INTERTUIN
ActiveSummary
INTERTUIN has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €566,916 and a net result of €76,440. Equity is growing by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 91% of 5899 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability83▲+1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45,000 at 30 days acceptable
Liquidity ample (current ratio 6.05 against 5.39 in 2023; short-term debt: 14.4% and cash: 64.4% of total assets), and 14.4% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
85.6%
Return on assets
11.5%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-07-2025, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
7 d early
2023
21 d early
2022
45 d early
2021
24 d early
2020
2 d early
2019
29 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 21 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
€566,916▲ 15.2%
2023 · €492,194
Total assets
€662,285▲ 12.6%
2023 · €588,204
Net result
€76,440▲ 18.6%
2023 · €64,440
Working capital
€480,910▲ 14.2%
2023 · €421,125
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€113,212▲ 287%€88,150▼ 22.1%€59,252▼ 32.8%€87,192▲ 47.2%€105,080▲ 20.5%
Net result€80,206above the sector's middle half▲ 269%€64,294above the sector's middle half▼ 19.8%€44,141above the sector's middle half▼ 31.3%€64,440above the sector's middle half▲ 46.0%€76,440above the sector's middle half▲ 18.6%
Equity€372,307above the sector's middle half▲ 15.9%€417,350above the sector's middle half▲ 12.1%€434,420above the sector's middle half▲ 4.1%€492,194above the sector's middle half▲ 13.3%€566,916above the sector's middle half▲ 15.2%
Total assets€481,632above the sector's middle half▲ 26.6%€541,588above the sector's middle half▲ 12.4%€548,287above the sector's middle half▲ 1.2%€588,204above the sector's middle half▲ 7.3%€662,285above the sector's middle half▲ 12.6%
Debt€108,871▲ 83.5%€123,883▲ 13.8%€113,613▼ 8.3%€95,856▼ 15.6%€95,315▼ 0.6%
Working capital€281,658above the sector's middle half▲ 16.7%€348,089above the sector's middle half▲ 23.6%€362,930above the sector's middle half▲ 4.3%€421,125above the sector's middle half▲ 16.0%€480,910above the sector's middle half▲ 14.2%
Solvency77.3%above the sector's middle half▼ 7.1pp77.1%above the sector's middle half▼ 0.2pp79.2%above the sector's middle half▲ 2.2pp83.7%above the sector's middle half▲ 4.4pp85.6%above the sector's middle half▲ 1.9pp
Current ratio3.60above the sector's middle half▼ 1.473.84above the sector's middle half▲ 0.244.25above the sector's middle half▲ 0.405.39above the sector's middle half▲ 1.156.05above the sector's middle half▲ 0.65
Return on assets (ROA)16.7%above the sector's middle half▲ 10.9pp11.9%within the sector's middle half▼ 4.8pp8.1%within the sector's middle half▼ 3.8pp11.0%within the sector's middle half▲ 2.9pp11.5%within the sector's middle half▲ 0.6pp
Staff (FTE)2within the sector's middle half▲ 53.8%2=2=1.2▼ 40.0%1.4▲ 16.7%
above
within
below
the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 21% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €662,285
Fixed assets
€86,060 ▲ 20.8%
Current assets
€576,225 ▲ 11.5%
Equity and liabilities €662,285
Equity
€566,916 ▲ 15.2%
Provisions
€54 ▼ 65.0%
Debt
€95,315 ▼ 0.6%
Debt's share of the balance-sheet total falls from 16.3% to 14.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€126,639▲
2023 · €103,660
Cash flow
€97,999▲
2023 · €80,909
Debt to equity
0.17▼
2023 · 0.19
ROE
13.5%▲
2023 · 13.1%
Interest coverage
190.38▲
2023 · 134.56
Debt ≤ 1 year
€95,315▼
2023 · €95,856
Income taxes
€29,453▲
2023 · €22,816
Staff costs
€72,985▲
2023 · €67,284
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €46,294 | €53,148 | €67,284 | €72,985 | ▲ 8.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €26,983 | €20,616 | €17,523 | €16,468 | €21,559 | ▲ 30.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €716 | -€716 | ▼ 200% |
| Other operating charges640/8 | - | €2,784 | €1,411 | €806 | €3,032 | ▲ 276% |
| Gross operating margin9900 | €177,667 | €157,844 | €131,333 | €172,467 | €201,940 | ▲ 17.1% |
| Operating profit (loss)9901 | €113,212 | €88,150 | €59,252 | €87,192 | €105,080 | ▲ 20.5% |
| Financial income75/76B | - | €12 | €379 | €735 | €1,378 | ▲ 87.6% |
| Recurring financial income75 | €1 | €12 | €379 | €735 | €1,378 | ▲ 87.6% |
| Financial charges65/66B | - | €1,638 | €1,988 | €770 | €665 | ▼ 13.7% |
| Recurring financial charges65 | €899 | €1,638 | €1,988 | €770 | €665 | ▼ 13.7% |
| Profit (loss) for the period before taxes9903 | €112,314 | €86,524 | €57,643 | €87,157 | €105,793 | ▲ 21.4% |
| Transfer from deferred taxes780 | - | €100 | €100 | €100 | €100 | = |
| Income taxes67/77 | €31,654 | €22,329 | €13,602 | €22,816 | €29,453 | ▲ 29.1% |
| Profit (loss) for the period9904 | €80,206 | €64,294 | €44,141 | €64,440 | €76,440 | ▲ 18.6% |
| Transfer from tax-exempt reserves789 | - | €400 | €400 | €400 | €400 | = |
| Profit (loss) for the period to be appropriated9905 | €90,641 | €64,694 | €44,541 | €64,840 | €76,840 | ▲ 18.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €481,632 | €541,588 | €548,287 | €588,204 | €662,285 | ▲ 12.6% |
| Fixed assets21/28 | €91,690 | €71,074 | €73,551 | €71,223 | €86,060 | ▲ 20.8% |
| Tangible fixed assets22/27 | €91,371 | €70,755 | €73,231 | €70,953 | €85,790 | ▲ 20.9% |
| Plant, machinery and equipment23 | - | €6,618 | €20,506 | €15,856 | €45,400 | ▲ 186% |
| Furniture and vehicles24 | - | €25,450 | €18,022 | €24,204 | €13,358 | ▼ 44.8% |
| Other tangible fixed assets26 | - | €38,687 | €34,704 | €30,894 | €27,032 | ▼ 12.5% |
| Financial fixed assets28 | €320 | €320 | €320 | €270 | €270 | = |
| Current assets29/58 | €389,942 | €470,513 | €474,736 | €516,980 | €576,225 | ▲ 11.5% |
| Stocks and contracts in progress3 | €4,595 | €2,650 | €2,294 | - | - | - |
| Stocks30/36 | - | €2,650 | €2,294 | - | - | - |
| Amounts receivable within one year40/41 | €174,487 | €137,097 | €95,571 | €134,131 | €141,476 | ▲ 5.5% |
| Trade receivables40 | - | €136,306 | €94,890 | €134,131 | €139,212 | ▲ 3.8% |
| Other amounts receivable41 | - | €791 | €682 | - | €2,264 | - |
| Cash at bank and in hand54/58 | €204,590 | €324,595 | €370,141 | €375,796 | €426,760 | ▲ 13.6% |
| Deferred charges and accrued income490/1 | - | €6,171 | €6,730 | €7,053 | €7,989 | ▲ 13.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €481,632 | €541,588 | €548,287 | €588,204 | €662,285 | ▲ 12.6% |
| Equity10/15 | €372,307 | €417,350 | €434,420 | €492,194 | €566,916 | ▲ 15.2% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | - | €18,600 | €18,600 | - | - | - |
| Issued capital100 | - | €18,600 | €18,600 | - | - | - |
| Reserves13 | €353,707 | €398,750 | €415,820 | €473,594 | €548,316 | ▲ 15.8% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Legal reserve130 | - | €1,860 | €1,860 | - | - | - |
| Tax-exempt reserves132 | - | €1,415 | €1,015 | €615 | €215 | ▼ 65.0% |
| Distributable reserves133 | - | €395,475 | €412,945 | €472,979 | €548,101 | ▲ 15.9% |
| Profit (loss) carried forward14 | - | - | - | - | €0 | - |
| Provisions and deferred taxes16 | €454 | €354 | €254 | €154 | €54 | ▼ 65.0% |
| Deferred taxes168 | - | €354 | €254 | €154 | €54 | ▼ 65.0% |
| Amounts payable17/49 | €108,871 | €123,883 | €113,613 | €95,856 | €95,315 | ▼ 0.6% |
| Amounts payable within one year42/48 | €108,284 | €122,425 | €111,806 | €95,856 | €95,315 | ▼ 0.6% |
| Financial debts43 | - | €5,898 | €3,371 | €6,786 | €6,783 | = |
| Credit institutions430/8 | - | €5,898 | €3,371 | €6,786 | €6,783 | = |
| Trade debts44 | €24,562 | €12,517 | €13,483 | €26,706 | €50,437 | ▲ 88.9% |
| Suppliers440/4 | - | €12,517 | €13,483 | €26,706 | €50,437 | ▲ 88.9% |
| Taxes, remuneration and social security45 | - | €35,260 | €27,808 | €18,006 | €19,941 | ▲ 10.7% |
| Taxes450/3 | - | €28,212 | €18,163 | €10,847 | €10,564 | ▼ 2.6% |
| Remuneration and social security454/9 | - | €7,048 | €9,644 | €7,160 | €9,376 | ▲ 31.0% |
| Other amounts payable47/48 | - | €68,749 | €67,145 | €44,358 | €18,155 | ▼ 59.1% |
| Accrued charges and deferred income492/3 | - | €1,459 | €1,807 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €80,206 | €64,294 | €44,141 | €64,440 | €76,440 | ▲ 18.6% |
| + Depreciation and write-downs630 | €26,983 | €20,616 | €17,523 | €16,468 | €21,559 | ▲ 30.9% |
| Operating cash flow (approximation) | €107,189 | €84,910 | €61,665 | €80,909 | €97,999 | ▲ 21.1% |
| Investment in fixed assets (approximation) | - | €0 | -€20,000 | -€14,141 | -€36,396 | ▼ 157% |
| Change in cash | - | €120,006 | €45,545 | €5,656 | €50,963 | ▲ 801% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €500,000Eq €566,916 ▲15.2%
7 profitable years in a row build equity to €566,916.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €80,206 ▲269%
Operating result €113,212, net result €80,206, both a record.
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €21,713 ▼4%
Net result drops to €21,713, the lowest in the series; recovery starts the following year.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
30-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 1994
Ground area
856 m²
Building footprint
102 m²
Volume, LiDAR
577 m³
Parcel 46444D0002/00D000, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Langhalsbeekstraat 126, 9100 Sint-Niklaas
since 19942.069.240.325
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46444D0002/00D000 | Flanders | 856 m² | 1 · 102 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 1,707 EUR awarded · 1,707 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,000 EUR | 1,000 EUR |
| 2022 | 2 | 707 EUR | 707 EUR |
Recognitions · licences · registrations
Dual-learning approval
4 live approvals · 3 endedGroenaanleg en –beheer duaal (so)
Medewerker groen- en tuinaanleg (vwo)
Medewerker groen- en tuinaanleg duaal (so)
Tuinaanlegger-groenbeheerder duaal (so)
Show 3 ended approvals
Medewerker groen- en tuinbeheer (so)
Medewerker groen- en tuinbeheer (vwo)
Medewerker groen- en tuinbeheer duaal (so)
Similar companies · same sector, comparable size
Groenpunt
BE 0806.683.672
Hoogstraten · Eq €565,806
DENO
BE 0447.896.411
Frameries · Eq €568,294
Yves Blondeel Tuinarchitectuur
BE 0860.945.175
Destelbergen · Eq €568,446
NMB Travaux
BE 0778.828.935
Vaux-sur-Sûre · Eq €568,767
WEWABO
BE 0475.748.970
Tielt-Winge · Eq €564,322
Of 21,225 companies in sector 81300 we hold annual accounts for 4,369. 2,504 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-06-1994
Fiscal year end31-12
Activities, NACEBEL 2025
81300Landscape service activities
47761Retail sale of flowers, plants, seeds and fertilisers
E-invoicing
Reachable via Peppol
Peppol ID
0208:0452945260
Also
9925:BE0452945260
Registered
13-05-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.