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INTERSFERA PROJECTS

Active
General partnershipfounded 1986active for 39 yearsKleine Hoolstraat 5, 3540 Herk-de-Stad, BelgiumKBO/BCE: BE 0430.081.568
Summary

INTERSFERA PROJECTS has been active since 1986 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €102,195 and a net result of €10,313. Equity is growing by about 3.7% per year across the filed financial years. Its solvency ranks better than 49% of 35,968 sector peers (NACE 43, financial year 2024). The computed 12-month bankruptcy probability is 1.4% (low).

Overview

Activity
Joinery installation
NACE 43320
6th oldest company in Herk-de-Stad, Construction sector2 sites
Size
€224,790total assets 2024
Equity
€102,195
Profit
€10,313
Turnover not published (abbreviated or micro format)
Financial health
55 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
1.4%
Structure
Holdings
1
Accounts 76 days overdue0 of 2 deeds read
Why 55raises riskCapped at 59: a confirmed filing findingFigures for financial year 2024 (filed 14-10-2025)Sector: Specialised construction activities (NACE 43)lowers riskFounded in 1986Legal form: general partnershipShow the evidence

Checked score

Score 2024
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 47% of its sector peers (NACE 43, micro)
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2023
Strong
Solvency 70+3
equity 45.5% of total assets
Liquidity 44-2
short-term debt 22.5% · cash 1.8%
Profitability 74+25
return on assets 4.6%
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,546 companies, NACE 43, micro)
Last 24 months 11-2024: 0.8% 12-2024: 0.8%● unchanged vs 11-2024 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.7%▼ -0.1 percentage points vs 05-2025 07-2025: 0.9%▲ +0.2 percentage points vs 06-2025 08-2025: 1.1%▲ +0.2 percentage points vs 07-2025 09-2025: 1.2%▲ +0.1 percentage points vs 08-2025 10-2025: 1.5%▲ +0.3 percentage points vs 09-2025highest value 11-2025: 0.8%▼ -0.7 percentage points vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.8%● unchanged vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026 06-2026: 0.7%▼ -0.1 percentage points vs 05-2026lowest value 07-2026: 0.8%▲ +0.1 percentage points vs 06-2026 08-2026: 1.0%▲ +0.2 percentage points vs 07-2026 09-2026: 1.1%▲ +0.1 percentage points vs 08-2026 10-2026: 1.4%▲ +0.3 percentage points vs 09-2026
Credit of up to €5,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity ample (current ratio 1.85, compared with 1.64 in 2023, above the usual 1.5; short-term debt: 22.5% and cash: 1.8% of total assets), but 54.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 49% on solvency, 35% on liquidity, 47% on profitability and 57% on growth.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Founded in 1986
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Figures for financial year 2024 (filed 14-10-2025)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Legal form: general partnership
KBO
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 76 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline15-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-10-2025, 75 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
75 days late
2023
83 days late
2022
78 days late
2021
372 days late
2019
102 days late
2018
70 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 130 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Back to profitnet €10,313
  3. Equity above €100,000equity €102,195 ▲11.2%

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 76 days late View
  • Positive: 6th oldest company in Herk-de-Stad, Construction sectorin the Checked rankings No. 6 View
  • Active since 1986founded 17-12-1986 39 years View

By topic

Financials

Financial year
2024
Total assets
€224,790
Profit
€10,313
Solvency
45.5%
Turnover▼ 10.7%
Net result
20182022
Go to Financials

Timeline

Events
38
Since
1988
  1. 22-10-2024Annual accounts filed
  2. 17-10-2023Annual accounts filed
  3. 07-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
General partnership
Activity
Joinery installationNACE 43320
Founded
17-12-1986
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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