Equity
-€67,401
Debts exceed assets in financial year 2024.
INTERSOLUTIONS
Overview
Lifetime
1 annual account with figurespeak -€8,475 (2024)
-€8,475
lowest -€8,964 (2024)
-€8,964
peak -€67,401 (2024)
-€67,401
€119,955
Board1 name since 2017
1 directorJozef Embrechts
Documentsfilings and deeds
29-07-20252 days before the deadline
2024micro format
Loss of €8,964Registered office moved within Antwerp 18-01First year with figures
Key points
from the 2024 annual accountsDebts
€119,955 228% of the balance sheet
Financial debts 1%Suppliers 1%Other 98%
Position in the sector
-€67,401
Less equity than 93% of companies in personal services. Sector median €14,450 · 6,096 companies.
Turnover not published (micro format)
Checked score
50
Fair
Financially stronger than 8% of micro companies in personal services (NACE 96)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 7,626 companies (NACE 96, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.4%▼ -0.1 percentage points vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025lowest value
07-2025: 0.4%● unchanged vs 06-2025lowest value
08-2025: 0.4%● unchanged vs 07-2025lowest value
09-2025: 1.1%▲ +0.7 percentage points vs 08-2025
10-2025: 1.0%▼ -0.1 percentage points vs 09-2025
11-2025: 1.0%● unchanged vs 10-2025
12-2025: 1.0%● unchanged vs 11-2025
01-2026: 1.0%● unchanged vs 12-2025
02-2026: 1.0%● unchanged vs 01-2026
03-2026: 1.0%● unchanged vs 02-2026
04-2026: 1.0%● unchanged vs 03-2026
05-2026: 1.0%● unchanged vs 04-2026
06-2026: 1.0%● unchanged vs 05-2026
07-2026: 1.0%● unchanged vs 06-2026
08-2026: 1.2%▲ +0.2 percentage points vs 07-2026
09-2026: 1.5%▲ +0.3 percentage points vs 08-2026
10-2026: 2.3%▲ +0.8 percentage points vs 09-2026highest value
11-2026: 2.3%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Figures for financial year 2024 (filed on 02-08-2025)
Loss of €8,964 (financial year 2024)
lowers risk
Size: total assets €52,555
Legal form: limited partnership
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 11% of them on solvency, 6% on liquidity and 9% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,008 companies had the same profile as INTERSOLUTIONS has now. Each dot stands for 16 companies, two years later.
83.0%
were still trading
8.4%
stopped another way
7.9%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of INTERSOLUTIONS itself: 2.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,008 companies, not a prediction for INTERSOLUTIONS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.01, below 1. Short-term debt is 228.2% and cash 2.9% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-07-2025, 2 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
2 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its 2024 accounts 2 days before the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0669677805
Registered office moved within Antwerp
New registered office: Uitbreidingstraat 84, 2600 Antwerpen · Previous registered office: Uitbreidingstraat 84, derde verdieping, 2600 Antwerpen · Change of role: Jozef Embrechts, from manager to statutory manager · General meeting of 14-12-2023 · Gazette deed
First establishment
BurningHearts, Uitbreidingstraat 84, Antwerp
Incorporation
published on 30-01-2017 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| INTERSOLUTIONS Antwerp | €52,555 | -€8,475 | -128.2% | - |
| SARAOMI NET Jette | €41,600 | -€13,085 | 5.4% | - |
| Il Tempios Antwerp | €70,688 | -€10,973 | -97.5% | - |
| i-LYNX Antwerp | €34,374 | -€1,783 | -75.9% | 0 |
| Neals HRM Brasschaat | €34,993 | -€3,596 | -120.7% | - |
| EXCELIA TRINITIA Charleroi | €45,399 | -€16,486 | -148.2% | - |
| WYPINK Libramont-Chevigny | €73,371 | -€418 | 32.6% | - |
These companies have the same main activity as INTERSOLUTIONS: other personal services (NACE 96999). They are comparable in size and age: total assets between €34,400 and €73,400, founded between 2014 and 2019.
Official details
Source: KBO- Status
- Active since 16-01-2017Normal situation
- Registered office
- 153 active companies are registered at this address13 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- Other personal servicesNACE 96999and 1 other
- Establishment unit
- 2.260.827.0052600 Antwerp, since 01-02-2017
- Financial year end
- 31 December
- Peppol
- Reachable since 22-04-2025
Annual accounts 2024
- -€8,475
- €8,964
- -€67,401
- €52,555
- Filing
- Filed on 29-07-2025, 2 days before the end of the filing period
Insights on INTERSOLUTIONS
The computed 12-month bankruptcy probability of INTERSOLUTIONS is 2.3% (moderate). The 2024 annual accounts show negative equity (-€67,401) and a net result of -€8,964.
Its solvency ranks better than 13% of 6,085 sector peers (NACE 96, financial year 2024). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2024
micro format, filed on 29-07-2025, 2 days before the deadline-€8,475
-€8,984
-€8,964
-€118,422
-128.2%
0.01
Turnover and EBIT margin are not published. The micro format does not require them.
Balance sheet
balance sheet total €52,555 on 31-12-2024What the company ownsHow it is paid for
Position in the sector
-128.2%
Higher than 13% of 6,085 companies in 2024.
0.01
Lower than 95% of 5,564 companies in 2024.
-17.1%
Higher than 15% of 5,596 companies in 2024.
INTERSOLUTIONS
Middle half of the sector
80% of the sector
Micro accounts in personal services (NACE 96)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: middle half · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2024 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
52,555 | |
21/28 |
51,022 | |
21 |
14,068 | |
22/27 |
36,617 | |
27 |
36,617 | |
28 |
336 | |
29/58 |
1,533 | |
54/58 |
1,533 | |
| Balance sheet: equity and liabilities | ||
10/49 |
52,555 | |
10/15 |
-67,401 | |
10/11 |
500 | |
14 |
-67,901 | |
17/49 |
119,955 | |
42/48 |
119,955 | |
43 |
665 | |
430/8 |
665 | |
44 |
1,717 | |
440/4 |
1,717 | |
47/48 |
117,574 | |
| Income statement | ||
9900 |
-8,475 | |
630 |
4 | |
640/8 |
505 | |
9901 |
-8,984 | |
75/76B |
96 | |
75 |
96 | |
65/66B |
76 | |
65 |
76 | |
9903 |
-8,964 | |
9904 |
-8,964 | |
9905 |
-8,964 | |
| Appropriation of the result | ||
9906 |
-67,901 | |
14P |
-58,936 | |
| Document | ||
The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2024 (PDF), filed on 29-07-2025.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2024 | micro format | 29-07-2025 | 2025-00349488 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2024 |
|---|---|---|
| -8,980 | ||
| -8,960 | ||
| 14,072 | ||
| -118,422 | ||
| -128.2% | ||
| 0.01 | ||
| -17.1% | ||
| -117.65 |
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2024 |
|---|---|
| Intangible fixed assets | €14,072 |
| €4 |
Source: notes to the 2024 annual accounts (statement of fixed assets)
Insights on INTERSOLUTIONS
Equity is negative. Debt (€119,955) exceeds the balance-sheet total (€52,555).
Board & ownership
Board
1 director, last change in 2023Statutory manager
since 17-01-2017
term without a fixed end
earlier manager (not named in the articles), until 14-12-2023
listed in the 2024 annual accounts, filed on 29-07-2025
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each manager alonedeed of 18-01-2024
Mandates through the years
1 name, the dashed line is todayJozef Embrechts
Statutory manager
Statutory manager
BoardEarliermandate already running before its first mention
Mandates as a list
- Jozef Embrechts
- Statutory manager, from 17-01-2017 to date
- Manager (not named in the articles), until 14-12-2023
Control
Capital
- Contribution
- €500
- Source
- deed of 18-01-2024
Articles of association
deed of 18-01-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- 50 shares
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Vormen van het burgerlijk recht, toestemming alle andere vennoten”
Network & group
No group
INTERSOLUTIONS has no parent and no holdings in its annual accounts. Jozef Embrechts is the only director. INTERSOLUTIONS shares no director with another company.
At the same address
Uitbreidingstraat 84, 2600 Antwerp · 152 other companies| REGUS BELGIUM
establishment since 19-12-2000 · founded in 1989 · group REGUS BUSINESS CENTRE · accounts filed late |
turnover €14.6m (2024) 0437.822.267 |
| GraydonCreditsafe Belgium
registered office since 01-01-1982 · founded in 1981 |
57 FTE (2025) 0422.319.093 |
| VIFOR PHARMA BELGIE
registered office since 01-01-2011 · founded in 2010 |
11 FTE (2025) 0829.421.759 |
| SDMO
registered office since 14-05-2003 · founded in 2003 |
2.5 FTE (2025) 0480.039.736 |
| Wildhorn
registered office since 02-12-2019 · founded in 2019 |
total assets €7.5m (2025) 0738.643.419 |
| ON Ingredients
registered office since 14-06-2021 · founded in 2021 |
total assets €4.7m (2025) 0769.669.363 |
| SONNEVELD
registered office since 24-02-1997 · founded in 1986 |
5.1 FTE (2025) 0429.180.458 |
| Ccaps
establishment since 01-01-2026 · founded in 2004 |
14 FTE (2025) 0867.295.509 |
| Factris BE1
registered office since 07-09-2021 · founded in 2021 · negative equity (2025) |
total assets €2.4m (2025) 0773.626.864 |
| New Balance Belgium Retail
registered office since 18-11-2016 · founded in 2016 · negative equity (2025) |
21 FTE (2025) 0666.505.905 |
Timeline
Timeline
5 events since 2017Board
Capital
Filings
Establishments
Address
20182020202220242026
2025
Annual accounts 2024 filed PDFmicro format · 2 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:0669677805
2024
Registered office moved within AntwerpNew registered office: Uitbreidingstraat 84, 2600 Antwerpen · Previous registered office: Uitbreidingstraat 84, derde verdieping, 2600 Antwerpen · Change of role: Jozef Embrechts, from manager to statutory manager · General meeting of 14-12-20236 points ▸
- General meeting, 14-12-2023
- Registered-office move, Uitbreidingstraat 84, 2600 Antwerpen
- Director resignation, Jozef Embrechts (manager (not named in the articles))
- Director appointment, Jozef Embrechts (statutory manager)
- Board composition, Jozef Embrechts (statutory manager)
- Registered office clause, Uitbreidingstraat 84, 2600 Antwerpen
- The deed holds 5 more points.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0669.677.805
- VAT number
- BE 0669.677.805
- Peppol ID
- 0208:0669677805
- Other Peppol ID
- 9925:BE0669677805
- Legal form
- Limited partnership
- Status
- Active, normal situation
- Founded
- 16-01-2017
- Financial year
- ends on 31 December
- Peppol
- Reachable since 22-04-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- INTERSOLUTIONS in Dutch
- Name in the Peppol Directory
- Inter Solutions
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 18-01-2024 (in Dutch)
Activities
NACEBEL 202596999
Other personal services main activity
63910
Web portal activities
Codes under NACEBEL 2008
96099
Personal service activities main activity
63120
Computing infrastructure, data processing, hosting and other information service activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het aanbieden van online dating (online leggen van contacten via een PC, smartphone (of iets dergelijks) met als doel iemand te ontmoeten…”deed of 18-01-2024 (in Dutch)
7 activities
- Het aanbieden van online dating (online leggen van contacten via een PC, smartphone (of iets dergelijks) met als doel iemand te ontmoeten voor een date); en
- Het aanbieden van omkadering voor online dating.
- Het aanleggen, oordeelkundig uitbouwen en beheren van een onroerend en roerend vermogen; alle verrichtingen met betrekking tot onroerende en roerende goederen en rechten, van welke aard ook, zoals de aan- en verkoop, de huur en verhuur, de ruil, het beheer en de valorisatie van alle verhandelbare papieren, obligaties, en dergelijke.
- Het verwerven en aanhouden van participaties in eender welke vorm, in alle bestaande of op te richten industriële, commerciële, finarciële, landbouw- of immobiliënondernemingen, het stimuleren, de plarining en coördinatie van de ontwikkeling van de vennootschappen en ondernemingen, waarin ze een participatie aanhoudt; het deelnemen aan hun beheer, bestuur, vereffening en toezicht alsmede het verlenen van technische, administratieve en financiële bijstand aan deze vennootschappen en ondernemingen.
- Daartoe kan de vennootschap samenwerken met, deelnemen in, of op gelijk welke wijze, rechtstreeks of onrechtstreeks, belangen nemen in andere ondernemingen. De vennootschap kan zowel tot waarborg van eigen verbintenissen als tot waarborg van verbintenissen van derden borg stellen, onder meer door haar goederen in hypotheek of in pand te geven, inclusief de eigen handelszaak. Zij zal zich mogen interesseren, door inbreng, fusie, participatie of anderszins in bestaande en op te richten maatschappijen, ondememingen of verenigingen, waarvan het voorwerp geheel of gedeeltelijk identiek, analoog of gelijk is aan of samenhangend met dit van deze vennootschap, evenals het bestuur en de vereffening van, en om het even welk mandaat in andere vennootschappen, ondernemingen of verenigingen waarnemen.
- De vennootschap kan eveneens optreden ais zaakvoerder, bestuurder, volmachtdrager, mandataris of vereffenaar in andere vennootschappen of ondermemingen, alsook tussenkomen in het dagelijks bestuur van andere vennootschappen en overige managementactiviteiten van holdings uitoefenen.
- De vennootschap mag alle commerciële, industriële, financiële, roerende of onroerende handelingen verrichten die rechtstreeks of onrechtstreeks in verband staan met haar voorwerp en, in het algemeen, alle handelingen verrichten die van aard zouden zijn de verwezenlijking van haar voorwerp, geheel of ten dele, te vergemakkelijken, te bevorderen of te begunstigen.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| BurningHearts registered office Uitbreidingstraat 84, 2600 Antwerp | 01-02-2017 | 2.260.827.005 |
Buildings and parcels at the address
- Ground area
- 9,631 m²
- Buildings
- 998 m²
- Volume, LiDAR
- 20,276 m³
- Tallest building
- 25.2 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11303B0445/00N008 | 9,631 m² | 1 · 998 m² | 25.2 m · 6 |
Contact
Phone
+32 3 218 20 63