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INTIVO

Active
Private limited companyfounded 2011active for 15 yearsHerentalsebaan 218, 2980 Zoersel, BelgiumKBO/BCE: BE 0838.018.533

From the official registers: KBO 14 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

INTIVO has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €232,011 and a net result of €69,187. Equity has been shrinking by about 6.8% per year since 2018. Its solvency ranks better than 59% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

KBO
Status
Active since 20-07-2011 Normal situation
Activity
Joinery installation NACE 43320
Establishment unit
2.200.818.944 2980 Zoersel, since 25-07-2011
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€97,956
Turnover
≈ €390,000
estimated
Profit
€69,187
Equity
€232,011
▲ 42.5%
Total assets
€421,755
▼ 22.1%
Filed on 28-07-2026, 3 days before the deadlineat the National Bank
Score breakdownraises riskSector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 2.22, cash €70,395Founded in 2011Equity €232,011 (55.0% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 64% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 80+25
equity 55.0% of total assets
Liquidity 49+36
short-term debt 45.0% · cash 16.7%
Profitability 89+75
return on assets 16.4%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 11-2024: 1.5% 12-2024: 1.5%● unchanged vs 11-2024 01-2025: 1.5%● unchanged vs 12-2024 02-2025: 1.5%● unchanged vs 01-2025 03-2025: 1.5%● unchanged vs 02-2025 04-2025: 1.4%▼ -0.1 percentage points vs 03-2025 05-2025: 1.4%● unchanged vs 04-2025 06-2025: 1.4%● unchanged vs 05-2025 07-2025: 1.5%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.8%▼ -0.7 percentage points vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.8%● unchanged vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026 07-2026: 0.8%● unchanged vs 06-2026 08-2026: 0.1%▼ -0.7 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit of up to €22,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.22 (1.42 in 2024), above the usual 1.5. Short-term debt is 45% and cash 16.7% of total assets. 45% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 60% of them on solvency, 41% on liquidity, 75% on profitability and 80% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Liquidity: current ratio 2.22, cash €70,395
NBB · annual accounts
lowers risk · Founded in 2011
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €232,011 (55.0% of total assets)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €232,011
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 days early
2024
2 days early
2023
1 day early
2022
31 days late
2021
28 days late
2020
27 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 16 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Back in profit in 2025after a loss of €20,670 in 2024 €69,187 View
  • Positive: Higher net result than 91% of companies in specialised constructionsector median €10,227 · 34,889 companies €69,187 View

Comparable companies

These companies have the same main activity as INTIVO: joinery installation (NACE 43320). They are comparable in size and age: total assets between €386,000 and €462,000, founded between 2010 and 2012.

CompanyTotal assetsGross margin
INTIVO Zoersel€421,755€97,956
DL POORTEN Geel€444,640€105,481
ALGEMENE SCHRIJNWERKERIJ JANSSENS NICK Beerse€415,427€126,394
TIMMERWERKEN DE BAERE Brugge€409,757€96,741
RENOBELT Damme€461,974€96,158
JAVO TOEGANGSTECHNIEK Hamont-Achel€386,092€98,194
INTERIEUR GINO VANHOUTTE Zwevegem€410,087€109,107
Full comparison

Documents

Annual accounts at the NBB

All 14 annual accounts

Articles and registers

Key facts about INTIVO

What is the company number of INTIVO?
The company number of INTIVO is 0838.018.533. The VAT number is the same number with BE in front: BE 0838.018.533.
Where is INTIVO based?
The registered office is at Herentalsebaan 218, 2980 Zoersel.Company details
What does INTIVO do?
According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of INTIVO?
The legal form of INTIVO is Private limited company (BV).
When was INTIVO founded?
INTIVO was founded on 20-07-2011.
Is INTIVO still active?
Yes, INTIVO is an active enterprise in the KBO register.
What is the turnover of INTIVO?
The turnover in financial year 2025 is ≈ €390,000. This figure is estimated from the gross margin of €97,956 and 38 comparable companies (NACE 43320). It probably lies between €290,000 and €610,000.Financials
Is INTIVO profitable?
In financial year 2025, INTIVO made a profit of €69,187.
Where can I find the annual accounts of INTIVO?
INTIVO filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of INTIVO due?
INTIVO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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