Debts
€1.3m 87% of the balance sheet
Suppliers 3%Taxes and wages 0%Other 97%
INTERPAT
Lifetime
19 annual accounts with figures on one time axis, 26 filings since 2000peak €80,934 (2025)
€80,934▲ 154%
lowest -€43,581 (2014)
€30,659▲ €48,411
peak €146,484 (2025)
€146,484▲ 26.5%
€1.3m▲ 2.8%
Board3 names since 2017
2 directorsYvan Van Cauter and 1 other
Documentsfilings and deeds
14-07-202617 days before the deadline
2025micro format
Gross margin from €31,871 to €80,934Back to profit: €30,659Equity from €115,825 to €146,484Cash from €2,673 to €30,621
Key points
from the 2025 annual accountsChecked score
92
Excellent
Financially stronger than 45% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.4%▲ +0.1 percentage points vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.1%▼ -0.3 percentage points vs 03-2025
05-2025: 0.2%▲ +0.1 percentage points vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.4%▲ +0.2 percentage points vs 07-2025highest value
09-2025: 0.3%▼ -0.1 percentage points vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.1%▼ -0.2 percentage points vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Equity €146,484 (9.5% of total assets)
lowers risk
Size: total assets €1.5m
Figures for financial year 2025 (filed on 14-07-2026)
Legal form: public limited company
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 30% of them on solvency, 7% on liquidity, 62% on profitability and 79% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,217 companies had the same profile as INTERPAT has now. Each dot stands for 4 companies, two years later.
95.9%
were still trading
2.5%
stopped another way
1.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of INTERPAT itself is lower: 0.1% within 12 months. It rests on far more data about INTERPAT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,217 companies, not a prediction for INTERPAT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.11 (0.06 in 2024), below 1. Short-term debt is 87.3% and cash 2% of total assets. 90.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 days early
2024
28 days late
2023
30 days late
2022
on the day
2021
7 days early
2020
26 days late
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 9 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (3 of the last 3 accounts filed within 45 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Resignation: Franckaert Micheline (director)
General meeting of 29-01-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0465326321
Registered office moved to Moorsel
New registered office: Geensbeekstraat 13A, 9310 Moorsel (Aalst) · Resignations: Yvan Van Cauter (managing director) and Micheline Franckaert (director) · Reappointments: Yvan Van Cauter (director) and Micheline Franckaert (director) · General meeting of 28-02-2023 · Gazette deed
1 director appointed, 2 resignations
Change of role: Yvan Van Cauter, from director to managing director · Resignations: Tania Bonnewyn and Micheline Franckaert · Appointment: Micheline Franckaert · General meeting of 26-12-2017 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| INTERPAT Aalst | €1.5m | €80,934 | 9.5% | - |
| GASPA Waasmunster | €1.4m | €88,928 | 49.0% | - |
| FISCUNA Beveren-Kruibeke-Zwijndrecht | €1.7m | €81,290 | 41.6% | - |
| REC XIX Antwerp | €1.6m | €72,097 | -79.8% | - |
| Caterra Langemark-Poelkapelle | €1.7m | €83,029 | 69.0% | - |
| DUIGEMHOF Herent | €1.6m | €97,125 | 17.2% | - |
| Marlimmo Roeselare | €1.5m | €82,459 | 54.1% | - |
These companies have the same main activity as INTERPAT: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €1.4m and €1.7m, founded between 1994 and 2002.
Official details
Source: KBO- Status
- Active since 26-01-1999Normal situation
- Activity
- Renting and operating of own or leased non-residential real estate, excluding landNACE 68203
- Establishment unit
- 2.090.913.1929310 Aalst, since 30-04-1999
- Financial year end
- 31 December
- Peppol
- Reachable since 19-02-2026
Annual accounts 2025
- ≈ €100,000estimated
- €1.5m▲ 4.4%
- Filing
- Filed on 14-07-2026, 17 days before the end of the filing period
Insights on INTERPAT
INTERPAT files the micro format. That format states no turnover. The gross margin rose from -€478 in 2007 to €80,934 in 2025.
The balance sheet grew most from 2020 to 2022 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about INTERPAT
- What is the company number of INTERPAT?
- The company number of INTERPAT is 0465.326.321. The VAT number is the same number with BE in front: BE 0465.326.321.
- Where is INTERPAT based?
- The registered office is at Geensbeekstraat 13, 9310 Aalst.Company details
- What does INTERPAT do?
- According to the KBO register, the main activity is renting and operating of own or leased non-residential real estate, excluding land (NACE 68203).
- What is the legal form of INTERPAT?
- INTERPAT is a public limited company (NV).
- When was INTERPAT founded?
- INTERPAT was founded on 26-01-1999.
- Is INTERPAT still active?
- Yes, INTERPAT is an active enterprise in the KBO register.
- What is the turnover of INTERPAT?
- The turnover in financial year 2025 is ≈ €100,000. This figure is estimated from the gross margin of €80,934 and 45 comparable companies (NACE 682). It probably lies between €90,000 and €130,000.Financials
- Is INTERPAT profitable?
- In financial year 2025, INTERPAT made a profit of €30,659.
- Where can I find the annual accounts of INTERPAT?
- INTERPAT filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of INTERPAT due?
- INTERPAT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.