InTheRealWorld
ActiveThe computed 12-month bankruptcy probability of InTheRealWorld is 1.9% (moderate). The 2025 annual accounts show equity of €252k and a net result of €56k. Equity is growing by ~62.5% per year across the filed fiscal years. Its solvency ranks better than 40% of 16932 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
86
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency93▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 3.99 against 4.86 in 2024), but 52.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.9%
Return on assets
10.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
2 d early
2024
14 d early
2023
26 d late
2022
31 d late
2021
30 d late
2020
23 d late
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€252k▲ 25.1%
2024 · €202k
2019: €9k
2020: €31k
2021: €47k
2022: €74k
2023: €143k
2024: €202k
2019 → 2025
Total assets
€526k▲ 22.1%
2024 · €431k
2019: €43k
2020: €71k
2021: €97k
2022: €106k
2023: €164k
2024: €431k
2019 → 2025
Net result
€56k▼ 16.7%
2024 · €67k
2019: €9k
2020: €22k
2021: €16k
2022: €27k
2023: €75k
2024: €67k
2019 → 2025
Working capital
€123k▲ 2.3%
2024 · €121k
2019: €11k
2020: €42k
2021: €63k
2022: €68k
2023: €124k
2024: €121k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€47k-€74k▲ 56.8%€143k▲ 94.4%€202k▲ 40.7%€252k▲ 25.1%
Operating result€24k-€39k▲ 61.6%€103k▲ 166%€94k▼ 8.3%€84k▼ 11.0%
Net result€16k-€27k▲ 61.8%€75k▲ 180%€67k▼ 10.4%€56k▼ 16.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €526k
Fixed assets
€361k▲ 29.5%
Current assets
€165k▲ 8.4%
Equity and liabilities €526k
Equity
€252k▲ 25.1%
Debt
€274k▲ 19.4%
The debt ratio falls from 53.2% to 52.1%: equity grows faster than debt.
Key figures and ratios
EBITDA
€106k▼
2024 · €120k
Cash flow
€78k▼
2024 · €93k
Solvency
47.9%▲
2024 · 46.8%
Current ratio
3.99▼
2024 · 4.86
Quick ratio
3.99▼
2024 · 4.86
Debt / equity
1.09▼
2024 · 1.14
ROE
22.1%▼
2024 · 33.2%
ROA
10.6%▼
2024 · 15.5%
Interest coverage
10.83▼
2024 · 22.74
Debt
€274k▲
2024 · €229k
Debt ≤ 1 year
€41k▲
2024 · €31k
Debt > 1 year
€233k▲
2024 · €198k
Income taxes
€18k▼
2024 · €22k
Staff costs
€5k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€431k€526k▲
Fixed assets21/28€279k€361k▲
Tangible fixed assets22/27€279k€361k▲
Land and buildings22€264k€310k▲
Plant, machinery and equipment23€15k€45k▲
Furniture and vehicles24€670€7k▲
Financial fixed assets28-€200
Current assets29/58€152k€165k▲
Amounts receivable within one year40/41€16k€18k▲
Trade receivables40€15k€18k▲
Other amounts receivable41€2k€0▼
Cash at bank and in hand54/58€136k€147k▲
Equity and liabilities
Total equity and liabilities10/49€431k€526k▲
Equity10/15€202k€252k▲
Contributions10/11€100€100=
Reserves13€202k€252k▲
Distributable reserves133€202k€252k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€229k€274k▲
Amounts payable after more than one year17€198k€233k▲
Financial debts170/4€198k€233k▲
Amounts payable within one year42/48€31k€41k▲
Current portion of amounts payable after more than one year42€10k€14k▲
Trade debts44€2k€12k▲
Suppliers440/4€2k€12k▲
Taxes, remuneration and social security45€1k€5k▲
Taxes450/3€1k€4k▲
Remuneration and social security454/9-€251
Other amounts payable47/48€19k€11k▼
Income statement
Code20242025
Remuneration, social security and pensions62€2k€5k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€22k▼
Other operating charges640/8€721€967▲
Gross operating margin9900€123k€111k▼
Operating profit (loss)9901€94k€84k▼
Financial income75/76B€1€25▲
Recurring financial income75€1€25▲
Financial charges65/66B€5k€10k▲
Recurring financial charges65€5k€10k▲
Profit (loss) for the period before taxes9903€89k€74k▼
Income taxes67/77€22k€18k▼
Profit (loss) for the period9904€67k€56k▼
Profit (loss) for the period to be appropriated9905€67k€56k▼
Appropriation of the result
Profit (loss) to be appropriated9906€67k€56k▼
Transfer from equity791/2€9k€0▼
Transfer to equity691/2€67k€51k▼
To other reserves6921€67k€51k▼
Profit to be distributed694/7€9k€5k▼
Return on contributions (dividend)694€9k€0▼
Directors or managers695€0€5k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €202k ▲40.7%
6 profitable years in a row build equity to €202k.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Highest result since 2019net €75k ▲180%
Operating result €103k, net result €75k, both a record.
31-12
Financial
Equity above €100kEq €143k ▲94.4%
5 profitable years in a row build equity to €143k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 3.91
Current ratio from 1.78 to 3.91; short-term debt falls from €15k to €15k.
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zele · 2 establishment units since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Burgemeester Van Ackerwijk A 399240 ZeleGround area
442 m²
Building footprint
242 m²
Volume, LiDAR
525 m³
2 parcels, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
InTheRealWorld
since 20192.291.511.469
Miliro
since 20252.371.127.584
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42402F0822/00R000 | Flanders | 228 m² | 1 · 156 m² | - |
| 42402C0038/00C002 | Flanders | 214 m² | 1 · 86 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteZele2.371.127.584
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Of 4,235 companies in sector 47789 we hold annual accounts for 1,016. 770 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-07-2019
Fiscal year end31-12
Activities, NACEBEL
47789Other retail sale of new goods
62010Computer programming, consultancy and related activities
62100Computer programming
14299Manufacture of wearing apparel
23410Manufacture of ceramic household and ornamental articles
47252Retail sale of beverages, general range
47770Retail sale of watches and jewellery
71112Activities of interior architects
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:tim@bogaert.cloud
Phone:0473 33 92 62