Interservice
ActiveFor Interservice, at least two filing cycles of the annual accounts are missing. The 2021 annual accounts show negative equity (€-4k) and a net result of €4k. Equity is shrinking by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 506 sector peers (fiscal year 2021). The company has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
No current score
Figures too old
The available figures for FY 2021 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2021 · tick = 2020
Profitability64▲+36
Solvency20▲+8
Growth57▲+19
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2021Solvency, return and age of the figures
Solvency
-4.9%
Return on assets
5.2%
Age of the figures
57 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Sector 88
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2022, 4 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2022 close31-07-2023 deadline22-09-2026 today
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2021 was due by 31-07-2022 and was filed on 31-08-2022, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
31 d late
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2021, full schema
Turnover
€139k▲ 2.5%
2020 · €136k
2019: €154k
2020: €136k
2019 → 2021
EBIT margin
3.2%▲ 4.8pp
2020 · -1.7%
2019: -0.9%
2020: -1.7%
2019 → 2021
Net result
€4k
2020 · €-2k
2018: €-5k
2019: €-1k
2020: €-2k
2018 → 2021
Working capital
€-15k▼ 17.0%
2020 · €-13k
2018: €-7k
2019: €-10k
2020: €-13k
2018 → 2021
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2018201920202021Trend
Turnover€154k€136k▼ 11.6%€139k▲ 2.5%
Equity€-4k-€-5k▼ 36.7%€-8k▼ 43.3%€-4k▲ 51.9%
Operating result€-5k-€-1k▲ 74.5%€-2k▼ 65.6%€4k
Net result€-5k-€-1k▲ 72.9%€-2k▼ 61.2%€4k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2021: €4k after a loss of €2k in 2020, the highest result in the available series.
Balance-sheet composition
2021 in colour, 2020 as the grey bar beneath
Assets €78k
Fixed assets
€20k▲ 219%
Current assets
€58k▲ 5.2%
Key figures and ratios
EBITDA
€8k
Cash flow
€7k
Solvency
-4.9%▲
2020 · -12.8%
Current ratio
0.80▼
2020 · 0.81
Quick ratio
0.80▼
2020 · 0.81
Debt / equity
-21.56
ROA
5.2%▲
2020 · -3.9%
Interest coverage
21.23
Debt
€82k▲
2020 · €69k
Debt ≤ 1 year
€73k▲
2020 · €68k
Debt > 1 year
€8k
Staff costs
€362k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2021 against 2020
Balance sheet
Code20202021
Assets
Total assets20/58€62k€78k▲
Fixed assets21/28€6k€20k▲
Tangible fixed assets22/27€465€14k▲
Furniture and vehicles24-€14k
Financial fixed assets28€6k€5k▼
Current assets29/58€56k€58k▲
Amounts receivable within one year40/41€2k€6k▲
Trade receivables40-€6k
Cash at bank and in hand54/58€53k€52k▼
Deferred charges and accrued income490/1-€678
Equity and liabilities
Total equity and liabilities10/49€62k€78k▲
Equity10/15€-8k€-4k▲
Profit (loss) carried forward14€-8k€-4k▲
Amounts payable17/49€69k€82k▲
Amounts payable after more than one year17-€8k
Financial debts170/4-€8k
Amounts payable within one year42/48€68k€73k▲
Current portion of amounts payable after more than one year42-€4k
Trade debts44€17€7k▲
Suppliers440/4-€7k
Taxes, remuneration and social security45-€43k
Remuneration and social security454/9-€43k
Income statement
Code20202021
Turnover70€136k€139k▲
Non-recurring operating income76A-€255k
Goods, raw materials, services and sundry goods60/61-€24k
Remuneration, social security and pensions62-€362k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€3k
Other operating charges640/8-€617
Gross operating margin9900€356k€370k▲
Operating profit (loss)9901€-2k€4k▲
Financial income75/76B-€2
Recurring financial income75€19€2▼
Financial charges65/66B-€365
Recurring financial charges65€149€365▲
Profit (loss) for the period before taxes9903€-2k€4k▲
Profit (loss) for the period9904€-2k€4k▲
Profit (loss) for the period to be appropriated9905€-2k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906-€-4k
Profit (loss) brought forward from the previous period14P-€-8k
Social balance
Average headcount (FTE)9087-15.1
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial
Back to profitnet €4k
Net result €4k after 3 loss-making years.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 20 days late
2017
31-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
22-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2015
08-07
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
2014
22-05
NBB filing
Annual accounts filed
fiscal year 2013 · full schema
2013
27-06
NBB filing
Annual accounts filed
fiscal year 2012 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumes · 1 establishment unit since 1986
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place du Docteur Bocquet(RS) 27610 RumesGround area
739 m²
Building footprint
303 m²
Volume, LiDAR
1,604 m³
2 parcels, Wallonia · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Interservice
since 19862.162.857.795
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57072D0469/00Y000 | Wallonia | 626 m² | 1 · 229 m² | 6.5 m · 2 fl. |
| 57072D0462/00D000 | Wallonia | 113 m² | 1 · 74 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 580 companies in sector 88101 we hold annual accounts for 141. 12 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded15-09-1986
Fiscal year end31-12
Activities, NACEBEL
85323
88101Social work activities without accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.