INVENTICO
ActiveSummary
INVENTICO has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €107k and a net result of €20k. Equity is growing by ~34.7% per year across the filed fiscal years. Its solvency ranks better than 90% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
97
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▼-5
Solvency100▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 10.21 against 3.59 in 2024; short-term debt: 8.4% and cash: 41% of total assets), and 8.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.5%
Return on assets
17.3%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
25 d late
2024
9 d late
2023
on the day
2022
2 d late
2021
12 d late
2020
30 d late
2019
29 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€107k▲ 43.9%
2024 · €74k
2019: €15k
2020: €26k
2021: €43k
2022: €44k
2023: €53k
2024: €74k
2019 → 2025
Total assets
€117k▲ 14.9%
2024 · €101k
2019: €24k
2020: €44k
2021: €68k
2022: €60k
2023: €79k
2024: €101k
2019 → 2025
Net result
€20k▼ 5.0%
2024 · €21k
2019: €9k
2020: €11k
2021: €18k
2022: €242
2023: €9k
2024: €21k
2019 → 2025
Working capital
€90k▲ 43.9%
2024 · €63k
2019: €14k
2020: €23k
2021: €40k
2022: €45k
2023: €52k
2024: €63k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€43k-€44k▲ 0.6%€53k▲ 21.3%€74k▲ 40.0%€107k▲ 43.9%
Operating result€23k-€6k▼ 73.2%€16k▲ 156%€24k▲ 50.1%€27k▲ 12.9%
Net result€18k-€242▼ 98.6%€9k▲ 3,737%€21k▲ 128%€20k▼ 5.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 13% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €117k
Fixed assets
€16k ▲ 14.1%
Current assets
€100k ▲ 15.1%
Equity and liabilities €117k
Equity
€107k ▲ 43.9%
Debt
€10k ▼ 63.7%
Debt's share of the balance-sheet total falls from 26.9% to 8.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€33k▲
2024 · €27k
Cash flow
€26k▲
2024 · €24k
Current ratio
10.21▲
2024 · 3.59
Debt to equity
0.09▼
2024 · 0.37
ROE
18.9%▼
2024 · 28.6%
ROA
17.3%▼
2024 · 20.9%
Interest coverage
15.89▲
2024 · 9.71
Debt ≤ 1 year
€10k▼
2024 · €24k
Debt > 1 year
€0▼
2024 · €3k
Income taxes
€6k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€101k€117k▲
Fixed assets21/28€14k€16k▲
Tangible fixed assets22/27€14k€16k▲
Furniture and vehicles24€14k€16k▲
Current assets29/58€87k€100k▲
Amounts receivable within one year40/41€10k€8k▼
Trade receivables40€10k€8k▼
Other amounts receivable41-€516
Current investments50/53€22k€41k▲
Cash at bank and in hand54/58€50k€48k▼
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€101k€117k▲
Equity10/15€74k€107k▲
Contributions10/11€6k€19k▲
Reserves13€68k€88k▲
Distributable reserves133€68k€88k▲
Amounts payable17/49€27k€10k▼
Amounts payable after more than one year17€3k€0▼
Financial debts170/4€3k€0▼
Amounts payable within one year42/48€24k€10k▼
Current portion of amounts payable after more than one year42€5k€3k▼
Trade debts44€4k€563▼
Suppliers440/4€4k€563▼
Taxes, remuneration and social security45€10k€4k▼
Taxes450/3€7k€2k▼
Remuneration and social security454/9€3k€3k▼
Other amounts payable47/48€5k€2k▼
Accrued charges and deferred income492/3-€79
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€6k▲
Other operating charges640/8€875€830▼
Gross operating margin9900€28k€34k▲
Operating profit (loss)9901€24k€27k▲
Financial income75/76B€6k€876▼
Recurring financial income75€38€657▲
Non-recurring financial income76B€6k€219▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€27k€26k▼
Income taxes67/77€6k€6k▼
Profit (loss) for the period9904€21k€20k▼
Profit (loss) for the period to be appropriated9905€21k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€21k€20k▼
Transfer to equity691/2€21k€20k▼
To other reserves6921€21k€20k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Liquidity triplescurrent ratio 10.21
Current ratio from 3.59 to 10.21; short-term debt falls from €24k to €10k.
31-12
Financial
Equity above €100kEq €107k ▲43.9%
7 profitable years in a row build equity to €107k.
09-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 9 days late
2024
31-12
Financial
Highest result since 2019net €21k ▲128%
Net result €21k, the highest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
02-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
31-12
Financial
Weakest financial yearnet €242 ▼98.6%
Net result drops to €242, the lowest in the series; recovery starts the following year.
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
29-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nijlen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Breugelhoevestraat 54 B2560 NijlenGround area
6,737 m²
Building footprint
73 m²
Volume, LiDAR
36 m³
Parcel 12026A0450/00B000, Flanders · tallest building 5.6 m. Linked by address, not a title deed.
1 establishment unit
INVENTICO
since 20182.271.874.711
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12026A0450/00B000 | Flanders | 6,737 m² | 1 · 72 m² | 5.6 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BAOBAB FOREST
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STIPA CONSULT
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BE 1005.618.596
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Of 16,884 companies in sector 62100 we hold annual accounts for 8,775. 6,956 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-01-2018
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
43211General electrical installation work
47400Retail sale of information and communication equipment
58290Other software publishing
62200Computer consultancy and computer facilities management
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.