Skip to content

InTwo

Active
Private limited companyfounded 20232 yrs activeGistelsteenweg 546, 8490 Jabbeke, BelgiumKBO/BCE: BE 1002.096.211
Summary

The computed 12-month bankruptcy probability of InTwo is 2.3% (moderate). The 2025 annual accounts show equity of €3,885 and a net result of -€46,115. Its solvency ranks better than 15% of 924 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability10
Solvency26
Growth-
Track record67
Bankruptcy probability, 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Rental and leasing activities (NACE 77)
about 44% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
0.6%
Return on assets
-6.9%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 924 sector peers (2025).
NBB · sector comparison
Position among 924 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
1 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 9 November 2023, InTwo was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, abbreviated schema

Equity
€3,885
Total assets
€669,159
Net result
-€46,115
Working capital
€273,907

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €667,098
Fixed assets €276,784
Current assets €390,314
Equity and liabilities €669,159
Equity €3,885
Debt €665,273
Debt finances 99.4% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
-€1,521
Cash flow
-€2,007
Current ratio
3.35
ROA
-6.9%
Interest coverage
-2.07
Debt ≤ 1 year
€116,407
Debt > 1 year
€298,043
Staff costs
€60,649
A ratio outside any meaningful range has been withheld (balance sheet total €669,159, equity €3,885).

Peer companies

Historical observation

Of the 1,304 companies that looked in July 2024 the way this one looks now, 5.2% went bankrupt within 24 months and 92% are still going.

  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a small loss
5.2% went bankrupt
1.6% stopped otherwise
92% still going

A further 1.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,304 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 39 lines
Balance sheet Code2025
Assets
Total assets20/58€669,159
Formation expenses20€2,061
Fixed assets21/28€276,784
Intangible fixed assets21€130,992
Tangible fixed assets22/27€145,793
Furniture and vehicles24€145,793
Current assets29/58€390,314
Amounts receivable within one year40/41€39,947
Trade receivables40€39,947
Cash at bank and in hand54/58€238,880
Deferred charges and accrued income490/1€111,486
Equity and liabilities
Total equity and liabilities10/49€669,159
Equity10/15€3,885
Contributions10/11€50,000
Profit (loss) carried forward14-€46,115
Amounts payable17/49€665,273
Amounts payable after more than one year17€298,043
Other amounts payable178/9€298,043
Amounts payable within one year42/48€116,407
Trade debts44€71,717
Suppliers440/4€71,717
Taxes, remuneration and social security45€44,690
Taxes450/3€27,965
Remuneration and social security454/9€16,725
Accrued charges and deferred income492/3€250,823
Income statement Code2025
Remuneration, social security and pensions62€60,649
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44,108
Other operating charges640/8€1,082
Gross operating margin9900€60,210
Operating profit (loss)9901-€45,630
Financial income75/76B€248
Recurring financial income75€248
Financial charges65/66B€733
Recurring financial charges65€733
Profit (loss) for the period before taxes9903-€46,115
Profit (loss) for the period9904-€46,115
Profit (loss) for the period to be appropriated9905-€46,115
Appropriation of the result
Profit (loss) to be appropriated9906-€46,115
Social balance
Average headcount (FTE)90871.0

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€60,649
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44,108
Other operating charges640/8€1,082
Gross operating margin9900€60,210
Operating profit (loss)9901-€45,630
Financial income75/76B€248
Recurring financial income75€248
Financial charges65/66B€733
Recurring financial charges65€733
Profit (loss) for the period before taxes9903-€46,115
Profit (loss) for the period9904-€46,115
Profit (loss) for the period to be appropriated9905-€46,115
Line2025
Assets
Total assets20/58€669,159
Formation expenses20€2,061
Fixed assets21/28€276,784
Intangible fixed assets21€130,992
Tangible fixed assets22/27€145,793
Furniture and vehicles24€145,793
Current assets29/58€390,314
Amounts receivable within one year40/41€39,947
Trade receivables40€39,947
Cash at bank and in hand54/58€238,880
Deferred charges and accrued income490/1€111,486
Equity and liabilities
Total equity and liabilities10/49€669,159
Equity10/15€3,885
Contributions10/11€50,000
Profit (loss) carried forward14-€46,115
Amounts payable17/49€665,273
Amounts payable after more than one year17€298,043
Other amounts payable178/9€298,043
Amounts payable within one year42/48€116,407
Trade debts44€71,717
Suppliers440/4€71,717
Taxes, remuneration and social security45€44,690
Taxes450/3€27,965
Remuneration and social security454/9€16,725
Accrued charges and deferred income492/3€250,823
Line2025
Profit (loss) for the period9904-€46,115
+ Depreciation and write-downs630€44,108
Operating cash flow (approximation)-€2,007

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
30-01
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jabbeke · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
124 m²
Parcel 31041A0490/00Y002, Flanders. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
InTwo
Gistelsteenweg 546, 8490 JabbekeNACE 45111
since 20232.351.780.836
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31041A0490/00Y002 Flanders 124 m² - -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 273 EUR awarded · 273 EUR paid
Year Entries awardedpaid
2025 1 273 EUR273 EUR
Schemes
1 entry · 273 EUR · 273 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 1,446 companies in sector 77110 we hold annual accounts for 727. 219 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded09-11-2023
Fiscal year end30-06
Activities, NACEBEL 2025
77110Renting and leasing of cars and light motor vehicles
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47812Retail trade
46180Agents specialised in the wholesale of other particular products
46713Wholesale trade
E-invoicing
Reachable via Peppol
Peppol ID 0208:1002096211
Also 9925:BE1002096211
Registered 11-06-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.