INTIGO
ActiveINTIGO has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €141k and a net result of €63k. Equity is shrinking by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 36% of 37971 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
89
/ 100
Excellent▲ +26 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency70▲+30
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity tight (current ratio 1.23 against 0.89 in 2023), and 57.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-08-2025, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
21 d late
2023
28 d late
2022
32 d late
2021
31 d late
2020
31 d late
2019
3 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€141k▲ 37.1%
2023 · €103k
2018: €170k
2019: €138k
2020: €145k
2021: €148k
2022: €140k
2023: €103k
2018 → 2024
Total assets
€333k▼ 10.9%
2023 · €374k
2018: €486k
2019: €435k
2020: €385k
2021: €361k
2022: €372k
2023: €374k
2018 → 2024
Net result
€63k▲ 30.6%
2023 · €48k
2018: €52k
2019: €9k
2020: €19k
2021: €3k
2022: €12k
2023: €48k
2018 → 2024
Working capital
€16k
2023 · €-15k
2018: €108k
2019: €65k
2020: €65k
2021: €61k
2022: €31k
2023: €-15k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€145k-€148k▲ 2.1%€140k▼ 5.6%€103k▼ 26.3%€141k▲ 37.1%
Operating result€31k-€11k▼ 65.3%€20k▲ 90.3%€65k▲ 221%€83k▲ 27.8%
Net result€19k-€3k▼ 84.1%€12k▲ 288%€48k▲ 313%€63k▲ 30.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 28% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €333k
Fixed assets
€247k▼ 3.8%
Current assets
€86k▼ 26.5%
Equity and liabilities €333k
Equity
€141k▲ 37.1%
Debt
€192k▼ 29.1%
The debt ratio falls from 72.5% to 57.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€95k▲
2023 · €76k
Cash flow
€75k▲
2023 · €59k
Solvency
42.3%▲
2023 · 27.5%
Current ratio
1.23▲
2023 · 0.89
Quick ratio
1.23▲
2023 · 0.89
Debt / equity
1.36▼
2023 · 2.64
ROE
44.8%▼
2023 · 47.0%
ROA
18.9%▲
2023 · 12.9%
Interest coverage
24.32▲
2023 · 18.42
Debt
€192k▼
2023 · €271k
Debt ≤ 1 year
€70k▼
2023 · €132k
Debt > 1 year
€122k▼
2023 · €139k
Income taxes
€17k▲
2023 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€374k€333k▼
Fixed assets21/28€257k€247k▼
Tangible fixed assets22/27€256k€246k▼
Land and buildings22€245k€236k▼
Furniture and vehicles24€3k€1k▼
Other tangible fixed assets26€8k€9k▲
Financial fixed assets28€630€630=
Current assets29/58€117k€86k▼
Amounts receivable within one year40/41€23k€15k▼
Trade receivables40€21k€11k▼
Other amounts receivable41€2k€4k▲
Current investments50/53€45k€0▼
Cash at bank and in hand54/58€48k€70k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€374k€333k▼
Equity10/15€103k€141k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€82k€121k▲
Amounts payable17/49€271k€192k▼
Amounts payable after more than one year17€139k€122k▼
Financial debts170/4€139k€120k▼
Other amounts payable178/9-€2k
Amounts payable within one year42/48€132k€70k▼
Current portion of amounts payable after more than one year42€19k€19k▲
Trade debts44€4k€1k▼
Suppliers440/4€4k€1k▼
Taxes, remuneration and social security45€25k€18k▼
Taxes450/3€25k€18k▼
Other amounts payable47/48€84k€32k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€79k€98k▲
Operating profit (loss)9901€65k€83k▲
Financial income75/76B-€639
Recurring financial income75-€639
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€61k€80k▲
Income taxes67/77€13k€17k▲
Profit (loss) for the period9904€48k€63k▲
Profit (loss) for the period to be appropriated9905€48k€63k▲
Appropriation of the result
Profit (loss) to be appropriated9906€167k€146k▼
Profit (loss) brought forward from the previous period14P€119k€82k▼
Profit to be distributed694/7€85k€25k▼
Return on contributions (dividend)694€85k€25k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
31-12
Financial
Highest result since 2018net €63k ▲30.6%
Operating result €83k, net result €63k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €3k ▼84.1%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fernelmont · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Pré-des-Boeufs, Forv. 45380 FernelmontGround area
1,190 m²
Building footprint
107 m²
Parcel 92047C0297/00R000, Wallonia. Linked by address, not a title deed.
1 establishment unit
INTIGO
since 20152.246.345.596
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92047C0297/00R000 | Wallonia | 1,190 m² | 1 · 107 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JOR Consulting
BE 0774.937.948
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ALBATROS PRIVATE OFFICE
BE 0811.397.575
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KOVIA
BE 0861.974.464
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M27
BE 0754.970.004
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PCON
BE 0811.507.146
Deerlijk · Eq €141k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 40,744 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-09-2015
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
71113Urban planning and landscape architecture
73300Public relations and communication consultancy
74105Other professional, scientific and technical activities
74140Other specialised design activities
82300Organisation of conventions and trade shows
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.