Intserv
ActiveIntserv has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €135k and a net result of €38k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 77% of 16989 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▼-2
Solvency100▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 4.81 against 2.91 in 2024; short-term debt: 18.2% and cash: 5.9% of total assets), and 18.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.8%
Return on assets
23.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €135k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
52 d early
2024
37 d early
2023
36 d early
2022
26 d early
2021
34 d early
2020
5 d early
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€135k▲ 37.2%
2024 · €98k
2018: €23k
2019: €29k
2020: €22k
2021: €-16k
2022: €33k
2023: €52k
2024: €98k
2018 → 2025
Total assets
€165k▲ 8.9%
2024 · €152k
2018: €422k
2019: €403k
2020: €281k
2021: €239k
2022: €123k
2023: €127k
2024: €152k
2018 → 2025
Net result
€38k▼ 20.1%
2024 · €48k
2018: €2k
2019: €6k
2020: €-6k
2021: €-39k
2022: €49k
2023: €37k
2024: €48k
2018 → 2025
Working capital
€114k▲ 45.8%
2024 · €78k
2018: €233k
2019: €220k
2020: €195k
2021: €72k
2022: €20k
2023: €36k
2024: €78k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-16k-€33k€52k▲ 58.6%€98k▲ 88.6%€135k▲ 37.2%
Operating result€-34k-€59k€58k▼ 2.1%€73k▲ 25.3%€58k▼ 20.6%
Net result€-39k-€49k€37k▼ 24.4%€48k▲ 29.1%€38k▼ 20.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €165k
Fixed assets
€21k▼ 35.2%
Current assets
€144k▲ 20.8%
Equity and liabilities €165k
Equity
€135k▲ 37.2%
Debt
€30k▼ 43.6%
The debt ratio falls from 35.1% to 18.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€74k▼
2024 · €88k
Cash flow
€55k▼
2024 · €63k
Solvency
81.8%▲
2024 · 64.9%
Current ratio
4.81▲
2024 · 2.91
Quick ratio
4.81▲
2024 · 2.91
Debt / equity
0.22▼
2024 · 0.54
ROE
28.4%▼
2024 · 48.7%
ROA
23.2%▼
2024 · 31.6%
Interest coverage
61.39▲
2024 · 49.65
Debt
€30k▼
2024 · €53k
Debt ≤ 1 year
€30k▼
2024 · €41k
Income taxes
€18k▼
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€152k€165k▲
Fixed assets21/28€32k€21k▼
Tangible fixed assets22/27€32k€21k▼
Plant, machinery and equipment23€2k€6k▲
Furniture and vehicles24€1k€528▼
Leasing and similar rights25€26k€12k▼
Other tangible fixed assets26€3k€3k▼
Current assets29/58€119k€144k▲
Amounts receivable within one year40/41€99k€132k▲
Trade receivables40€99k€132k▲
Cash at bank and in hand54/58€18k€10k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€152k€165k▲
Equity10/15€98k€135k▲
Contributions10/11€19k€19k=
Reserves13€80k€116k▲
Distributable reserves133€80k€116k▲
Amounts payable17/49€53k€30k▼
Amounts payable after more than one year17€12k-
Financial debts170/4€12k-
Amounts payable within one year42/48€41k€30k▼
Current portion of amounts payable after more than one year42€14k€12k▼
Trade debts44€969€2k▲
Suppliers440/4€969€2k▲
Taxes, remuneration and social security45€16k€13k▼
Taxes450/3€16k€13k▼
Other amounts payable47/48€10k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€17k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€90k€77k▼
Operating profit (loss)9901€73k€58k▼
Financial income75/76B€3€6▲
Recurring financial income75€3€6▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Non-recurring financial charges66B€287-
Profit (loss) for the period before taxes9903€70k€56k▼
Income taxes67/77€23k€18k▼
Profit (loss) for the period9904€48k€38k▼
Profit (loss) for the period to be appropriated9905€48k€38k▼
Appropriation of the result
Profit (loss) to be appropriated9906€48k€38k▼
Transfer to equity691/2€46k€37k▼
To other reserves6921€46k€37k▼
Profit to be distributed694/7€2k€2k=
Return on contributions (dividend)694€2k€2k=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €135k ▲37.2%
4 profitable years in a row build equity to €135k.
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €49k
Net result €49k after 2 loss-making years.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €-39k
Net result drops to €-39k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Begijnendijk · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aarschotsesteenweg 1743130 BegijnendijkGround area
1,020 m²
Building footprint
133 m²
Volume, LiDAR
604 m³
Parcel 24010A0544/00N000, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Intserv
since 20102.189.376.211
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24010A0544/00N000 | Flanders | 1,020 m² | 1 · 133 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,995 companies in sector 62200 we hold annual accounts for 18,391. 15,410 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-05-2010
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.