INTERPRETIVE SOFTWARE CONSULTING
ActiveINTERPRETIVE SOFTWARE CONSULTING has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-11k) and a net result of €2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 12% of 2685 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+27
Solvency12▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.63 against 0.52 in 2024; short-term debt: 112.8% and cash: 64.2% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-12.8%
Return on assets
2.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 2685 sector peers (2025).
NBB · sector comparisonPosition among 2685 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
24 d early
2023
5 d early
2022
on the day
2021
3 d late
2020
4 d early
2019
13 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-11k▲ 15.3%
2024 · €-12k
2018: €-17k
2019: €25k
2020: €54k
2021: €3k
2022: €-5k
2023: €-5k
2024: €-12k
2018 → 2025
Total assets
€82k▼ 4.2%
2024 · €86k
2018: €110k
2019: €158k
2020: €197k
2021: €137k
2022: €105k
2023: €98k
2024: €86k
2018 → 2025
Net result
€2k
2024 · €-7k
2018: €10k
2019: €42k
2020: €29k
2021: €-51k
2022: €-8k
2023: €259
2024: €-7k
2018 → 2025
Working capital
€-34k▲ 27.0%
2024 · €-47k
2018: €-106k
2019: €-53k
2020: €-14k
2021: €-55k
2022: €-53k
2023: €-51k
2024: €-47k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3k-€-5k€-5k▲ 4.9%€-12k▼ 148%€-11k▲ 15.3%
Operating result€-50k-€-7k▲ 85.7%€1k€-6k€3k
Net result€-51k-€-8k▲ 83.8%€259€-7k€2k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €3k after a loss of €6k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €82k
Fixed assets
€24k▼ 31.2%
Current assets
€59k▲ 13.9%
Key figures and ratios
EBITDA
€15k▲
2024 · €6k
Cash flow
€14k▲
2024 · €4k
Solvency
-12.8%▲
2024 · -14.5%
Current ratio
0.63▲
2024 · 0.52
Quick ratio
0.63▲
2024 · 0.52
Debt / equity
-8.83▼
2024 · -7.92
ROA
2.3%▲
2024 · -8.6%
Interest coverage
13.91▲
2024 · 4.46
Debt
€93k▼
2024 · €98k
Debt ≤ 1 year
€93k▼
2024 · €98k
Income taxes
€141▲
2024 · €139
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€86k€82k▼
Fixed assets21/28€34k€24k▼
Intangible fixed assets21€28k€18k▼
Tangible fixed assets22/27€7k€6k▼
Plant, machinery and equipment23€7k€5k▼
Furniture and vehicles24-€1k
Financial fixed assets28€25€25=
Current assets29/58€51k€59k▲
Amounts receivable within one year40/41€9k€4k▼
Trade receivables40€7k€4k▼
Other amounts receivable41€2k€564▼
Cash at bank and in hand54/58€41k€53k▲
Deferred charges and accrued income490/1€831€1k▲
Equity and liabilities
Total equity and liabilities10/49€86k€82k▼
Equity10/15€-12k€-11k▲
Contributions10/11€20k€20k=
Outside capital11€20k€20k=
Other1109/19€20k€20k=
Reserves13€34k€34k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€32k€32k=
Profit (loss) carried forward14€-66k€-64k▲
Amounts payable17/49€98k€93k▼
Amounts payable within one year42/48€98k€93k▼
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Taxes, remuneration and social security45€139€280▲
Taxes450/3€139€280▲
Other amounts payable47/48€95k€88k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€8k€17k▲
Operating profit (loss)9901€-6k€3k▲
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€-7k€2k▲
Income taxes67/77€139€141▲
Profit (loss) for the period9904€-7k€2k▲
Profit (loss) for the period to be appropriated9905€-7k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-66k€-64k▲
Profit (loss) brought forward from the previous period14P€-59k€-66k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €259
Net result €259 after 2 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2021
31-12
Financial
Weakest financial yearnet €-51k ▼277%
Net result drops to €-51k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
13-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 13 days late
2019
31-12
Financial
Highest result since 2018net €42k ▲309%
Operating result €48k, net result €42k, both a record.
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 48 days late
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Malle · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpsesteenweg 3602390 MalleGround area
2,809 m²
Building footprint
418 m²
Volume, LiDAR
2,362 m³
2 parcels, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Interpretive Software Consulting
since 20132.216.418.425
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11055A0545/00D000 | Flanders | 1,779 m² | 1 · 274 m² | 7.6 m · 2 fl. |
| 11049C0024/00T002 | Flanders | 1,031 m² | 1 · 145 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AbioChemix
BE 1024.207.360
Antwerpen · Eq €3k
OneAPPS
BE 0760.529.686
Elsene · Eq €3k
FAST CONSULTING
BE 0705.967.186
Seneffe · Eq €3k
TECHFIN CONSULTING
BE 0871.501.844
Ukkel · Eq €3k
DTP Services
BE 0754.728.096
Antwerpen · Eq €3k
Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 4,207 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded14-01-2013
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
47400Retail sale of information and communication equipment
47410Retail trade
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.