INTRADING
ActiveSummary
INTRADING has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €280,125 and a net result of -€35,240. Equity is growing by ~43.5% per year across the filed fiscal years. Its solvency ranks better than 94% of 10407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability5▼-2
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18,000 at 30 days acceptable
Liquidity ample (current ratio 4.7; short-term debt: 11% and cash: 22.7% of total assets), and 11% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€35,240
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
396 d late
2023
13 d early
2022
30 d late
2021
31 d late
2020
27 d late
2019
7 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€280,125▼ 11.2%
2024 · €315,365
Total assets
€314,713▼ 0.4%
2024 · €315,997
Net result
-€35,240▼ 19.9%
2024 · -€29,394
Working capital
€127,925▼ 12.2%
2024 · €145,622
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€67,058▲ 7.5%€22,006▼ 67.2%€295,545▲ 1,243%-€30,611-€38,819▼ 26.8%
Net result€45,052▲ 7.3%€15,089▼ 66.5%€196,821▲ 1,204%-€29,394-€35,240▼ 19.9%
Equity€132,850▲ 51.3%€147,939▲ 11.4%€344,760▲ 133%€315,365▼ 8.5%€280,125▼ 11.2%
Total assets€182,108▼ 43.2%€405,980▲ 123%€459,077▲ 13.1%€315,997▼ 31.2%€314,713▼ 0.4%
Debt€49,258▼ 78.9%€258,041▲ 424%€114,317▼ 55.7%€631▼ 99.4%€34,587▲ 5,380%
Working capital€125,000▲ 56.4%€340,089▲ 172%€336,910▼ 0.9%€145,622▼ 56.8%€127,925▼ 12.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €38,819 in 2025 against €30,611 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €314,713
Fixed assets
€152,201 ▼ 10.3%
Current assets
€162,512 ▲ 11.1%
Equity and liabilities €314,713
Equity
€280,125 ▼ 11.2%
Debt
€34,587 ▲ 5,380%
Debt's share of the balance-sheet total rises from 0.2% to 11.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€6,726▲
2024 · -€19,945
Cash flow
-€3,147▲
2024 · -€18,729
Current ratio
4.70
Debt to equity
0.12▲
2024 · 0.00
ROE
-12.6%▼
2024 · -9.3%
ROA
-11.2%▼
2024 · -9.3%
Interest coverage
-33.54▲
2024 · -102.81
Debt ≤ 1 year
€34,587▲
2024 · €631
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | €10,666 | €32,093 | ▲ 201% |
| Other operating charges640/8 | €348 | €348 | €384 | €145 | €850 | ▲ 485% |
| Gross operating margin9900 | €67,405 | €22,353 | €295,929 | -€19,800 | -€5,876 | ▲ 70.3% |
| Operating profit (loss)9901 | €67,058 | €22,006 | €295,545 | -€30,611 | -€38,819 | ▼ 26.8% |
| Financial income75/76B | €682 | €837 | - | €1,410 | €3,780 | ▲ 168% |
| Recurring financial income75 | €682 | €837 | - | €1,410 | €2,357 | ▲ 67.1% |
| Non-recurring financial income76B | - | - | - | - | €1,423 | - |
| Financial charges65/66B | €154 | €232 | €230 | €194 | €201 | ▲ 3.4% |
| Recurring financial charges65 | €154 | €232 | €230 | €194 | €201 | ▲ 3.4% |
| Profit (loss) for the period before taxes9903 | €67,586 | €22,611 | €295,315 | -€29,394 | -€35,240 | ▼ 19.9% |
| Income taxes67/77 | €22,534 | €7,522 | €98,494 | - | - | - |
| Profit (loss) for the period9904 | €45,052 | €15,089 | €196,821 | -€29,394 | -€35,240 | ▼ 19.9% |
| Profit (loss) for the period to be appropriated9905 | €45,052 | €15,089 | €196,821 | -€29,394 | -€35,240 | ▼ 19.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €182,108 | €405,980 | €459,077 | €315,997 | €314,713 | ▼ 0.4% |
| Fixed assets21/28 | €7,850 | €7,850 | €7,850 | €169,743 | €152,201 | ▼ 10.3% |
| Intangible fixed assets21 | - | - | - | €47,896 | €42,896 | ▼ 10.4% |
| Tangible fixed assets22/27 | - | - | - | €113,997 | €101,454 | ▼ 11.0% |
| Furniture and vehicles24 | - | - | - | €113,997 | €101,454 | ▼ 11.0% |
| Financial fixed assets28 | €7,850 | €7,850 | €7,850 | €7,850 | €7,850 | = |
| Current assets29/58 | €174,258 | €398,130 | €451,227 | €146,253 | €162,512 | ▲ 11.1% |
| Amounts receivable within one year40/41 | €123,842 | €321,229 | €338,678 | €63,899 | €90,904 | ▲ 42.3% |
| Trade receivables40 | €59,212 | - | €16,083 | €21,302 | €51,247 | ▲ 141% |
| Other amounts receivable41 | €64,631 | €321,229 | €322,596 | €42,597 | €39,657 | ▼ 6.9% |
| Cash at bank and in hand54/58 | €50,416 | €1,901 | €112,549 | €82,354 | €71,311 | ▼ 13.4% |
| Deferred charges and accrued income490/1 | - | €75,000 | - | - | €298 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €182,108 | €405,980 | €459,077 | €315,997 | €314,713 | ▼ 0.4% |
| Equity10/15 | €132,850 | €147,939 | €344,760 | €315,365 | €280,125 | ▼ 11.2% |
| Contributions10/11 | €6,500 | €6,500 | €6,500 | €6,500 | €6,500 | = |
| Reserves13 | €126,350 | €141,439 | €338,260 | €308,865 | €298,968 | ▼ 3.2% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | €124,490 | €139,579 | €336,400 | €308,865 | €298,968 | ▼ 3.2% |
| Profit (loss) carried forward14 | - | - | - | - | -€25,342 | - |
| Amounts payable17/49 | €49,258 | €258,041 | €114,317 | €631 | €34,587 | ▲ 5,380% |
| Amounts payable within one year42/48 | €49,258 | €58,041 | €114,317 | €631 | €34,587 | ▲ 5,380% |
| Trade debts44 | €21,573 | €20,293 | €4,252 | €279 | €34,587 | ▲ 12,313% |
| Suppliers440/4 | €21,573 | €20,293 | €4,252 | €279 | €34,587 | ▲ 12,313% |
| Taxes, remuneration and social security45 | €27,685 | €37,749 | €110,065 | €353 | - | - |
| Taxes450/3 | €27,685 | €37,749 | €110,065 | €353 | - | - |
| Accrued charges and deferred income492/3 | - | €200,000 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €45,052 | €15,089 | €196,821 | -€29,394 | -€35,240 | ▼ 19.9% |
| + Depreciation and write-downs630 | - | - | - | €10,666 | €32,093 | ▲ 201% |
| Operating cash flow (approximation) | €45,052 | €15,089 | €196,821 | -€18,729 | -€3,147 | ▲ 83.2% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€172,559 | -€14,550 | ▲ 91.6% |
| Change in cash | - | -€48,514 | €110,647 | -€30,194 | -€11,044 | ▲ 63.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 396 days late
2025
31-12
Financial
Weakest financial yearnet -€35,240
Net result drops to -€35,240, the lowest in the series.
2024
31-12
Financial
Liquidity times 59current ratio 231.72
Current ratio from 3.95 to 231.72; short-term debt falls from €114,317 to €631.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €196,821 ▲1,204%
Operating result €295,545, net result €196,821, both a record.
31-12
Financial
Equity above €200,000Eq €344,760 ▲133%
6 profitable years in a row build equity to €344,760.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 3.54
Current ratio from 1.34 to 3.54; short-term debt falls from €233,051 to €49,258.
31-12
Financial
Equity above €100,000Eq €132,850 ▲51.3%
4 profitable years in a row build equity to €132,850.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
Show earlier events
2020
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
16-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 47 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2009
Ground area
2,588 m²
Parcel 24514B0181/00Z000, Flanders. Linked by address, not a title deed.
1 establishment unit
Lignaco
since 20092.175.930.922
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24514B0181/00Z000 | Flanders | 2,588 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DE WACHTER BORNEM
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Of 3,228 companies in sector 47781 we hold annual accounts for 743. 556 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-01-2009
Fiscal year end31-12
Activities, NACEBEL 2025
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
Contact
E-mail
info@brandhout.comLeuven
Phone
012779038Leuven
Scores and ratios are computed by Checked and are not a credit decision.