making years.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
31-12
Financial
Back to profitnet €287k
Net result €287k after 2 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Weakest financial yearnet €-61k
Net result drops to €-61k, the lowest in the series; recovery starts the following year.
11-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 42 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
17-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Priemstraat 331000 BrusselGround area
201 m²
Building footprint
204 m²
Volume, LiDAR
2,855 m³
Parcel 21809K1958/00F000, Brussels · tallest building 18.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Priemstraat 33, 1000 Brussel
since 20032.130.762.475
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21809K1958/00F000 | Brussels | 201 m² | 1 · 204 m² | 18.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-06-1991
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.