INVENTIVE IT
ActiveINVENTIVE IT has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €203k and a net result of €-4k. Equity is growing by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 38% of 20787 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
70
/ 100
Healthy▼ -16 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-16
Solvency95▼-1
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 3.76 against 4.03 in 2023), and 49.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
50.4%
Return on assets
-1.1%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
27 d late
2023
11 d late
2022
30 d late
2021
21 d late
2020
30 d late
2019
54 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€203k▼ 2.0%
2023 · €208k
2018: €154k
2019: €148k
2020: €161k
2021: €171k
2022: €201k
2023: €208k
2018 → 2024
Total assets
€404k▼ 0.9%
2023 · €407k
2018: €483k
2019: €426k
2020: €448k
2021: €439k
2022: €427k
2023: €407k
2018 → 2024
Net result
€-4k
2023 · €6k
2018: €49k
2019: €-6k
2020: €12k
2021: €13k
2022: €30k
2023: €6k
2018 → 2024
Working capital
€177k▲ 1.6%
2023 · €174k
2018: €149k
2019: €83k
2020: €138k
2021: €152k
2022: €169k
2023: €174k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€161k-€171k▲ 6.5%€201k▲ 17.6%€208k▲ 3.2%€203k▼ 2.0%
Operating result€26k-€23k▼ 11.6%€46k▲ 102%€25k▼ 46.8%€167▼ 99.3%
Net result€12k-€13k▲ 2.8%€30k▲ 137%€6k▼ 78.5%€-4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 99% below 2023 and is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €404k
Fixed assets
€163k▼ 7.5%
Current assets
€241k▲ 4.1%
Equity and liabilities €404k
Equity
€203k▼ 2.0%
Debt
€200k▲ 0.3%
The debt ratio rises from 49.0% to 49.6%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€24k▼
2023 · €49k
Cash flow
€19k▼
2023 · €31k
Solvency
50.4%▼
2023 · 51.0%
Current ratio
3.76▼
2023 · 4.03
Quick ratio
3.76▼
2023 · 3.95
Debt / equity
0.98▲
2023 · 0.96
ROE
-2.1%▼
2023 · 3.1%
ROA
-1.1%▼
2023 · 1.6%
Interest coverage
4.69▲
2023 · 3.23
Debt
€200k▲
2023 · €200k
Debt ≤ 1 year
€64k▲
2023 · €57k
Debt > 1 year
€126k▼
2023 · €142k
Income taxes
€5k▼
2023 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€407k€404k▼
Fixed assets21/28€176k€163k▼
Tangible fixed assets22/27€106k€93k▼
Land and buildings22€96k€73k▼
Furniture and vehicles24€457€2k▲
Other tangible fixed assets26€10k€19k▲
Financial fixed assets28€70k€70k=
Current assets29/58€231k€241k▲
Stocks and contracts in progress3€5k-
Stocks30/36€5k-
Amounts receivable within one year40/41€181k€235k▲
Trade receivables40€11k€67k▲
Other amounts receivable41€171k€169k▼
Cash at bank and in hand54/58€45k€5k▼
Deferred charges and accrued income490/1-€0
Equity and liabilities
Total equity and liabilities10/49€407k€404k▼
Equity10/15€208k€203k▼
Contributions10/11€19k€19k=
Reserves13€113k€113k=
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Tax-exempt reserves132€3k€3k=
Distributable reserves133€108k€110k▲
Profit (loss) carried forward14€76k€72k▼
Amounts payable17/49€200k€200k▲
Amounts payable after more than one year17€142k€126k▼
Financial debts170/4€142k€126k▼
Amounts payable within one year42/48€57k€64k▲
Current portion of amounts payable after more than one year42€42k€36k▼
Financial debts43-€13k
Credit institutions430/8-€13k
Trade debts44€2k€570▼
Suppliers440/4€2k€570▼
Taxes, remuneration and social security45€14k€14k▲
Taxes450/3€13k€14k▲
Remuneration and social security454/9€459€0▼
Accrued charges and deferred income492/3-€10k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€23k▼
Other operating charges640/8€655€1k▲
Gross operating margin9900€49k€25k▼
Operating profit (loss)9901€25k€167▼
Financial income75/76B€5k€6k▲
Recurring financial income75€5k€6k▲
Financial charges65/66B€15k€5k▼
Recurring financial charges65€15k€5k▼
Profit (loss) for the period before taxes9903€15k€847▼
Income taxes67/77€8k€5k▼
Profit (loss) for the period9904€6k€-4k▼
Profit (loss) for the period to be appropriated9905€6k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€83k€72k▼
Profit (loss) brought forward from the previous period14P€76k€76k=
Transfer to equity691/2€6k€0▼
To other reserves6921€6k€0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
11-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 11 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Equity above €200kEq €201k ▲17.6%
3 profitable years in a row build equity to €201k.
21-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 21 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
31-12
Financial
Equity above €150kEq €161k ▲8.3%
Equity rises from €148k to €161k.
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 54 days late
2019
31-12
Financial
Weakest financial yearnet €-6k ▼112%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oosterzele · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Merebaaistraat 369860 OosterzeleGround area
1,854 m²
Building footprint
258 m²
Volume, LiDAR
1,009 m³
Parcel 44052A0199/00B000, Flanders · tallest building 6.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Merebaaistraat 36, 9860 Oosterzele
since 20032.132.768.692
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44052A0199/00B000 | Flanders | 1,854 m² | 1 · 258 m² | 6.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ACCELOR
BE 0635.931.010
Gent · Eq €203k
Of 16,811 companies in sector 62100 we hold annual accounts for 8,750. 6,582 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-04-2003
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
72220
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.