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IntoChlo

Active
Private limited companyfounded 20251 yr activeKoning Albertlaan 36, 9840 Nazareth-De Pinte, BelgiumKBO/BCE: BE 1021.603.208
Summary

IntoChlo has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,303 and a net result of -€697. Its solvency ranks better than 18% of 1913 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes
Profitability29
Solvency38
Growth-
Track record67
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
about 52% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
12.6%
Return on assets
-2.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 1913 sector peers (2025).
NBB · sector comparison
Position among 1913 sector peers
Solvency
better than 18%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
24 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

IntoChlo was incorporated on 28 March 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€3,303
Total assets
€26,302
Net result
-€697
Working capital
€67

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €26,302
Equity €3,303
Debt €23,000
Debt finances 87.4% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€3,533
Cash flow
-€172
Current ratio
1.00
Debt to equity
6.96
ROE
-21.1%
ROA
-2.7%
Interest coverage
1.63
Debt ≤ 1 year
€23,000
Income taxes
€1,543

Peer companies

Historical observation

Of the 173 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 94% are still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a small loss
2.9% went bankrupt
2.9% stopped otherwise
94% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 173 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 33 lines
Balance sheet Code2025
Assets
Total assets20/58€26,302
Formation expenses20€3,236
Current assets29/58€23,067
Amounts receivable within one year40/41€9,687
Trade receivables40€9,680
Other amounts receivable41€7
Cash at bank and in hand54/58€12,150
Deferred charges and accrued income490/1€1,230
Equity and liabilities
Total equity and liabilities10/49€26,302
Equity10/15€3,303
Contributions10/11€4,000
Profit (loss) carried forward14-€697
Amounts payable17/49€23,000
Amounts payable within one year42/48€23,000
Financial debts43€1,124
Credit institutions430/8€1,124
Trade debts44€1,720
Suppliers440/4€1,720
Taxes, remuneration and social security45€13,995
Taxes450/3€11,095
Remuneration and social security454/9€2,900
Other amounts payable47/48€6,161
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€525
Other operating charges640/8€613
Gross operating margin9900€4,146
Operating profit (loss)9901€3,009
Financial charges65/66B€2,163
Recurring financial charges65€2,163
Profit (loss) for the period before taxes9903€846
Income taxes67/77€1,543
Profit (loss) for the period9904-€697
Profit (loss) for the period to be appropriated9905-€697
Appropriation of the result
Profit (loss) to be appropriated9906-€697

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€525
Other operating charges640/8€613
Gross operating margin9900€4,146
Operating profit (loss)9901€3,009
Financial charges65/66B€2,163
Recurring financial charges65€2,163
Profit (loss) for the period before taxes9903€846
Income taxes67/77€1,543
Profit (loss) for the period9904-€697
Profit (loss) for the period to be appropriated9905-€697
Line2025
Assets
Total assets20/58€26,302
Formation expenses20€3,236
Current assets29/58€23,067
Amounts receivable within one year40/41€9,687
Trade receivables40€9,680
Other amounts receivable41€7
Cash at bank and in hand54/58€12,150
Deferred charges and accrued income490/1€1,230
Equity and liabilities
Total equity and liabilities10/49€26,302
Equity10/15€3,303
Contributions10/11€4,000
Profit (loss) carried forward14-€697
Amounts payable17/49€23,000
Amounts payable within one year42/48€23,000
Financial debts43€1,124
Credit institutions430/8€1,124
Trade debts44€1,720
Suppliers440/4€1,720
Taxes, remuneration and social security45€13,995
Taxes450/3€11,095
Remuneration and social security454/9€2,900
Other amounts payable47/48€6,161
Line2025
Profit (loss) for the period9904-€697
+ Depreciation and write-downs630€525
Operating cash flow (approximation)-€172

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
24-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
591 m²
Building footprint
91 m²
Volume, LiDAR
583 m³
Parcel 44012B0692/00E002, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IntoChlo
Koning Albertlaan 36, 9840 Nazareth-De PinteOther information service activities
since 20252.372.489.544
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44012B0692/00E002 Flanders 591 m² 1 · 91 m² 9.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,149 companies in sector 63920 we hold annual accounts for 1,525. 389 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded28-03-2025
Fiscal year end31-12
Activities, NACEBEL 2025
63920Other information service activities
70200Business and other management consultancy
73300Public relations and communication consultancy
82100Office administrative and support services
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1021603208
Also 9925:BE1021603208
Registered 23-05-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.