Financials
- Financial year
- 2024
- Total assets
- €2.7m
- Profit
- €10,723
- Solvency
- 65.9%
Total assets▲ 14.0%
Net result
20182024
INTRAFIN
ActiveSummary
INTRAFIN has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.8m and a net result of €10,723. Equity is growing by about 7.9% per year across the filed financial years. Its solvency ranks better than 73% of 8,969 sector peers (NACE 46, financial year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Overview
Activity
Wholesale trade
NACE 46497Wholesale trade NACE 46496
1 site
Size
€2.7mtotal assets 2024
- Staff
- 7.3 FTE
- Equity
- €1.8m
- Profit
- €10,723
Turnover not published (abbreviated format)
Structure
2025 accounts not filed, 86 days past the deadline2 deeds in the Belgian Official Gazette
Why 55raises riskCapped at 59: a confirmed filing findingFigures for financial year 2024 (filed 02-10-2025)Size: 7.3 FTE, total assets €2.7mlowers riskFounded in 1991Equity €1.8m (65.9% of total assets)Show the evidence
Checked score
Score 2024
55
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 49% of its sector peers (NACE 46, micro)
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2023
Strong
Solvency
91-9
equity 65.9% of total assets
Liquidity
48-4
short-term debt 34.1% · cash 10.5%
Profitability
43+2
return on assets 0.4%
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.7%
12-2024: 0.9%▲ +0.2 percentage points vs 11-2024highest value
01-2025: 0.2%▼ -0.7 percentage points vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025lowest value
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.3%▲ +0.1 percentage points vs 06-2025
08-2025: 0.4%▲ +0.1 percentage points vs 07-2025
09-2025: 0.5%▲ +0.1 percentage points vs 08-2025
10-2025: 0.6%▲ +0.1 percentage points vs 09-2025
11-2025: 0.2%▼ -0.4 percentage points vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.3%▲ +0.1 percentage points vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.6%▲ +0.3 percentage points vs 07-2026
09-2026: 0.6%● unchanged vs 08-2026
10-2026: 0.9%▲ +0.3 percentage points vs 09-2026
Credit of up to €95,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity ample (current ratio 2.79, compared with 3.87 in 2023, above the usual 1.5; short-term debt: 34.1% and cash: 10.5% of total assets), and 34.1% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 71% on solvency, 47% on liquidity, 34% on profitability and 43% on growth.
The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 86 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline25-10-2026 today
raises risk · 2024 accounts filed 61 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
61 days late
2023
122 days late
2022
120 days late
2021
92 days late
2020
92 days late
2019
91 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 96 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2024 · abbreviated…
- Weakest financial yearnet €10,723 ▼88.7%
- Annual accounts filedfinancial year 2023 · abbreviated…
Key points
- Caution: Result fell in 2024from €95,106 to €10,723 ▼ 88.7% View
- Caution: 2025 accounts not fileddeadline was 31-07-2026 86 days past the deadline View
- Positive: Among the best 17% on equitysector median €491,874 · 8,973 companies €1.8m View
- Positive: 7 profitable years in a rowprofit 2024: €10,723 7 years View
By topic
Timeline
- Events
- 35
- Since
- 1993
- 28-11-2023Annual accounts filed
- 31-12-2022Highest result from 2018 to 2024
- 31-10-2022Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Wholesale tradeNACE 46497
- Founded
- 26-06-1991
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about INTRAFIN
- What is the company number of INTRAFIN?
- 0444.591.877. In Belgium the VAT number is the company number with BE in front: BE 0444.591.877.
- Where is INTRAFIN based?
- The registered office is at Weihoek 3, 1930 Zaventem.Company details
- What does INTRAFIN do?
- According to the KBO register, the main activity is wholesale trade (NACE 46497).
- What is the legal form of INTRAFIN?
- Public limited company (NV).
- When was INTRAFIN founded?
- On 26-06-1991.
- Is INTRAFIN still active?
- Yes, INTRAFIN is an active enterprise in the KBO register.
- How many employees does INTRAFIN have?
- On average 7.3 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- What is the turnover of INTRAFIN?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is INTRAFIN profitable?
- In financial year 2024, INTRAFIN made a profit of €10,723.
- Where can I find the annual accounts of INTRAFIN?
- INTRAFIN filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
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