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INTERVAS CONSTRUCT

Active
Private limited companyfounded 20215 yrs activeZwijnaardsesteenweg 44, 9000 Gent, BelgiumKBO/BCE: BE 0761.451.879
Summary

The computed 12-month bankruptcy probability of INTERVAS CONSTRUCT is 2.0% (moderate). The 2025 annual accounts show equity of €71,434 and a net result of €58,936. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 69% of 28254 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency90▲+19
Growth78=
Track record94
Bankruptcy probability, 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 2.62 against 1.86 in 2024; short-term debt: 35.3% and cash: 6.8% of total assets), and 35.3% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
64.7%
Return on assets
53.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-01-2026, 23 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
23 d early
2024
3 d early
2023
21 d early
2022
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 19 January (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 11 January 2021, INTERVAS CONSTRUCT was incorporated as a Private limited company.1 Total assets went from EUR 4,330 in 2022 to EUR 110,386 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€71,434▲ 472%
2024 · €12,498
Total assets
€110,386▲ 307%
2024 · €27,095
Net result
€58,936▲ 176%
2024 · €21,347
Working capital
€63,186▲ 406%
2024 · €12,498
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result-€6,846--€2,504▲ 63.4%€24,383€80,511▲ 230%
Net result-€6,846below the sector's middle half--€2,504below the sector's middle half▲ 63.4%€21,347within the sector's middle half€58,936above the sector's middle half▲ 176%
Equity-€6,346below the sector's middle half--€8,849below the sector's middle half▼ 39.5%€12,498below the sector's middle half€71,434within the sector's middle half▲ 472%
Total assets€4,330below the sector's middle half-€2,999below the sector's middle half▼ 30.7%€27,095below the sector's middle half▲ 804%€110,386within the sector's middle half▲ 307%
Debt€10,675-€11,848▲ 11.0%€14,596▲ 23.2%€38,952▲ 167%
Working capital-€6,346below the sector's middle half--€8,849below the sector's middle half▼ 39.5%€12,498within the sector's middle half€63,186within the sector's middle half▲ 406%
Solvency46.1%within the sector's middle half64.7%within the sector's middle half▲ 18.6pp
Current ratio1.86within the sector's middle half2.62within the sector's middle half▲ 0.77
Return on assets (ROA)78.8%above the sector's middle half53.4%above the sector's middle half▼ 25.4pp
above within below the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€25,000€0€25,000€50,000€75,000Operating result 2022: -€6,846-€6,846Net result 2022: -€6,846-€6,846Operating result 2023: -€2,504-€2,504Net result 2023: -€2,504-€2,504Operating result 2024: €24,383€24,383Net result 2024: €21,347€21,347Operating result 2025: €80,511€80,511Net result 2025: €58,936€58,9362022202320242025-€25,000€0€25,000€50,000€75,000Operating result 2023: -€2,504-€2,500Net result 2023: -€2,504-€2,500Operating result 2024: €24,383€24,400Net result 2024: €21,347€21,300Operating result 2025: €80,511€80,500Net result 2025: €58,936€58,900202320242025
The operating result has risen three years in a row; 2025 is 230% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €110,386
Fixed assets €8,248
Current assets €102,138
Equity and liabilities €110,386
Equity €71,434 ▲ 472%
Debt €38,952 ▲ 167%
Debt's share of the balance-sheet total falls from 53.9% to 35.3%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€80,761
Cash flow
€59,186
Debt to equity
0.55▼
2024 · 1.17
ROE
82.5%▼
2024 · 170.8%
Interest coverage
1072.95
Debt ≤ 1 year
€38,952▲
2024 · €14,596
Income taxes
€22,848▲
2024 · €3,004
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,970 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.5% went bankrupt
3.4% stopped otherwise
95% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,970 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€27,095€110,386▲
Fixed assets21/28-€8,248
Tangible fixed assets22/27-€8,248
Furniture and vehicles24-€8,248
Current assets29/58€27,095€102,138▲
Amounts receivable within one year40/41€20,302€93,268▲
Trade receivables40€17,198€47,904▲
Other amounts receivable41€3,104€45,364▲
Cash at bank and in hand54/58€6,792€7,547▲
Deferred charges and accrued income490/1-€1,323
Equity and liabilities
Total equity and liabilities10/49€27,095€110,386▲
Equity10/15€12,498€71,434▲
Contributions10/11€500€500=
Profit (loss) carried forward14€11,998€70,934▲
Amounts payable17/49€14,596€38,952▲
Amounts payable within one year42/48€14,596€38,952▲
Trade debts44€2,732€9,604▲
Suppliers440/4€2,732€9,604▲
Taxes, remuneration and social security45€11,804€29,348▲
Taxes450/3€3,004€22,848▲
Remuneration and social security454/9€8,800€6,500▼
Other amounts payable47/48€60-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€250
Other operating charges640/8-€355
Gross operating margin9900€24,383€81,116▲
Operating profit (loss)9901€24,383€80,511▲
Financial income75/76B-€1,348
Recurring financial income75-€1,348
Financial charges65/66B€31€75▲
Recurring financial charges65€31€75▲
Profit (loss) for the period before taxes9903€24,352€81,784▲
Income taxes67/77€3,004€22,848▲
Profit (loss) for the period9904€21,347€58,936▲
Profit (loss) for the period to be appropriated9905€21,347€58,936▲
Appropriation of the result
Profit (loss) to be appropriated9906€11,998€70,934▲
Profit (loss) brought forward from the previous period14P-€9,349€11,998▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630---€250-
Other operating charges640/8---€355-
Gross operating margin9900-€6,846-€2,504€24,383€81,116▲ 233%
Operating profit (loss)9901-€6,846-€2,504€24,383€80,511▲ 230%
Financial income75/76B---€1,348-
Recurring financial income75---€1,348-
Financial charges65/66B--€31€75▲ 142%
Recurring financial charges65--€31€75▲ 142%
Profit (loss) for the period before taxes9903-€6,846-€2,504€24,352€81,784▲ 236%
Income taxes67/77--€3,004€22,848▲ 660%
Profit (loss) for the period9904-€6,846-€2,504€21,347€58,936▲ 176%
Profit (loss) for the period to be appropriated9905-€6,846-€2,504€21,347€58,936▲ 176%
Line2022202320242025Change
Assets
Total assets20/58€4,330€2,999€27,095€110,386▲ 307%
Fixed assets21/28---€8,248-
Tangible fixed assets22/27---€8,248-
Furniture and vehicles24---€8,248-
Current assets29/58€4,330€2,999€27,095€102,138▲ 277%
Amounts receivable within one year40/41€4,330€2,999€20,302€93,268▲ 359%
Trade receivables40€3,702€1,402€17,198€47,904▲ 179%
Other amounts receivable41€627€1,597€3,104€45,364▲ 1,361%
Cash at bank and in hand54/58--€6,792€7,547▲ 11.1%
Deferred charges and accrued income490/1---€1,323-
Equity and liabilities
Total equity and liabilities10/49€4,330€2,999€27,095€110,386▲ 307%
Equity10/15-€6,346-€8,849€12,498€71,434▲ 472%
Contributions10/11€500€500€500€500=
Profit (loss) carried forward14-€6,846-€9,349€11,998€70,934▲ 491%
Amounts payable17/49€10,675€11,848€14,596€38,952▲ 167%
Amounts payable within one year42/48€10,675€11,848€14,596€38,952▲ 167%
Trade debts44€8,675€1,331€2,732€9,604▲ 252%
Suppliers440/4€8,675€1,331€2,732€9,604▲ 252%
Taxes, remuneration and social security45--€11,804€29,348▲ 149%
Taxes450/3--€3,004€22,848▲ 660%
Remuneration and social security454/9--€8,800€6,500▼ 26.1%
Other amounts payable47/48€2,000€10,517€60--
Line2022202320242025Change
Profit (loss) for the period9904-€6,846-€2,504€21,347€58,936▲ 176%
+ Depreciation and write-downs630---€250-
Operating cash flow (approximation)-€6,846-€2,504€21,347€59,186▲ 177%
Change in cash---€754-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
08-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial Highest result since 2022net €58,936 ▲176%
Operating result €80,511, net result €58,936, both a record.
28-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial Back to profitnet €21,347
Net result €21,347 after 2 loss-making years.
30-06
Financial Liquidity times 7current ratio 1.86
Current ratio from 0.25 to 1.86.
10-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
511 m²
Building footprint
499 m²
Volume, LiDAR
3,873 m³
2 parcels, Brussels, Flanders · tallest building 16.8 m, ±3 floors. Linked by address, not a title deed.
144 companies at this address See who is registered here
1 establishment unit
INTERVAS CONSTRUCT
François-Joseph Navezstraat 27/ETRC, 1030 SchaarbeekRepair, maintenance and installation of machinery and equipment
since 20212.313.346.070
2 parcels
Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
21910E0123/00A006 Brussels 297 m² 1 · 296 m² 16.8 m · 1 fl.
44808H0052/00R006 Flanders 214 m² 1 · 202 m² 11.8 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 15,521 companies in sector 43990 we hold annual accounts for 7,423. 6,229 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded11-01-2021
Fiscal year end30-06
Activities, NACEBEL 2025
43990Other specialised construction activities
41001General construction of residential buildings
43110Demolition
43213Specialised construction activities
43221Plumbing work
43410Roofing work
E-invoicing
Reachable via Peppol
Peppol ID 0208:0761451879
Also 9925:BE0761451879
Registered 29-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.