INTRA NOVA
ActiveINTRA NOVA has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €687k and a net result of €27k. Equity is growing by ~5% per year across the filed fiscal years. Its solvency ranks better than 54% of 1994 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▼-5
Solvency75▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity short (current ratio 0.09 against 0.07 in 2024; short-term debt: 49.5% and cash: 1.3% of total assets), and 49.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.5%
Return on assets
2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
14 d late
2024
6 d late
2023
61 d late
2022
4 d late
2021
4 d early
2020
47 d early
2019
46 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€687k▼ 1.4%
2024 · €697k
2018: €502k
2019: €539k
2020: €575k
2021: €609k
2022: €640k
2023: €667k
2024: €697k
2018 → 2025
Total assets
€1.36M▲ 1.1%
2024 · €1.35M
2018: €1.17M
2019: €1.18M
2020: €1.23M
2021: €1.19M
2022: €1.20M
2023: €1.19M
2024: €1.35M
2018 → 2025
Net result
€27k▼ 9.0%
2024 · €29k
2018: €41k
2019: €46k
2020: €36k
2021: €34k
2022: €33k
2023: €29k
2024: €29k
2018 → 2025
Working capital
€-614k▼ 1.1%
2024 · €-608k
2018: €-390k
2019: €-450k
2020: €-467k
2021: €-469k
2022: €-475k
2023: €-473k
2024: €-608k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€609k-€640k▲ 5.1%€667k▲ 4.3%€697k▲ 4.4%€687k▼ 1.4%
Operating result€73k-€69k▼ 5.0%€68k▼ 1.2%€73k▲ 7.5%€80k▲ 9.4%
Net result€34k-€33k▼ 5.4%€29k▼ 10.8%€29k▲ 1.3%€27k▼ 9.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 9% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.36M
Fixed assets
€1.30M▼ 0.3%
Current assets
€60k▲ 42.3%
Equity and liabilities €1.36M
Equity
€687k▼ 1.4%
Debt
€675k▲ 3.8%
The debt ratio rises from 48.3% to 49.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€84k▲
2024 · €79k
Cash flow
€30k▼
2024 · €35k
Solvency
50.5%▼
2024 · 51.7%
Current ratio
0.09▲
2024 · 0.07
Quick ratio
0.09▲
2024 · 0.07
Debt / equity
0.98▲
2024 · 0.93
ROE
3.9%▼
2024 · 4.2%
ROA
2.0%▼
2024 · 2.2%
Interest coverage
2.23▼
2024 · 2.85
Debt
€675k▲
2024 · €650k
Debt ≤ 1 year
€675k▲
2024 · €650k
Income taxes
€16k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.35M€1.36M▲
Fixed assets21/28€1.30M€1.30M▼
Tangible fixed assets22/27€3k-
Furniture and vehicles24€3k-
Financial fixed assets28€1.30M€1.30M=
Current assets29/58€42k€60k▲
Amounts receivable within one year40/41€38k€42k▲
Trade receivables40€35k€35k=
Other amounts receivable41€3k€7k▲
Cash at bank and in hand54/58€4k€18k▲
Equity and liabilities
Total equity and liabilities10/49€1.35M€1.36M▲
Equity10/15€697k€687k▼
Contributions10/11€6k€6k=
Reserves13€690k€681k▼
Distributable reserves133€690k€681k▼
Amounts payable17/49€650k€675k▲
Amounts payable within one year42/48€650k€675k▲
Financial debts43€7k€7k▼
Credit institutions430/8€7k€7k▼
Trade debts44€8k€4k▼
Suppliers440/4€8k€4k▼
Taxes, remuneration and social security45€42k€31k▼
Taxes450/3€37k€22k▼
Remuneration and social security454/9€4k€8k▲
Other amounts payable47/48€594k€632k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€3k▼
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A€53€53=
Gross operating margin9900€81k€86k▲
Operating profit (loss)9901€73k€80k▲
Financial charges65/66B€28k€38k▲
Recurring financial charges65€28k€38k▲
Profit (loss) for the period before taxes9903€46k€43k▼
Income taxes67/77€16k€16k▼
Profit (loss) for the period9904€29k€27k▼
Profit (loss) for the period to be appropriated9905€29k€27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€27k▼
Transfer from equity791/2-€37k
Transfer to equity691/2€29k€27k▼
To other reserves6921€29k€27k▼
Profit to be distributed694/7-€37k
Return on contributions (dividend)694-€37k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 14 days late
2025
31-12
Financial
Weakest financial yearnet €27k ▼9%
Net result drops to €27k, the lowest in the series.
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 6 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 61 days late
2023
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 4 days late
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
15-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €46k ▲12.4%
Net result €46k, the highest in the series.
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 58 days late
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Verruestraat(Mar) 168510 KortrijkGround area
1,459 m²
Building footprint
129 m²
Volume, LiDAR
277 m³
Parcel 34026A0532/00P000, Flanders · tallest building 5.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
INTRA NOVA
since 20122.211.444.008
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34026A0532/00P000 | Flanders | 1,459 m² | 1 · 129 m² | 5.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
K.W. Van Bladel
BE 0464.888.237
Ravels · Eq €685k
BIEKE CASTELEYN
BE 0686.893.028
Maldegem · Eq €677k
INTERIEURBURO PEDRO VERHUE
BE 0863.001.278
Kortrijk · Eq €703k
LE MOULIN DE LASNE
BE 0438.179.682
Lasne · Eq €671k
Meeùs & Parmentier Properties
BE 0887.715.195
Ukkel · Eq €667k
Of 3,918 companies in sector 71112 we hold annual accounts for 1,295. 591 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-03-2012
Fiscal year end31-12
Activities, NACEBEL
71112Activities of interior architects
74104Other professional, scientific and technical activities
74109Other professional, scientific and technical activities
74130Interior design
74140Other specialised design activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.