INTERVOEREN
ActiveINTERVOEREN has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-1.34M) and a net result of €135k. Equity is shrinking by ~35.2% per year across the filed fiscal years. Its solvency ranks better than 5% of 1828 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency33=
Growth58=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.35 against 0.49 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-148.9%
Return on assets
15%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 1828 sector peers (2025).
NBB · sector comparisonPosition among 1828 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
60 d late
2023
268 d late
2022
634 d late
2021
6 d early
2020
17 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-1.34M▲ 9.2%
2024 · €-1.48M
2018: €78k
2019: €-169k
2020: €-305k
2021: €-489k
2022: €-919k
2023: €-1.60M
2024: €-1.48M
2018 → 2025
Total assets
€902k▼ 42.4%
2024 · €1.56M
2018: €1.09M
2019: €659k
2020: €963k
2021: €1.09M
2022: €831k
2023: €664k
2024: €1.56M
2018 → 2025
Net result
€135k▲ 9.5%
2024 · €124k
2018: €63k
2019: €-247k
2020: €-136k
2021: €-184k
2022: €-430k
2023: €-682k
2024: €124k
2018 → 2025
Working capital
€-1.46M▲ 7.1%
2024 · €-1.57M
2018: €19k
2019: €-207k
2020: €-321k
2021: €-496k
2022: €-923k
2023: €-1.68M
2024: €-1.57M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-489k-€-919k▼ 88.0%€-1.60M▼ 74.2%€-1.48M▲ 7.7%€-1.34M▲ 9.2%
Operating result€-178k-€-423k▼ 138%€-675k▼ 59.5%€113k€139k▲ 22.6%
Net result€-184k-€-430k▼ 134%€-682k▼ 58.7%€124k€135k▲ 9.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 23% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €902k
Fixed assets
€113k▲ 28.2%
Current assets
€788k▼ 46.6%
Key figures and ratios
EBITDA
€178k▲
2024 · €133k
Cash flow
€175k▲
2024 · €144k
Solvency
-148.9%▼
2024 · -94.5%
Current ratio
0.35▼
2024 · 0.49
Quick ratio
0.35▼
2024 · 0.49
Debt / equity
-1.67▲
2024 · -2.06
ROE
-10.1%▼
2024 · -8.4%
ROA
15.0%▲
2024 · 7.9%
Interest coverage
56.07▲
2024 · 28.48
Debt
€2.24M▼
2024 · €3.04M
Debt ≤ 1 year
€2.24M▼
2024 · €3.04M
Staff costs
€1.07M▲
2024 · €990k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.56M€902k▼
Fixed assets21/28€88k€113k▲
Tangible fixed assets22/27€87k€111k▲
Furniture and vehicles24€87k€111k▲
Financial fixed assets28€2k€2k▲
Current assets29/58€1.48M€788k▼
Amounts receivable after more than one year29€5k€3k▼
Other amounts receivable291€5k€3k▼
Amounts receivable within one year40/41€1.39M€596k▼
Trade receivables40€1.19M€127k▼
Other amounts receivable41€196k€469k▲
Cash at bank and in hand54/58€60k€165k▲
Deferred charges and accrued income490/1€24k€25k▲
Equity and liabilities
Total equity and liabilities10/49€1.56M€902k▼
Equity10/15€-1.48M€-1.34M▲
Contributions10/11€19k€19k=
Reserves13€82k€82k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€81k€81k=
Profit (loss) carried forward14€-1.58M€-1.44M▲
Amounts payable17/49€3.04M€2.24M▼
Amounts payable within one year42/48€3.04M€2.24M▼
Trade debts44€2.75M€2.16M▼
Suppliers440/4€2.75M€2.16M▼
Taxes, remuneration and social security45€270k€82k▼
Taxes450/3€185k-
Remuneration and social security454/9€86k€82k▼
Other amounts payable47/48€25k-
Income statement
Code20242025
Remuneration, social security and pensions62€990k€1.07M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€39k▲
Other operating charges640/8€100k€83k▼
Gross operating margin9900€1.22M€1.33M▲
Operating profit (loss)9901€113k€139k▲
Financial income75/76B€15k-
Recurring financial income75€15k-
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€124k€135k▲
Profit (loss) for the period9904€124k€135k▲
Profit (loss) for the period to be appropriated9905€124k€135k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1.58M€-1.44M▲
Profit (loss) brought forward from the previous period14P€-1.70M€-1.58M▲
Social balance
Average headcount (FTE)908712.010.0▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €135k ▲9.5%
Operating result €139k, net result €135k, both a record.
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 60 days late
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 268 days late
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 634 days late
2024
31-12
Financial
Back to profitnet €124k
Net result €124k after 5 loss-making years.
2023
31-12
Financial
Weakest financial yearnet €-682k
Net result drops to €-682k, the lowest in the series; recovery starts the following year.
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 17 days late
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
26-11
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 118 days late
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
01-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
19-01-2024
Resigned as Director
Location & real-estate footprint
Registered office, Ravels · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schoolstraat 132381 RavelsGround area
1,868 m²
Building footprint
357 m²
Volume, LiDAR
1,881 m³
2 parcels, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
INTERVOEREN
since 20102.188.425.215
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13048A0474/00A002 | Flanders | 990 m² | 1 · 201 m² | 7.1 m · 2 fl. |
| 73054A0354/00Y000 | Flanders | 878 m² | 1 · 156 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HURKMANS PETROLEUM
BE 0474.746.704
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Gashandel Vanhoudt
BE 0453.704.038
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OIL-TECH
BE 0897.106.379
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G. VAN ZELE
BE 0468.264.629
Assenede · Eq €76k
FLAMACO
BE 0478.190.697
Moorslede · Eq €82k
Of 838 companies in sector 46810 we hold annual accounts for 473. 259 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-05-2010
Fiscal year end31-12
Activities, NACEBEL
46810Wholesale of solid, liquid and gaseous fuels and related products
49410Freight transport by road
52100Warehousing and storage
52249Warehousing and support activities for transportation
52250Logistics services
52290Warehousing and support activities for transportation
53200Other postal and courier activities
77120Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.