INTRA MUROS
ActiveSummary
INTRA MUROS has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €21k. Equity is growing by ~48.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability33▼-62
Solvency100▲+60
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 38.22 against 1.22 in 2024; short-term debt: 1.6% and cash: 47.4% of total assets), and 1.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.4%
Return on assets
64.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-08-2026, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
22 d late
2024
27 d late
2023
30 d late
2022
92 d late
2021
457 d late
2020
31 d late
2019
70 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€29k
EBIT margin
-47.0%
Net result
€21k▲ 43.4%
2024 · €15k
2018: €-2k
2019: €-3k
2020: €8k
2021: €26k
2022: €13k
2023: €15k
2024: €15k
2018 → 2025
Working capital
€19k▲ 274%
2024 · €5k
2018: €-52k
2019: €-36k
2020: €-33k
2021: €-48k
2022: €-22k
2023: €-10k
2024: €5k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€29k
Equity€-32k-€-19k▲ 40.9%€-4k▲ 80.0%€11k€32k▲ 194%
Operating result€28k-€18k▼ 35.7%€20k▲ 7.3%€29k▲ 50.2%€-14k
Net result€26k-€13k▼ 50.2%€15k▲ 15.4%€15k▼ 4.1%€21k▲ 43.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €14k after €29k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €32k
Fixed assets
€13k ▼ 69.4%
Current assets
€19k ▼ 30.1%
Equity and liabilities €32k
Equity
€32k ▲ 194%
Debt
€516 ▼ 99.1%
Debt's share of the balance-sheet total falls from 84.6% to 1.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€-9k▼
2024 · €45k
Cash flow
€25k▼
2024 · €31k
Current ratio
38.22▲
2024 · 1.22
Debt to equity
0.02▼
2024 · 5.50
ROE
66.0%▼
2024 · 135.4%
ROA
64.9%▲
2024 · 20.8%
Interest coverage
-2.99▼
2024 · 15.12
Debt ≤ 1 year
€501▼
2024 · €22k
Income taxes
€553▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€70k€32k▼
Fixed assets21/28€43k€13k▼
Tangible fixed assets22/27€43k€13k▼
Land and buildings22€35k€0▼
Plant, machinery and equipment23€1k€606▼
Furniture and vehicles24€6k€12k▲
Current assets29/58€27k€19k▼
Amounts receivable within one year40/41€15k€2k▼
Trade receivables40€15k€2k▼
Other amounts receivable41-€678
Cash at bank and in hand54/58€11k€15k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€70k€32k▼
Equity10/15€11k€32k▲
Contributions10/11€12k€12k=
Reserves13€26k€26k=
Non-distributable reserves130/1€975€975=
Reserves not available under the articles1311€975€975=
Tax-exempt reserves132€25k€25k=
Profit (loss) carried forward14€-28k€-7k▲
Amounts payable17/49€59k€516▼
Amounts payable after more than one year17€37k-
Financial debts170/4€37k-
Amounts payable within one year42/48€22k€501▼
Current portion of amounts payable after more than one year42€14k-
Trade debts44€2k€501▼
Suppliers440/4€2k€501▼
Taxes, remuneration and social security45€6k-
Taxes450/3€6k-
Other amounts payable47/48€11-
Accrued charges and deferred income492/3-€15
Income statement
Code20242025
Turnover70-€29k
Non-recurring operating income76A€1k€2k▲
Goods, raw materials, services and sundry goods60/61-€44k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€5k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€48k€-8k▼
Operating profit (loss)9901€29k€-14k▼
Financial income75/76B€308€38k▲
Recurring financial income75€308€38k▲
Non-recurring financial income76B-€38k
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€27k€21k▼
Income taxes67/77€12k€553▼
Profit (loss) for the period9904€15k€21k▲
Profit (loss) for the period to be appropriated9905€15k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-28k€-7k▲
Profit (loss) brought forward from the previous period14P€-42k€-28k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 22 days late
2025
31-12
Financial
Liquidity times 31current ratio 38.22
Current ratio from 1.22 to 38.22; short-term debt falls from €22k to €501.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 92 days late
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 457 days late
2021
31-12
Financial
Highest result since 2018net €26k ▲219%
Net result €26k, the highest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 70 days late
2019
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Collegebaan 99090 Merelbeke-MelleGround area
3,344 m²
Building footprint
280 m²
Volume, LiDAR
1,998 m³
2 parcels, Flanders · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Louis De Smetstraat 61, 9050 Gent
since 20072.159.273.151
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44040D0048/00B000 | Flanders | 3,224 m² | 1 · 193 m² | 9.0 m · 2 fl. |
| 44032A0033/00H011 | Flanders | 120 m² | 1 · 87 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DECOREGINA
BE 0447.389.536
Sint-Martens-Latem · Eq €31,662
MILLE MANI
BE 0803.203.550
Waregem · Eq €31,593
FCCB
BE 1017.363.120
Watermaal-Bosvoorde · Eq €31,703
Van Compernol Steven
BE 0689.559.142
Oostkamp · Eq €31,725
Blonde
BE 1021.010.518
Antwerpen · Eq €31,843
Of 3,920 companies in sector 71112 we hold annual accounts for 1,295. 1,044 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded02-02-2007
Fiscal year end31-12
Activities, NACEBEL 2025
71112Activities of interior architects
47552Retail sale of lighting equipment
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.