INTERVAN
Open bankruptcyA bankruptcy procedure is open for INTERVAN according to publications in the Belgian State Gazette; curator: ALEXIA DE CLERCQ.
Summary
The 2024 annual accounts show equity of €248,773 and a net result of -€15,571.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Ghent, Ghent division
- Declared bankrupt
- 10 February 2026
- Supervising judge
- Peter Ramaut
- Official Gazette
- 16-02-2026 (pdf) ↗search the document for 2026/106480
Deadlines
- Provisional date payments stopped
- 31 January 2026Payments and security you received since that day can in some cases be challenged by the curator. A later judgment can change the date.art. XX.105, XX.111 and XX.112 CEL
- Appeal or third-party opposition until
- passed on 3 March 2026Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 12 March 2026art. XX.104 and XX.155 CEL
- First verification report
- passed on 17 March 2026Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- 10 February 2027Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Alexia De ClercqEdgard Gevaertdreef 10, 9830 Sint-Martens-Latemadc@watersteen.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€15,571
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
26 d late
2023
7 d early
2022
30 d late
2021
30 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 34 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?List enrichment How is the Other building finishing work sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
€248,773▼ 5.9%
2023 · €264,344
Total assets
€755,310▼ 3.6%
2023 · €783,722
Net result
-€15,571▲ 24.8%
2023 · -€20,703
Working capital
-€142,009▼ 9.3%
2023 · -€129,943
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€7,806€29,951▲ 284%€15,056▼ 49.7%-€12,379-€3,454▲ 72.1%
Net result-€6,571below the sector's middle half▲ 79.7%€18,165within the sector's middle half€6,394within the sector's middle half▼ 64.8%-€20,703below the sector's middle half-€15,571below the sector's middle half▲ 24.8%
Equity€260,488above the sector's middle half▼ 2.5%€278,653above the sector's middle half▲ 7.0%€285,047above the sector's middle half▲ 2.3%€264,344above the sector's middle half▼ 7.3%€248,773above the sector's middle half▼ 5.9%
Total assets€846,125above the sector's middle half▼ 7.2%€778,079above the sector's middle half▼ 8.0%€745,794above the sector's middle half▼ 4.1%€783,722above the sector's middle half▲ 5.1%€755,310above the sector's middle half▼ 3.6%
Debt€503,775▼ 10.1%€420,499▼ 16.5%€384,754▼ 8.5%€446,319▲ 16.0%€436,366▼ 2.2%
Working capital-€72,342below the sector's middle half▲ 47.9%-€54,997below the sector's middle half▲ 24.0%-€48,139below the sector's middle half▲ 12.5%-€129,943below the sector's middle half▼ 170%-€142,009below the sector's middle half▼ 9.3%
Solvency30.8%within the sector's middle half▲ 1.5pp35.8%within the sector's middle half▲ 5.0pp38.2%within the sector's middle half▲ 2.4pp33.7%within the sector's middle half▼ 4.5pp32.9%within the sector's middle half▼ 0.8pp
Current ratio0.68below the sector's middle half▲ 0.080.68below the sector's middle half=0.73below the sector's middle half▲ 0.040.52below the sector's middle half▼ 0.200.52below the sector's middle half=
Return on assets (ROA)-0.8%below the sector's middle half▲ 2.8pp2.3%within the sector's middle half▲ 3.1pp0.9%within the sector's middle half▼ 1.5pp-2.6%below the sector's middle half▼ 3.5pp-2.1%below the sector's middle half▲ 0.6pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3,454 in 2024 against €12,379 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €755,310
Fixed assets
€601,568 ▼ 6.1%
Current assets
€153,742 ▲ 7.5%
Equity and liabilities €755,310
Equity
€248,773 ▼ 5.9%
Provisions
€70,171 ▼ 4.0%
Debt
€436,366 ▼ 2.2%
Debt's share of the balance-sheet total rises from 56.9% to 57.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€35,705▲
2023 · €31,746
Cash flow
€23,587▲
2023 · €23,422
Debt to equity
1.75▲
2023 · 1.69
ROE
-6.3%▲
2023 · -7.8%
Interest coverage
2.45▼
2023 · 2.88
Debt ≤ 1 year
€295,751▲
2023 · €272,938
Debt > 1 year
€140,615▼
2023 · €172,552
Income taxes
€471▲
2023 · €240
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €5,463 | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €54,366 | €39,007 | €40,824 | €44,124 | €39,159 | ▼ 11.3% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | -€31,434 | €0 | - | - | - |
| Other operating charges640/8 | - | €38,736 | €6,754 | €6,800 | €9,076 | ▲ 33.5% |
| Non-recurring operating charges66A | - | €165 | €0 | - | - | - |
| Gross operating margin9900 | €69,527 | €76,425 | €62,635 | €38,546 | €44,782 | ▲ 16.2% |
| Operating profit (loss)9901 | €7,806 | €29,951 | €15,056 | -€12,379 | -€3,454 | ▲ 72.1% |
| Financial income75/76B | - | - | - | €1 | €28 | ▲ 4,583% |
| Recurring financial income75 | €8 | - | - | €1 | €28 | ▲ 4,583% |
| Financial charges65/66B | - | €14,502 | €10,790 | €11,020 | €14,562 | ▲ 32.1% |
| Recurring financial charges65 | €17,042 | €14,502 | €10,790 | €11,020 | €14,562 | ▲ 32.1% |
| Profit (loss) for the period before taxes9903 | -€9,322 | €15,449 | €4,267 | -€23,398 | -€17,987 | ▲ 23.1% |
| Transfer from deferred taxes780 | - | €2,935 | €2,935 | €2,935 | €2,887 | ▼ 1.6% |
| Income taxes67/77 | €184 | €219 | €808 | €240 | €471 | ▲ 96.4% |
| Profit (loss) for the period9904 | -€6,571 | €18,165 | €6,394 | -€20,703 | -€15,571 | ▲ 24.8% |
| Transfer from tax-exempt reserves789 | - | €8,804 | €8,805 | €8,805 | €8,660 | ▼ 1.6% |
| Profit (loss) for the period to be appropriated9905 | €2,234 | €26,969 | €15,198 | -€11,898 | -€6,911 | ▲ 41.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €846,125 | €778,079 | €745,794 | €783,722 | €755,310 | ▼ 3.6% |
| Fixed assets21/28 | €690,579 | €660,241 | €618,852 | €640,727 | €601,568 | ▼ 6.1% |
| Tangible fixed assets22/27 | €682,014 | €651,676 | €610,852 | €632,727 | €593,568 | ▼ 6.2% |
| Land and buildings22 | - | €618,987 | €590,067 | €623,847 | €588,328 | ▼ 5.7% |
| Plant, machinery and equipment23 | - | €15,707 | €11,835 | €7,963 | €5,122 | ▼ 35.7% |
| Furniture and vehicles24 | - | €15,400 | €7,879 | €357 | €70 | ▼ 80.4% |
| Other tangible fixed assets26 | - | €1,582 | €1,071 | €560 | €49 | ▼ 91.2% |
| Financial fixed assets28 | €8,565 | €8,565 | €8,000 | €8,000 | €8,000 | = |
| Current assets29/58 | €155,546 | €117,838 | €126,942 | €142,994 | €153,742 | ▲ 7.5% |
| Stocks and contracts in progress3 | €9,546 | €9,546 | €0 | - | - | - |
| Stocks30/36 | - | €9,546 | €0 | - | - | - |
| Amounts receivable within one year40/41 | €141,875 | €99,221 | €123,620 | €88,322 | €143,759 | ▲ 62.8% |
| Trade receivables40 | - | €27,178 | €52,146 | €15,613 | €67,681 | ▲ 333% |
| Other amounts receivable41 | - | €72,043 | €71,474 | €72,709 | €76,078 | ▲ 4.6% |
| Cash at bank and in hand54/58 | €3,338 | €8,247 | €1,885 | €53,138 | €8,990 | ▼ 83.1% |
| Deferred charges and accrued income490/1 | - | €824 | €1,438 | €1,534 | €993 | ▼ 35.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €846,125 | €778,079 | €745,794 | €783,722 | €755,310 | ▼ 3.6% |
| Equity10/15 | €260,488 | €278,653 | €285,047 | €264,344 | €248,773 | ▼ 5.9% |
| Contributions10/11 | - | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €175,532 | €166,728 | €157,923 | €149,119 | €140,459 | ▼ 5.8% |
| Non-distributable reserves130/1 | - | €1,859 | €1,859 | €1,859 | €0 | ▼ 100% |
| Reserves not available under the articles1311 | - | €1,859 | €1,859 | €1,859 | €0 | ▼ 100% |
| Tax-exempt reserves132 | - | €151,869 | €143,064 | €134,260 | €125,599 | ▼ 6.5% |
| Distributable reserves133 | - | €13,000 | €13,000 | €13,000 | €14,859 | ▲ 14.3% |
| Profit (loss) carried forward14 | €66,364 | €93,333 | €108,532 | €96,634 | €89,723 | ▼ 7.2% |
| Provisions and deferred taxes16 | €81,862 | €78,927 | €75,993 | €73,058 | €70,171 | ▼ 4.0% |
| Deferred taxes168 | - | €78,927 | €75,993 | €73,058 | €70,171 | ▼ 4.0% |
| Amounts payable17/49 | €503,775 | €420,499 | €384,754 | €446,319 | €436,366 | ▼ 2.2% |
| Amounts payable after more than one year17 | €275,057 | €246,834 | €209,673 | €172,552 | €140,615 | ▼ 18.5% |
| Financial debts170/4 | - | €246,834 | €209,673 | €172,552 | €140,615 | ▼ 18.5% |
| Amounts payable within one year42/48 | €227,888 | €172,835 | €175,081 | €272,938 | €295,751 | ▲ 8.4% |
| Current portion of amounts payable after more than one year42 | - | €46,745 | €37,656 | €37,121 | €32,741 | ▼ 11.8% |
| Financial debts43 | - | - | - | €50,000 | €75,000 | ▲ 50.0% |
| Credit institutions430/8 | - | - | - | €50,000 | €75,000 | ▲ 50.0% |
| Trade debts44 | €50,586 | €94,068 | €60,386 | €77,665 | €111,365 | ▲ 43.4% |
| Suppliers440/4 | - | €94,068 | €60,386 | €77,665 | €111,365 | ▲ 43.4% |
| Taxes, remuneration and social security45 | - | €4,765 | €848 | €240 | €518 | ▲ 116% |
| Taxes450/3 | - | €4,765 | €848 | €240 | €518 | ▲ 116% |
| Other amounts payable47/48 | - | €27,257 | €76,191 | €107,912 | €76,127 | ▼ 29.5% |
| Accrued charges and deferred income492/3 | - | €830 | €0 | €830 | €0 | ▼ 100% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€6,571 | €18,165 | €6,394 | -€20,703 | -€15,571 | ▲ 24.8% |
| + Depreciation and write-downs630 | €54,366 | €39,007 | €40,824 | €44,124 | €39,159 | ▼ 11.3% |
| Operating cash flow (approximation) | €47,795 | €57,172 | €47,218 | €23,422 | €23,587 | ▲ 0.7% |
| Investment in fixed assets (approximation) | - | -€8,669 | €565 | -€66,000 | €0 | ▲ 100% |
| Change in cash | - | €4,909 | -€6,362 | €51,253 | -€44,149 | ▼ 186% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
16-02
Bankruptcy
Opening
Ondernemingsrechtbank Gent, afdeling Gent · event 10-02-2026
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €18,165
Net result €18,165 after 3 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Weakest financial yearnet -€32,444
Net result drops to -€32,444, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
16-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 16 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 1994
Ground area
2,322 m²
Building footprint
679 m²
Volume, LiDAR
2,420 m³
Parcel 44035B0075/00S000, Flanders · tallest building 4.6 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
INTERVAN
since 19942.065.456.236
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44035B0075/00S000 | Flanders | 2,321 m² | 1 · 679 m² | 4.6 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | ALEXIA DE CLERCQ EDGARD GEVAERTDREEF 10,
9830 SINT-MARTENS-LATEM |
10-02-2026 → present |
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Of 7,300 companies in sector 43350 we hold annual accounts for 2,362. 1,704 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-11-1993
Fiscal year end31-12
Activities, NACEBEL 2025
43350Other building finishing work
43120Site preparation
43331Floor and wall tiling
47512Retail sale of household textiles and bedding
47521Retail sale of hardware, building materials, paint and glass (general range)
77391Rental and leasing activities
96101Personal service activities
96102Launderettes and laundries for private customers
E-invoicing
Reachable via Peppol
Peppol ID
0208:0451435525
Also
9925:BE0451435525
Registered
26-05-2025
The company is no longer active; its Peppol card can remain until its access point withdraws it.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.