Equity
-€46,227
Debts exceed assets in financial year 2026.
INVENTIVA
Lifetime
9 annual accounts with figures on one time axispeak €110,591 (2022)
€17,954▲ €52,278
lowest -€47,927 (2025)
€6,308▲ €54,235
peak €14,052 (2020)
-€46,227▲ €6,308
€146,564▼ 8.8%
peak 2.7 FTE (2020)
-not published
Board1 name since 2020
1 directorKim David DE VLEESCHOUWER
Documentsfilings and deeds
25-06-2026128 days before the deadline
2026micro format
Gross margin from -€34,324 to €17,954Back to profit: €6,308Equity from -€52,535 to -€46,227Cash from €6,581 to €33,242
Key points
from the 2026 annual accountsResult
€6,308 €6,308
Back in profit in 2026, after a loss of €47,927 in 2025.
Turnover
≈ €190,000 estimated
The accounts state no turnover.
Debts
€146,564 146% of the balance sheet
Suppliers 10%Taxes and wages 4%Other 86%
Filings
9 annual accounts 3 late
The 2020 accounts came latest: 30 days after the end of the period.
Position in the sector
-€46,227
Less equity than 90% of companies in retail trade. Sector median €61,254 · 752 companies.
Checked score
55
Fair
Financially stronger than 43% of micro companies in retail trade (NACE 47)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.9%
01-2025: 0.9%● unchanged vs 12-2024
02-2025: 0.9%● unchanged vs 01-2025
03-2025: 0.9%● unchanged vs 02-2025
04-2025: 0.8%▼ -0.1 percentage points vs 03-2025
05-2025: 0.8%● unchanged vs 04-2025
06-2025: 0.8%● unchanged vs 05-2025
07-2025: 0.9%▲ +0.1 percentage points vs 06-2025
08-2025: 0.9%● unchanged vs 07-2025
09-2025: 0.8%▼ -0.1 percentage points vs 08-2025
10-2025: 0.9%▲ +0.1 percentage points vs 09-2025
11-2025: 2.1%▲ +1.2 percentage points vs 10-2025
12-2025: 2.1%● unchanged vs 11-2025
01-2026: 2.1%● unchanged vs 12-2025
02-2026: 2.1%● unchanged vs 01-2026
03-2026: 2.0%▼ -0.1 percentage points vs 02-2026
04-2026: 2.0%● unchanged vs 03-2026
05-2026: 2.1%▲ +0.1 percentage points vs 04-2026highest value
06-2026: 2.0%▼ -0.1 percentage points vs 05-2026
07-2026: 0.8%▼ -1.2 percentage points vs 06-2026lowest value
08-2026: 0.8%● unchanged vs 07-2026lowest value
09-2026: 0.8%● unchanged vs 08-2026lowest value
10-2026: 0.8%● unchanged vs 09-2026lowest value
11-2026: 0.8%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€46,227
Sector: Retail trade (NACE 47)
lowers risk
Size: total assets €100,336
Liquidity: current ratio 0.40, cash €33,242
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 39% on liquidity, 64% on profitability and 64% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,180 companies had the same profile as INVENTIVA has now. Each dot stands for 6 companies, two years later.
88.7%
were still trading
5.8%
stopped another way
4.8%
went bankrupt
Another 0.7% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of INVENTIVA itself is lower: 0.8% within 12 months. It rests on far more data about INVENTIVA than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,180 companies, not a prediction for INVENTIVA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.4 (0.35 in 2025), below 1. Short-term debt is 146.1% and cash 33.1% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 752 sector peers (2026).
NBB · sector comparisonPosition among 752 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 25-06-2026, 128 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2026
128 days early
2025
10 days early
2024
27 days late
2023
1 day early
2022
20 days late
2021
10 days early
2020
30 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 10 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 30 October (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-03-2027 year end31-10-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0666469380
Company renamed from Creative Improvement to INVENTIVA
Registered office moved from Boortmeerbeek to Keerbergen · New registered office: Spechtweg 9, 3140 Keerbergen · Previous registered office: Anderveldstraat 10, 3190 Boortmeerbeek · General meeting of 30-09-2020 · Gazette deed
Incorporation
published on 21-11-2016 · Gazette deed
First establishment
Spechtweg 9, Keerbergen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| INVENTIVA Keerbergen | €100,336 | €17,954 | -46.1% | - |
| NATUR O VERT Bassenge | €91,434 | €14,011 | 77.1% | - |
| Florist Engelen Carine Diest | €123,965 | €20,069 | 85.4% | - |
| SKYFARMS Brussels | €88,422 | €26,436 | 66.0% | - |
| Mélanie Monard Blue Uccle | €105,170 | €27,249 | 93.7% | - |
| ORANGERIE BY DEAN Zandhoven | €138,266 | €23,829 | 30.0% | - |
| TOP GROW Menen | €117,564 | €11,574 | -84.4% | - |
These companies have the same main activity as INVENTIVA: retail sale of flowers, plants, seeds and fertilisers (NACE 47761). They are comparable in size and age: total assets between €88,400 and €138,000, founded between 2015 and 2019.
Official details
Source: KBO- Status
- Active since 17-11-2016Normal situation
- Activity
- Retail sale of flowers, plants, seeds and fertilisersNACE 47761and 4 others
- Establishment unit
- 2.258.817.9173140 Keerbergen, since 17-11-2016
- Financial year end
- 31 March
- Peppol
- Reachable since 06-01-2026
Annual accounts to 31-03-2026
- €100,336▼ 7.3%
- Filing
- Filed on 25-06-2026, 128 days before the end of the filing period
Insights on INVENTIVA
INVENTIVA files the micro format. That format states no turnover. The gross margin fell from €49,035 in 2018 to €17,954 in 2026.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about INVENTIVA
- What is the company number of INVENTIVA?
- The company number of INVENTIVA is 0666.469.380. The VAT number is the same number with BE in front: BE 0666.469.380.
- Where is INVENTIVA based?
- The registered office is at Spechtweg 9, 3140 Keerbergen.Company details
- What does INVENTIVA do?
- According to the KBO register, the main activity is retail sale of flowers, plants, seeds and fertilisers (NACE 47761).
- What is the legal form of INVENTIVA?
- INVENTIVA is a private limited company (BV).
- When was INVENTIVA founded?
- INVENTIVA was founded on 17-11-2016.
- Is INVENTIVA still active?
- Yes, INVENTIVA is an active enterprise in the KBO register.
- How many employees does INVENTIVA have?
- INVENTIVA had an average of 2.7 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
- What is the turnover of INVENTIVA?
- The turnover in financial year 2026 is ≈ €190,000. This figure is estimated from the gross margin of €17,954 and 118 comparable companies (NACE 477). It probably lies between €69,000 and €400,000. It is a rough estimate.
- Is INVENTIVA profitable?
- In financial year 2026, INVENTIVA made a profit of €6,308.
- Where can I find the annual accounts of INVENTIVA?
- INVENTIVA filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of INVENTIVA due?
- INVENTIVA must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
Next steps
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