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INTRAPHILIEN

Active
Private limited companyfounded 2022active for 3 yearsParklaan 25, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 0793.357.555
Summary

INTRAPHILIEN has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €685,372 and a net result of -€1,749. Equity remains stable across the filed financial years (±0.3% per year). Its solvency ranks better than 89% of 17,033 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Activity
Real estate activities
NACE 68204
1 site
Size
€801,967total assets 2025
Equity
€685,372
Loss
-€1,749
Turnover not published (micro format)
Financial health
68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Structure
2025 accounts 41 days early1 deed in the Belgian Official Gazette
Why 68raises riskLiquidity: current ratio 0.00, cash €641 of the last 3 latelowers riskSector: Real estate activities (NACE 68)Equity €685,372 (85.5% of total assets)Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 58% of its sector peers (NACE 68, micro)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 85.5% of total assets
Liquidity 47+1
short-term debt 14.5% · cash 0.0%
Profitability 68+25
return on assets -0.2%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,613 companies, NACE 68, micro)
Last 24 months 11-2024: 1.1% 12-2024: 1.1%● unchanged vs 11-2024 01-2025: 1.1%● unchanged vs 12-2024 02-2025: 1.1%● unchanged vs 01-2025 03-2025: 1.1%● unchanged vs 02-2025 04-2025: 1.1%● unchanged vs 03-2025 05-2025: 3.6%▲ +2.5 percentage points vs 04-2025highest value 06-2025: 3.5%▼ -0.1 percentage points vs 05-2025 07-2025: 3.3%▼ -0.2 percentage points vs 06-2025 08-2025: 1.0%▼ -2.3 percentage points vs 07-2025 09-2025: 1.0%● unchanged vs 08-2025 10-2025: 1.0%● unchanged vs 09-2025 11-2025: 1.0%● unchanged vs 10-2025 12-2025: 1.0%● unchanged vs 11-2025 01-2026: 1.0%● unchanged vs 12-2025 02-2026: 1.0%● unchanged vs 01-2026 03-2026: 1.0%● unchanged vs 02-2026 04-2026: 1.0%● unchanged vs 03-2026 05-2026: 1.0%● unchanged vs 04-2026 06-2026: 1.0%● unchanged vs 05-2026 07-2026: 0.9%▼ -0.1 percentage points vs 06-2026 08-2026: 0.9%● unchanged vs 07-2026 09-2026: 0.9%● unchanged vs 08-2026 10-2026: 0.9%● unchanged vs 09-2026lowest value
Credit of up to €45,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.0, compared with 0.0 in 2024, below 1; short-term debt: 14.5% and cash: 0% of total assets), and 14.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 91% on solvency, 43% on liquidity, 55% on profitability and 44% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 0.00, cash €64
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
raises risk · 1 of the last 3 late
NBB · filings
lowers risk · Equity €685,372 (85.5% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-06-2026, 41 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
41 days early
2024
31 days early
2023
247 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 58 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (3 of the last 3 filed years within 279 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2022.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Financials · financial year 2025, micro format

Equity
€685,372▼ 0.3%
2024 · €687,121
Total assets
€801,967▼ 1.9%
2024 · €817,727
Net result
-€1,749▲ 30.2%
2024 · -€2,504
Working capital
-€116,487▲ 10.8%
2024 · -€130,538
Trend over the years

2023 to 2025, 3 financial years

The operating result turns negative in 2025: a loss of €1,327 after €4,352 in 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€1,327 2025 Net result-€1,749 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 68, Real estate activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line202320242025
Operating result-€24,679-€4,352-€1,327
Net result-€33,078below the sector's middle half--€2,504within the sector's middle half▲ 92.4%-€1,749within the sector's middle half▲ 30.2%
Equity€689,625above the sector's middle half-€687,121above the sector's middle half▼ 0.4%€685,372above the sector's middle half▼ 0.3%
Total assets€833,634within the sector's middle half-€817,727within the sector's middle half▼ 1.9%€801,967within the sector's middle half▼ 1.9%
Debt€144,010-€130,606▼ 9.3%€116,595▼ 10.7%
Working capital-€46,370within the sector's middle half--€130,538below the sector's middle half▼ 182%-€116,487below the sector's middle half▲ 10.8%
Solvency82.7%above the sector's middle half-84.0%above the sector's middle half▲ 1.3pp85.5%above the sector's middle half▲ 1.4pp
Current ratio0.00below the sector's middle half-0.00below the sector's middle half=0.00below the sector's middle half=
Return on assets (ROA)-4.0%below the sector's middle half--0.3%within the sector's middle half▲ 3.7pp-0.2%within the sector's middle half▲ 0.1pp
above within below the middle half of NACE 68, Real estate activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €801,967
Fixed assets €801,859 ▼ 1.9%
Current assets €108 ▲ 242%
Equity and liabilities €801,967
Equity €685,372 ▼ 0.3%
Debt €116,595 ▼ 10.7%
Debt's share of the balance-sheet total falls from 16.0% to 14.5%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€14,509▼
2024 · €20,188
Cash flow
€14,087▲
2024 · €13,332
Debt to equity
0.17▼
2024 · 0.19
ROE
-0.3%▲
2024 · -0.4%
Interest coverage
34.42▲
2024 · 2.94
Debt ≤ 1 year
€116,595▼
2024 · €130,569
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 480 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 95.8% are still going.

  • Small
  • 2 to 5 years old
  • solvency 30% or more
  • a small loss
0.8% went bankrupt
3.1% stopped otherwise
95.8% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 480 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet Code20242025
Assets
Total assets20/58€817,727€801,967▼
Fixed assets21/28€817,695€801,859▼
Tangible fixed assets22/27€817,695€801,859▼
Land and buildings22€817,695€801,859▼
Current assets29/58€32€108▲
Cash at bank and in hand54/58€32€64▲
Deferred charges and accrued income490/1-€44
Equity and liabilities
Total equity and liabilities10/49€817,727€801,967▼
Equity10/15€687,121€685,372▼
Contributions10/11€22,121€22,121=
Reserves13€596,497€596,497=
Non-distributable reserves130/1€26,102€26,102=
Reserves not available under the articles1311€26,102€26,102=
Distributable reserves133€570,395€570,395=
Profit (loss) carried forward14€68,504€66,755▼
Amounts payable17/49€130,606€116,595▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€130,569€116,595▼
Current portion of amounts payable after more than one year42€0-
Trade debts44€387€400▲
Suppliers440/4€387€400▲
Other amounts payable47/48€130,182€116,195▼
Accrued charges and deferred income492/3€37€0▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,836€15,836=
Other operating charges640/8€4,453€5,940▲
Gross operating margin9900€24,641€20,449▼
Operating profit (loss)9901€4,352-€1,327▼
Financial charges65/66B€6,856€422▼
Recurring financial charges65€6,856€422▼
Profit (loss) for the period before taxes9903-€2,504-€1,749▲
Profit (loss) for the period9904-€2,504-€1,749▲
Profit (loss) for the period to be appropriated9905-€2,504-€1,749▲
Appropriation of the result
Profit (loss) to be appropriated9906€68,504€66,755▼
Profit (loss) brought forward from the previous period14P€71,007€68,504▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31,672€15,836€15,836=
Other operating charges640/8€6,818€4,453€5,940▲ 33.4%
Gross operating margin9900€13,811€24,641€20,449▼ 17.0%
Operating profit (loss)9901-€24,679€4,352-€1,327-
Financial charges65/66B€8,399€6,856€422▼ 93.9%
Recurring financial charges65€8,399€6,856€422▼ 93.9%
Profit (loss) for the period before taxes9903-€33,078-€2,504-€1,749▲ 30.2%
Profit (loss) for the period9904-€33,078-€2,504-€1,749▲ 30.2%
Profit (loss) for the period to be appropriated9905-€33,078-€2,504-€1,749▲ 30.2%
Line202320242025Change
Assets
Total assets20/58€833,634€817,727€801,967▼ 1.9%
Fixed assets21/28€833,531€817,695€801,859▼ 1.9%
Tangible fixed assets22/27€833,531€817,695€801,859▼ 1.9%
Land and buildings22€833,531€817,695€801,859▼ 1.9%
Current assets29/58€103€32€108▲ 242%
Cash at bank and in hand54/58€103€32€64▲ 103%
Deferred charges and accrued income490/1--€44-
Equity and liabilities
Total equity and liabilities10/49€833,634€817,727€801,967▼ 1.9%
Equity10/15€689,625€687,121€685,372▼ 0.3%
Contributions10/11€22,121€22,121€22,121=
Reserves13€596,497€596,497€596,497=
Non-distributable reserves130/1€26,102€26,102€26,102=
Reserves not available under the articles1311€26,102€26,102€26,102=
Distributable reserves133€570,395€570,395€570,395=
Profit (loss) carried forward14€71,007€68,504€66,755▼ 2.6%
Amounts payable17/49€144,010€130,606€116,595▼ 10.7%
Amounts payable after more than one year17€97,500€0--
Financial debts170/4€97,500€0--
Amounts payable within one year42/48€46,473€130,569€116,595▼ 10.7%
Current portion of amounts payable after more than one year42€15,000€0--
Trade debts44€384€387€400▲ 3.2%
Suppliers440/4€384€387€400▲ 3.2%
Other amounts payable47/48€31,089€130,182€116,195▼ 10.7%
Accrued charges and deferred income492/3€37€37€0▼ 100%
Line202320242025Change
Profit (loss) for the period9904-€33,078-€2,504-€1,749▲ 30.2%
+ Depreciation and write-downs630€31,672€15,836€15,836=
Operating cash flow (approximation)-€1,406€13,332€14,087▲ 5.7%
Investment in fixed assets (approximation)-€0€0-
Change in cash--€72€33-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (3)
Financial year Type Filed Reference
31-12-2025 micro format 20-06-2026 2026-00179244
31-12-2024 micro format 30-06-2025 2025-00201458
31-12-2023 micro format 04-04-2025 2025-00064131

Similar companies · same sector, comparable size

Of the 587 active companies whose main activity is real estate activities (NACE 68204), figures are known for 319. 235 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

INTRAPHILIEN was incorporated on 7 November 2022 as a private limited company.1 Total assets went from €833,634 in 2023 to €801,967 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2023 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
20-06
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
30-06
NBB filing Annual accounts filed
financial year 2024 · micro format
04-04
NBB filing Annual accounts filed
financial year 2023 · micro format · 247 days late
NBB filing
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded07-11-2022
Financial year end31-12
Activities, NACEBEL 2025
68204Real estate activities
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
E-invoicing
Not found in the Peppol Directory

No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 25 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2022
registered office establishment The establishment unit on the map
Ground area
642 m²
Building footprint
362 m²
Building volume
3,460 m³
Parcel 46443E1849/00X000, Flanders · tallest building 16.2 m. Linked by address, not a title deed.
8 companies at this address See who is registered here
1 establishment unit
Intraphilien BV
Parklaan 25, 9100 Sint-NiklaasReal estate activities
since 2022unit no. 2.344.944.019
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
46443E1849/00X000 Flanders 642 m² 1 · 362 m² 16.2 m · 4
How the parcels are linked
Good to know
The parcel matches the address exactly.