INTERPLUIM
ActiveINTERPLUIM has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €30k and a net result of €39k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 30% of 3940 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability90▲+13
Solvency38▲+23
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.1 against 0.78 in 2023; short-term debt: 86.7% and cash: 65.4% of total assets), and 86.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
13.3%
Return on assets
17.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-07-2025, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
2 d early
2023
6 d early
2022
24 d early
2021
31 d early
2020
11 d late
2019
45 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€30k
2023 · €-8k
2018: €-35k
2019: €-1k
2020: €-3k
2021: €2k
2022: €-14k
2023: €-8k
2018 → 2024
Total assets
€227k▲ 171%
2023 · €84k
2018: €126k
2019: €135k
2020: €186k
2021: €235k
2022: €204k
2023: €84k
2018 → 2024
Net result
€39k▲ 590%
2023 · €6k
2018: €43k
2019: €34k
2020: €-2k
2021: €5k
2022: €-16k
2023: €6k
2018 → 2024
Working capital
€19k
2023 · €-21k
2018: €-49k
2019: €-13k
2020: €-17k
2021: €-14k
2022: €-29k
2023: €-21k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-3k-€2k€-14k€-8k▲ 39.8%€30k
Operating result€-2k-€6k€-16k€6k€39k▲ 577%
Net result€-2k-€5k€-16k€6k€39k▲ 590%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 577% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €227k
Fixed assets
€11k▼ 7.4%
Current assets
€216k▲ 201%
Equity and liabilities €227k
Equity
€30k
Debt
€197k
Debt finances 86.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€42k▲
2023 · €9k
Cash flow
€42k▲
2023 · €9k
Solvency
13.3%▲
2023 · -10.1%
Current ratio
1.10▲
2023 · 0.78
Quick ratio
0.98▲
2023 · 0.58
Debt / equity
6.51▲
2023 · -10.89
ROE
128.0%
ROA
17.1%▲
2023 · 6.7%
Interest coverage
312.20▲
2023 · 69.13
Debt
€197k▲
2023 · €92k
Debt ≤ 1 year
€197k▲
2023 · €92k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€84k€227k▲
Fixed assets21/28€12k€11k▼
Tangible fixed assets22/27€12k€11k▼
Furniture and vehicles24-€2k
Other tangible fixed assets26€12k€9k▼
Current assets29/58€72k€216k▲
Stocks and contracts in progress3€18k€22k▲
Stocks30/36€18k€22k▲
Amounts receivable within one year40/41€15k€2▼
Trade receivables40€12k€0▼
Other amounts receivable41€3k€2▼
Current investments50/53-€45k
Cash at bank and in hand54/58€38k€148k▲
Equity and liabilities
Total equity and liabilities10/49€84k€227k▲
Equity10/15€-8k€30k▲
Contributions10/11€75k€75k=
Reserves13€416€416=
Distributable reserves133€416€416=
Profit (loss) carried forward14€-84k€-45k▲
Amounts payable17/49€92k€197k▲
Amounts payable within one year42/48€92k€197k▲
Trade debts44€39k€118k▲
Suppliers440/4€39k€118k▲
Taxes, remuneration and social security45€33€11k▲
Taxes450/3€33€11k▲
Other amounts payable47/48€53k€68k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€1k€574▼
Gross operating margin9900€10k€43k▲
Operating profit (loss)9901€6k€39k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€125€134▲
Recurring financial charges65€125€134▲
Profit (loss) for the period before taxes9903€6k€39k▲
Profit (loss) for the period9904€6k€39k▲
Profit (loss) for the period to be appropriated9905€6k€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-84k€-45k▲
Profit (loss) brought forward from the previous period14P€-89k€-84k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-16k ▼404%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
11-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2020
14-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 45 days late
2019
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
13-11
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 105 days late
2016
11-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 1967
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Proosdijstraat 348020 OostkampGround area
2.2 ha
Building footprint
1,434 m²
Volume, LiDAR
5,168 m³
Parcel 31009A0238/00C000, Flanders · tallest building 10.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Proosdijstraat 34, 8020 Oostkamp
since 19672.001.535.513
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31009A0238/00C000 | Flanders | 2.2 ha | 1 · 1,434 m² | 10.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 608 companies in sector 01471 we hold annual accounts for 216. 63 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-01-1968
Fiscal year end31-12
Activities, NACEBEL
01471Crop and animal production, hunting and related service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 48 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.