IntoLaw
ActiveIntoLaw has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €966k and a net result of €61k. Equity is growing by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 77% of 3259 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability32▼-68
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 3.76 against 2.69 in 2024), and 24.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.4%
Return on assets
4.8%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
18 d early
2023
on the day
2022
46 d early
2021
89 d early
2020
79 d early
2019
92 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€966k▲ 1.2%
2024 · €954k
2019: €336k
2020: €424k
2021: €661k
2022: €868k
2023: €905k
2024: €954k
2019 → 2025
Total assets
€1.28M▼ 12.9%
2024 · €1.47M
2019: €805k
2020: €671k
2021: €1.08M
2022: €1.31M
2023: €1.47M
2024: €1.47M
2019 → 2025
Net result
€61k▼ 69.7%
2024 · €203k
2019: €335k
2020: €89k
2021: €389k
2022: €357k
2023: €382k
2024: €203k
2019 → 2025
Working capital
€868k▼ 0.1%
2024 · €868k
2019: €349k
2020: €361k
2021: €575k
2022: €804k
2023: €832k
2024: €868k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€661k-€868k▲ 31.4%€905k▲ 4.2%€954k▲ 5.4%€966k▲ 1.2%
Operating result€505k-€440k▼ 13.0%€429k▼ 2.4%€237k▼ 44.8%€86k▼ 63.6%
Net result€389k-€357k▼ 8.1%€382k▲ 6.9%€203k▼ 46.9%€61k▼ 69.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 64% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.28M
Fixed assets
€98k▲ 12.8%
Current assets
€1.18M▼ 14.5%
Equity and liabilities €1.28M
Equity
€966k▲ 1.2%
Debt
€315k▼ 38.9%
The debt ratio falls from 35.1% to 24.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€129k▼
2024 · €284k
Cash flow
€104k▼
2024 · €250k
Solvency
75.4%▲
2024 · 64.9%
Current ratio
3.76▲
2024 · 2.69
Quick ratio
3.76▲
2024 · 2.69
Debt / equity
0.33▼
2024 · 0.54
ROE
6.4%▼
2024 · 21.3%
ROA
4.8%▼
2024 · 13.8%
Interest coverage
8.34▼
2024 · 31.76
Debt
€315k▼
2024 · €515k
Debt ≤ 1 year
€315k▼
2024 · €514k
Debt > 1 year
€0▼
2024 · €1k
Income taxes
€13k▼
2024 · €27k
Staff costs
€866k▲
2024 · €824k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.47M€1.28M▼
Fixed assets21/28€87k€98k▲
Intangible fixed assets21€20k€37k▲
Tangible fixed assets22/27€66k€60k▼
Furniture and vehicles24€44k€41k▼
Other tangible fixed assets26€21k€19k▼
Financial fixed assets28€710€710=
Current assets29/58€1.38M€1.18M▼
Amounts receivable within one year40/41€671k€555k▼
Trade receivables40€633k€537k▼
Other amounts receivable41€38k€18k▼
Current investments50/53-€125k
Cash at bank and in hand54/58€667k€472k▼
Deferred charges and accrued income490/1€44k€30k▼
Equity and liabilities
Total equity and liabilities10/49€1.47M€1.28M▼
Equity10/15€954k€966k▲
Contributions10/11€19k€19k=
Reserves13€936k€947k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€936k€947k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€515k€315k▼
Amounts payable after more than one year17€1k€0▼
Financial debts170/4€1k€0▼
Amounts payable within one year42/48€514k€315k▼
Current portion of amounts payable after more than one year42€5k€12k▲
Financial debts43€17k€0▼
Credit institutions430/8€17k€0▼
Trade debts44€279k€185k▼
Suppliers440/4€279k€185k▼
Taxes, remuneration and social security45€58k€67k▲
Taxes450/3€12k€20k▲
Remuneration and social security454/9€46k€46k▲
Other amounts payable47/48€155k€51k▼
Income statement
Code20242025
Remuneration, social security and pensions62€824k€866k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€43k▼
Other operating charges640/8€6k€9k▲
Gross operating margin9900€1.11M€1.00M▼
Operating profit (loss)9901€237k€86k▼
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€9k€15k▲
Recurring financial charges65€9k€15k▲
Profit (loss) for the period before taxes9903€230k€74k▼
Income taxes67/77€27k€13k▼
Profit (loss) for the period9904€203k€61k▼
Profit (loss) for the period to be appropriated9905€203k€61k▼
Appropriation of the result
Profit (loss) to be appropriated9906€203k€61k▼
Transfer from equity791/2€0-
Transfer to equity691/2€49k€11k▼
To other reserves6921€49k€11k▼
Profit to be distributed694/7€154k€50k▼
Return on contributions (dividend)694€0-
Directors or managers695€154k€50k▼
Social balance
Average headcount (FTE)90879.217.5▲
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Weakest financial yearnet €61k ▼69.7%
Net result drops to €61k, the lowest in the series.
13-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
16-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
03-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Highest result since 2019net €389k ▲337%
Operating result €505k, net result €389k, both a record.
30-06
Financial
Equity above €500kEq €661k ▲56%
3 profitable years in a row build equity to €661k.
2020
13-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
05-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2013
21-02
NBB filing
Annual accounts filed
fiscal year 2012 · abbreviated schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
21-04-2023
Pieter Goetghebuer: Resigned as Director
26-10-2016
PIETER GOETGHEBUER: Resigned as Manager
26-10-2016
VANDE SIJPE Jeroen: Resigned as Manager
03-10-2015
Pieter Goetghebuer: Resigned as Manager
26-08-2015
VANDE SIJPE Jeroen: Resigned as Manager
Location & real-estate footprint
Registered office, Brussel · 3 establishment units since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koloniënstraat 561000 BrusselGround area
3,522 m²
Building footprint
1,237 m²
Volume, LiDAR
33,235 m³
2 parcels, Brussels, Flanders · tallest building 36.3 m, ±10 floors. Linked by address, not a title deed.
3 establishment units
IntoLaw Advocaten
since 20112.196.491.061
IntoLaw Advocaten
since 20172.276.582.278
Intolaw Advocaten
since 20222.333.323.122
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44816K0663/00F002 | Flanders | 2,156 m² | 1 · 95 m² | 11.8 m · 4 fl. |
| 21804D1438/00E002 | Brussels | 1,366 m² | 1 · 1,142 m² | 36.3 m · 10 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 3,993 EUR awarded · 3,663 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 243 EUR | 1,413 EUR |
| 2022 | 1 | 3,750 EUR | 2,250 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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JORIS CORNELIS
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OLIVIER WOUTERS
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Of 22,049 companies in sector 69101 we hold annual accounts for 9,048. 4,369 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-02-2011
Fiscal year end30-06
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:jvs@intolaw.be
E-mail:info@intolaw.be