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INTERSTYLE

Active
Public limited company·Groothandel in huishoudtextiel en beddengoed· 24 yrs active
Dendermondesteenweg 264 ·9070 Destelbergen, Belgium
KBO/BCE: BE 0477.246.631
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Age24 yrs
Board1

Summary

Conclusion

the dossier summarised in one paragraph

INTERSTYLE has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €298k and a net result of €56k. The computed 12-month bankruptcy probability is 0.4% (very low).

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.4% Very low
0%0,5%1,5%4%10%≥25%
Long track record Lower-risk legal form Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Filing behaviour

From the deposit records, complete market-wide
A punctual record breaks
This company filed 8 consecutive financial years on time. The year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 06-01-2026, 67 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-03. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-03-2025, that is 31-10-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-03-2025 31-10-2025 06-01-2026 67 d late 2026-00001728
31-03-2024 31-10-2024 16-10-2024 15 d early 2024-00509072
31-03-2023 31-10-2023 31-10-2023 on the day 2023-00502630
31-03-2022 31-10-2022 07-10-2022 24 d early 2022-20456448
31-03-2021 31-10-2021 14-10-2021 17 d early 2021-71900533
31-03-2020 31-10-2020 25-09-2020 36 d early 2020-55900318
31-03-2019 31-10-2019 23-09-2019 38 d early 2019-65500204
31-03-2018 31-10-2018 05-10-2018 26 d early 2018-68500041
31-03-2017 31-10-2017 30-10-2017 1 d early 2017-68000452
31-03-2016 31-10-2016 03-11-2016 3 d late 2016-67100489

Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 2002, 24 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated schema)
EBIT marginNot published (abbreviated schema)
Net result€56k
Working capital€-192k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 06-01-2026 with the NBB · fiscal year 2025 · verkort
Fiscal year2025
Depositverkort
Revenue-
EBITDA€106k
Net profit€56k
Cash flow€81k
Staff costs€94k
Income taxes€22k
Dividends€400k
Total assets€1.57M
Equity€298k
Debt€1.27M
of which ≤ 1y€1.02M
of which > 1y€248k
Working capital€-192k
Employees (FTE)1.5
Ratios (computed)
2025
Current ratio0.81
Quick ratio0.40
Working capital ratio-12.2%
Solvency19.0%
Debt / equity4.26
Long-term debt ratio0.83
Interest coverage9.28
Gross margin-
Net margin-
ROA3.6%
ROE18.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (26 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€1.57M
Fixed assets 21/28€739k
Intangible fixed assets 21€15k
Tangible fixed assets 22/27€724k
Financial fixed assets 28€105
Current assets 29/58€828k
Stocks & contracts in progress 3€417k
Amounts receivable within one year 40/41€339k
Cash & bank 54/58€63k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.57M
Equity 10/15€298k
Contributions / capital 10/11€100k
Reserves 13€198k
Accumulated profits (losses) 14€0
Amounts payable 17/49€1.27M
Amounts payable after one year 17€248k
Amounts payable within one year 42/48€1.02M
Trade debts payable within one year 44€456k
Income statement
Gross operating margin 9900€208k
Operating result 9901€80k
Financial income 75€9k
Financial charges 65€11k
Result before taxes 9903€78k
Income taxes 67/77€22k
Net result for the period 9904€56k
Result to be appropriated 9905€56k
Ratios computed by Checked.

Health barometer

FY 2025 · computed
43 / 100 Weak
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Directors

Directors & mandates

4 directors
7 of this company's 7 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Current directors & mandates
  • DE BOECK Svenja
    Director
    State Gazette act 24169190 (29-11-2024)
    Current
    27-09-2024 → present
Former directors (3)
  • STEENHAUT Didier
    Director
    State Gazette act 24169190 (29-11-2024)
    Former
    - → 27-09-2024
  • STEENHAUT EN COLegal entity
    Director
    State Gazette act 24169190 (29-11-2024)
    Former
    - → 27-09-2024
  • STEENHAUT Olivier
    Director
    State Gazette act 24169190 (29-11-2024)
    Former
    - → 22-04-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Groothandel in huishoudtextiel en beddengoed(46412)
Legal form Public limited company(014)
Incorporation28-03-2002
StatusActive
Postal code9070

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
2 companies at this address See who is registered here

Establishment units

1 location
FABRIEKSWINKEL
Dendermondesteenweg 264, 9070 Destelbergenhandelsbemiddeling in textiel, kleding, schoeisel en artikelen van leer
since 20022.101.736.414
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2,103 m²
Buildings1
Building footprint799 m²
Volume (LiDAR)49 m³
Tallest building1.6 m

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44013A0225/00H000 Flanders 2,103 m² 1 · 799 m² 1.6 m
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 act
All acts · 1 updated 1 year ago
2024
29-11-2024 2 directors appointed, 3 resigning Director changes
  • DE BOECK Svenja, Bestuurder
  • Xavier Pattyn, Bestuurder
  • STEENHAUT Olivier, Bestuurder
  • STEENHAUT Didier, Bestuurder
  • STEENHAUT EN CO, Bestuurder

Analysis

Financial profile

4 of 5 axes measured
Health43Profitability94Solvency20Growth-Stability85
60 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 43
Profitability 94
Solvency 20
Growth -
Stability 85

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 44 of the 689 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Groothandel in huishoudtextiel en beddengoed46412Detailhandel in huishoudtextiel en beddengoed47512Groothandel in textiel51410Detailhandel in textiel52410Handelsbemiddeling in de groothandel in textiel, kleding, bont, schoeisel en lederwaren46160Detailhandel in verlichtingsartikelen47552Detailhandel in verlichtingsartikelen in gespecialiseerde winkels47592Handelsbemiddeling in textiel, kleding, schoeisel en artikelen van leer51160Detailhandel in artikelen voor verlichting en woninginrichting52442
Primary activity highlighted.
Names & trade names
Legal nameNL INTERSTYLE
Registered office
Dendermondesteenweg 264
9070 Destelbergen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.