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INTES

Active
Private limited companyfounded 199629 yrs activeJan De Trochstraat 132, 1703 Dilbeek, BelgiumKBO/BCE: BE 0459.019.539
Summary

INTES has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €238,115 and a net result of €10,396. Equity is growing by ~11.1% per year across the filed fiscal years. Its solvency ranks better than 91% of 20780 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability74▼-11
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20,000 at 30 days acceptable
Liquidity ample (current ratio 13.22 against 7.54 in 2023; short-term debt: 5.7% and cash: 19.9% of total assets), and 7.8% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 29 years 0 30 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-07-2025, 21 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
21 d early
2023
30 d early
2022
20 d early
2021
24 d early
2020
31 d early
2019
30 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

INTES was incorporated on 16 October 1996.1 Total assets rose from EUR 125,736 in 2018 to EUR 258,276 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€238,115▲ 4.6%
2023 · €227,719
Total assets
€258,276▲ 0.2%
2023 · €257,672
Net result
€10,396▼ 68.1%
2023 · €32,633
Working capital
€180,631▲ 31.8%
2023 · €137,099
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€74,586▲ 168%€38,398▼ 48.5%€29,897▼ 22.1%€45,742▲ 53.0%€14,813▼ 67.6%
Net result€55,569▲ 192%€24,500▼ 55.9%€20,006▼ 18.3%€32,633▲ 63.1%€10,396▼ 68.1%
Equity€173,566▲ 35.9%€198,065▲ 14.1%€203,071▲ 2.5%€227,719▲ 12.1%€238,115▲ 4.6%
Total assets€245,476▲ 73.3%€257,129▲ 4.7%€249,376▼ 3.0%€257,672▲ 3.3%€258,276▲ 0.2%
Debt€65,517▲ 371%€53,508▼ 18.3%€41,587▼ 22.3%€26,073▼ 37.3%€17,119▼ 34.3%
Working capital€131,338▲ 7.0%€156,754▲ 19.4%€153,509▼ 2.1%€137,099▼ 10.7%€180,631▲ 31.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000€80,000Operating result 2020: €74,586€74,586Net result 2020: €55,569€55,569Operating result 2021: €38,398€38,398Net result 2021: €24,500€24,500Operating result 2022: €29,897€29,897Net result 2022: €20,006€20,006Operating result 2023: €45,742€45,742Net result 2023: €32,633€32,633Operating result 2024: €14,813€14,813Net result 2024: €10,396€10,39620202021202220232024€0€20,000€40,000Operating result 2022: €29,897€29,900Net result 2022: €20,006€20,000Operating result 2023: €45,742€45,700Net result 2023: €32,633€32,600Operating result 2024: €14,813€14,800Net result 2024: €10,396€10,400202220232024
The operating result falls in 2024; 2024 is 68% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €258,276
Fixed assets €62,865 ▼ 36.9%
Current assets €195,411 ▲ 23.6%
Equity and liabilities €258,276
Equity €238,115 ▲ 4.6%
Provisions €3,042 ▼ 21.6%
Debt €17,119 ▼ 34.3%
Debt's share of the balance-sheet total falls from 10.1% to 6.6%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€52,382▼
2023 · €77,721
Cash flow
€47,964▼
2023 · €64,612
Current ratio
13.22▲
2023 · 7.54
Quick ratio
13.14▲
2023 · 7.00
Debt to equity
0.07▼
2023 · 0.11
ROE
4.4%▼
2023 · 14.3%
ROA
4.0%▼
2023 · 12.7%
Interest coverage
321.14▲
2023 · 294.90
Debt ≤ 1 year
€14,781▼
2023 · €20,962
Income taxes
€7,221▼
2023 · €13,690
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 61 lines
Balance sheet Code20232024
Assets
Total assets20/58€257,672€258,276▲
Fixed assets21/28€99,611€62,865▼
Tangible fixed assets22/27€98,561€61,815▼
Plant, machinery and equipment23€2,320€2,638▲
Furniture and vehicles24€86,634€51,897▼
Other tangible fixed assets26€9,607€7,280▼
Financial fixed assets28€1,050€1,050=
Current assets29/58€158,061€195,411▲
Stocks and contracts in progress3€11,414€1,262▼
Stocks30/36-€1,262
Contracts in progress37€11,414-
Amounts receivable within one year40/41€3,775€15,140▲
Trade receivables40€1,902€12,092▲
Other amounts receivable41€1,874€3,048▲
Current investments50/53€106,755€121,814▲
Cash at bank and in hand54/58€30,938€51,469▲
Deferred charges and accrued income490/1€5,179€5,727▲
Equity and liabilities
Total equity and liabilities10/49€257,672€258,276▲
Equity10/15€227,719€238,115▲
Contributions10/11€18,600€18,600=
Reserves13€197,645€208,041▲
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Tax-exempt reserves132€23,400€20,050▼
Distributable reserves133€172,385€186,131▲
Profit (loss) carried forward14€11,474€11,474=
Provisions and deferred taxes16€3,880€3,042▼
Deferred taxes168€3,880€3,042▼
Amounts payable17/49€26,073€17,119▼
Amounts payable after more than one year17€5,111-
Financial debts170/4€5,111-
Amounts payable within one year42/48€20,962€14,781▼
Current portion of amounts payable after more than one year42€10,148€5,111▼
Trade debts44€2,532€1,819▼
Suppliers440/4€2,532€1,819▼
Taxes, remuneration and social security45€7,411€7,226▼
Taxes450/3€7,411€7,226▼
Other amounts payable47/48€870€624▼
Accrued charges and deferred income492/3-€2,338
Income statement Code20232024
Non-recurring operating income76A€13,575-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31,979€37,569▲
Other operating charges640/8€465€36▼
Gross operating margin9900€78,186€52,417▼
Operating profit (loss)9901€45,742€14,813▼
Financial income75/76B€7€2,129▲
Recurring financial income75€7€2,129▲
Financial charges65/66B€264€163▼
Recurring financial charges65€264€163▼
Profit (loss) for the period before taxes9903€45,485€16,779▼
Transfer from deferred taxes780€838€838=
Income taxes67/77€13,690€7,221▼
Profit (loss) for the period9904€32,633€10,396▼
Transfer from tax-exempt reserves789€3,351€3,351=
Profit (loss) for the period to be appropriated9905€35,984€13,746▼
Appropriation of the result
Profit (loss) to be appropriated9906€47,458€25,220▼
Profit (loss) brought forward from the previous period14P€11,474€11,474=
Transfer from equity791/2€7,985-
Transfer to equity691/2€35,984€13,746▼
To other reserves6921€35,984€13,746▼
Profit to be distributed694/7€7,985-
Return on contributions (dividend)694€7,985-

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Non-recurring operating income76A--€6,157€13,575--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,188€19,064€27,684€31,979€37,569▲ 17.5%
Other operating charges640/8-€305€2,825€465€36▼ 92.3%
Gross operating margin9900€90,082€57,766€60,406€78,186€52,417▼ 33.0%
Operating profit (loss)9901€74,586€38,398€29,897€45,742€14,813▼ 67.6%
Financial income75/76B--€32€7€2,129▲ 31,447%
Recurring financial income75€33-€32€7€2,129▲ 31,447%
Financial charges65/66B-€444€376€264€163▼ 38.1%
Recurring financial charges65€306€444€376€264€163▼ 38.1%
Profit (loss) for the period before taxes9903€74,314€37,954€29,553€45,485€16,779▼ 63.1%
Transfer from deferred taxes780-€838€838€838€838=
Income taxes67/77€12,352€14,292€10,385€13,690€7,221▼ 47.3%
Profit (loss) for the period9904€55,569€24,500€20,006€32,633€10,396▼ 68.1%
Transfer from tax-exempt reserves789-€11,408€3,351€3,351€3,351=
Profit (loss) for the period to be appropriated9905€29,996€35,908€23,356€35,984€13,746▼ 61.8%
Line20202021202220232024Change
Assets
Total assets20/58€245,476€257,129€249,376€257,672€258,276▲ 0.2%
Fixed assets21/28€85,930€74,262€72,030€99,611€62,865▼ 36.9%
Tangible fixed assets22/27€84,880€73,212€70,980€98,561€61,815▼ 37.3%
Plant, machinery and equipment23---€2,320€2,638▲ 13.7%
Furniture and vehicles24-€65,742€65,933€86,634€51,897▼ 40.1%
Other tangible fixed assets26-€7,469€5,047€9,607€7,280▼ 24.2%
Financial fixed assets28€1,050€1,050€1,050€1,050€1,050=
Current assets29/58€159,546€182,867€177,346€158,061€195,411▲ 23.6%
Stocks and contracts in progress3€11,638€10,168€11,087€11,414€1,262▼ 88.9%
Stocks30/36----€1,262-
Contracts in progress37-€10,168€11,087€11,414--
Amounts receivable within one year40/41€19,797€20,574€18,125€3,775€15,140▲ 301%
Trade receivables40-€18,916€17,010€1,902€12,092▲ 536%
Other amounts receivable41-€1,658€1,115€1,874€3,048▲ 62.7%
Current investments50/53-€66,785€66,765€106,755€121,814▲ 14.1%
Cash at bank and in hand54/58€125,354€82,477€78,414€30,938€51,469▲ 66.4%
Deferred charges and accrued income490/1-€2,862€2,954€5,179€5,727▲ 10.6%
Equity and liabilities
Total equity and liabilities10/49€245,476€257,129€249,376€257,672€258,276▲ 0.2%
Equity10/15€173,566€198,065€203,071€227,719€238,115▲ 4.6%
Contributions10/11-€18,600€18,600€18,600€18,600=
Reserves13€143,492€167,992€172,997€197,645€208,041▲ 5.3%
Non-distributable reserves130/1-€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311-€1,860€1,860€1,860€1,860=
Tax-exempt reserves132-€30,102€26,751€23,400€20,050▼ 14.3%
Distributable reserves133-€136,030€144,386€172,385€186,131▲ 8.0%
Profit (loss) carried forward14€11,474€11,474€11,474€11,474€11,474=
Provisions and deferred taxes16€6,393€5,555€4,718€3,880€3,042▼ 21.6%
Deferred taxes168-€5,555€4,718€3,880€3,042▼ 21.6%
Amounts payable17/49€65,517€53,508€41,587€26,073€17,119▼ 34.3%
Amounts payable after more than one year17€35,258€25,308€15,259€5,111--
Financial debts170/4-€25,308€15,259€5,111--
Amounts payable within one year42/48€28,208€26,113€23,837€20,962€14,781▼ 29.5%
Current portion of amounts payable after more than one year42-€9,950€10,048€10,148€5,111▼ 49.6%
Trade debts44€0€60-€2,532€1,819▼ 28.2%
Suppliers440/4-€60-€2,532€1,819▼ 28.2%
Taxes, remuneration and social security45-€13,751€10,440€7,411€7,226▼ 2.5%
Taxes450/3-€13,751€10,440€7,411€7,226▼ 2.5%
Other amounts payable47/48-€2,352€3,349€870€624▼ 28.3%
Accrued charges and deferred income492/3-€2,087€2,491-€2,338-
Line20202021202220232024Change
Profit (loss) for the period9904€55,569€24,500€20,006€32,633€10,396▼ 68.1%
+ Depreciation and write-downs630€15,188€19,064€27,684€31,979€37,569▲ 17.5%
Operating cash flow (approximation)€70,757€43,564€47,689€64,612€47,964▼ 25.8%
Investment in fixed assets (approximation)--€7,396-€25,452-€59,560-€822▲ 98.6%
Change in cash--€42,877-€4,063-€47,476€20,531▲ 143%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
10-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet €10,396 ▼68.1%
Net result drops to €10,396, the lowest in the series.
01-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
11-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Equity above €200,000Eq €203,071 ▲2.5%
5 profitable years in a row build equity to €203,071.
07-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Highest result since 2018net €55,569 ▲192%
Operating result €74,586, net result €55,569, both a record.
31-12
Financial Equity above €150,000Eq €173,566 ▲35.9%
3 profitable years in a row build equity to €173,566.
01-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
28-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
2016
22-06
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 1996
seat establishment The establishment unit on the map
Ground area
678 m²
Building footprint
119 m²
Volume, LiDAR
714 m³
Parcel 23070C0176/00H000, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Studio LoKo
Jan De Trochstraat 132, 1703 DilbeekNACE 5248701
since 19962.078.973.482
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23070C0176/00H000 Flanders 678 m² 1 · 119 m² 10.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 16,901 companies in sector 62100 we hold annual accounts for 8,775. 6,425 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded16-10-1996
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
23410Manufacture of ceramic household and ornamental articles
23450Manufacture of other non-metallic mineral products
47120Other non-specialised retail sale
47400Retail sale of information and communication equipment
63100Computing infrastructure, data processing, hosting and related activities
90111Literary creation

Scores and ratios are computed by Checked and are not a credit decision.