INUVA
ActiveINUVA has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51k and a net result of €24k. Equity is growing by ~97.4% per year across the filed fiscal years. Its solvency ranks better than 59% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency93▲+18
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 2.84 against 1.7 in 2024; short-term debt: 31.7% and cash: 49.6% of total assets), and 31.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.1%
Return on assets
31.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
10 d late
2024
1 d late
2023
8 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€51k▲ 85.9%
2024 · €27k
2023: €-2k
2024: €27k
2023 → 2025
Total assets
€75k▲ 36.4%
2024 · €55k
2023: €15k
2024: €55k
2023 → 2025
Net result
€24k▼ 23.4%
2024 · €31k
2023: €-4k
2024: €31k
2023 → 2025
Working capital
€44k▲ 127%
2024 · €19k
2023: €-8k
2024: €19k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-2k-€27k€51k▲ 85.9%
Operating result€-4k-€38k€30k▼ 21.9%
Net result€-4k-€31k€24k▼ 23.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 22% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €75k
Fixed assets
€8k▼ 8.9%
Current assets
€67k▲ 44.6%
Equity and liabilities €75k
Equity
€51k▲ 85.9%
Debt
€24k▼ 12.9%
The debt ratio falls from 50.1% to 31.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€34k▼
2024 · €40k
Cash flow
€28k▼
2024 · €33k
Solvency
68.1%▲
2024 · 49.9%
Current ratio
2.84▲
2024 · 1.70
Quick ratio
2.84▲
2024 · 1.70
Debt / equity
0.47▼
2024 · 1.00
ROE
46.2%▼
2024 · 112.1%
ROA
31.4%▼
2024 · 56.0%
Interest coverage
43.50▼
2024 · 85.83
Debt
€24k▼
2024 · €27k
Debt ≤ 1 year
€24k▼
2024 · €27k
Income taxes
€6k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€55k€75k▲
Fixed assets21/28€8k€8k▼
Intangible fixed assets21€4k€3k▼
Tangible fixed assets22/27€5k€5k▲
Plant, machinery and equipment23€3k€4k▲
Furniture and vehicles24€1k€885▼
Financial fixed assets28-€250
Current assets29/58€46k€67k▲
Amounts receivable after more than one year29€20k-
Trade receivables290€20k-
Other amounts receivable291€230-
Amounts receivable within one year40/41-€29k
Trade receivables40-€23k
Other amounts receivable41-€6k
Current investments50/53€6k-
Cash at bank and in hand54/58€20k€37k▲
Deferred charges and accrued income490/1€174€1k▲
Equity and liabilities
Total equity and liabilities10/49€55k€75k▲
Equity10/15€27k€51k▲
Contributions10/11€1k€1k=
Reserves13€26k€50k▲
Distributable reserves133€26k€50k▲
Amounts payable17/49€27k€24k▼
Amounts payable within one year42/48€27k€24k▼
Trade debts44€3k€10k▲
Suppliers440/4€3k€10k▲
Taxes, remuneration and social security45€10k€14k▲
Taxes450/3€7k€14k▲
Remuneration and social security454/9€3k-
Other amounts payable47/48€15k-
Accrued charges and deferred income492/3€171€204▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k▲
Other operating charges640/8€519€528▲
Gross operating margin9900€41k€34k▼
Operating profit (loss)9901€38k€30k▼
Financial income75/76B€17€958▲
Recurring financial income75€17€958▲
Financial charges65/66B€468€779▲
Recurring financial charges65€468€779▲
Profit (loss) for the period before taxes9903€38k€30k▼
Income taxes67/77€7k€6k▼
Profit (loss) for the period9904€31k€24k▼
Profit (loss) for the period to be appropriated9905€31k€24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€27k€24k▼
Profit (loss) brought forward from the previous period14P€-4k-
Transfer to equity691/2€26k€24k▼
To other reserves6921€26k€24k▼
Profit to be distributed694/7€859-
Return on contributions (dividend)694€859-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
State Gazette act
Registered officeBoard meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
Board meeting · Registered-office move2 facts ▸
- Board meeting, 01/07/2026
- Registered-office move, Gentweg 21 te 9890 Vurste
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 10 days late
2025
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
31-12
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 1.70
Current ratio from 0.57 to 1.70.
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gavere · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gentweg 219890 GavereGround area
2,002 m²
Building footprint
348 m²
Volume, LiDAR
1,215 m³
2 parcels, Flanders · tallest building 8.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
INUVA
since 20232.344.903.338
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44071A1162/00B000 | Flanders | 1,926 m² | 1 · 273 m² | 8.8 m · 1 fl. |
| 35386D0190/00R002 | Flanders | 75 m² | 1 · 75 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Legal Entity Identifier
6994009GFMAQIFDIFH25
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Of 16,886 companies in sector 62100 we hold annual accounts for 8,777. 6,812 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-03-2023
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.