INTEROFFICE
ActiveFinancials · financial year 2025, micro format
Annual accounts 2025 filed on 23-07-2026 at the NBB all 47 filings
Every figure per financial year
The operating result for 2025 is 0% lower than in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €3,922 | - | €12,959 | - | €2,946 |
| Depreciation and write-downs of the year | €3,509 | €3,509 | €3,915 | €2,066 | €2,306 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,972 | €3,109 | €2,923 | €3,509 | €3,509 | €3,915 | €2,066 | €2,306 | ▲ 11.6% |
| Other operating charges640/8 | - | - | - | €1,746 | €1,781 | €1,962 | €2,021 | €2,085 | ▲ 3.1% |
| Gross operating margin9900 | €9,523 | €10,078 | €9,758 | €8,615 | €10,419 | €8,618 | €9,376 | €9,664 | ▲ 3.1% |
| Operating profit (loss)9901 | €5,950 | €5,342 | €5,099 | €3,360 | €5,129 | €2,741 | €5,289 | €5,274 | ▼ 0.3% |
| Recurring financial income75 | €67 | - | - | - | - | - | - | - | - |
| Financial charges65/66B | - | - | - | €37 | €39 | €39 | €44 | €45 | ▲ 3.4% |
| Recurring financial charges65 | €24 | €26 | €30 | €37 | €39 | €39 | €44 | €45 | ▲ 3.4% |
| Profit (loss) for the period before taxes9903 | €5,993 | €5,316 | €5,069 | €3,323 | €5,090 | €2,702 | €5,246 | €5,229 | ▼ 0.3% |
| Income taxes67/77 | - | - | - | - | €450 | €240 | €400 | €400 | = |
| Profit (loss) for the period9904 | €5,993 | €5,316 | €5,069 | €3,323 | €4,640 | €2,462 | €4,846 | €4,829 | ▼ 0.4% |
| Profit (loss) for the period to be appropriated9905 | €5,993 | €5,316 | €5,069 | €3,323 | €4,640 | €2,462 | €4,846 | €4,829 | ▼ 0.4% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €32,493 | €38,015 | €42,961 | €46,369 | €51,555 | €53,626 | €58,871 | €67,351 | ▲ 14.4% |
| Fixed assets21/28 | €12,128 | €14,706 | €13,622 | €14,035 | €10,526 | €19,570 | €17,504 | €18,144 | ▲ 3.7% |
| Tangible fixed assets22/27 | €12,128 | €14,706 | €13,622 | €14,035 | €10,526 | €19,570 | €17,504 | €18,144 | ▲ 3.7% |
| Land and buildings22 | - | - | - | €14,035 | €10,526 | €19,570 | €17,504 | €18,144 | ▲ 3.7% |
| Current assets29/58 | €20,365 | €23,309 | €29,338 | €32,333 | €41,029 | €34,056 | €41,367 | €49,207 | ▲ 19.0% |
| Amounts receivable within one year40/41 | €684 | - | - | - | - | - | - | - | - |
| Cash at bank and in hand54/58 | €19,330 | €22,993 | €28,954 | €31,929 | €40,586 | €33,579 | €40,869 | €48,684 | ▲ 19.1% |
| Deferred charges and accrued income490/1 | - | - | - | €405 | €443 | €477 | €499 | €522 | ▲ 4.8% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €32,493 | €38,015 | €42,961 | €46,369 | €51,555 | €53,626 | €58,871 | €67,351 | ▲ 14.4% |
| Equity10/15 | €32,311 | €37,627 | €42,696 | €46,019 | €50,659 | €53,121 | €57,967 | €62,795 | ▲ 8.3% |
| Contributions10/11 | €62,000 | €62,000 | - | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Reserves13 | €3,100 | €3,100 | €3,100 | €3,100 | €7,600 | €10,000 | €14,000 | €18,000 | ▲ 28.6% |
| Non-distributable reserves130/1 | - | - | - | €3,100 | €3,100 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €3,100 | €3,100 | - | - | - | - |
| Distributable reserves133 | - | - | - | - | €4,500 | €10,000 | €14,000 | €18,000 | ▲ 28.6% |
| Profit (loss) carried forward14 | -€32,789 | -€27,473 | -€22,404 | -€19,081 | -€18,941 | -€18,879 | -€18,033 | -€17,205 | ▲ 4.6% |
| Amounts payable17/49 | €182 | €388 | €265 | €349 | €896 | €505 | €905 | €4,556 | ▲ 404% |
| Amounts payable within one year42/48 | €182 | €388 | €265 | €349 | €896 | €505 | €905 | €4,556 | ▲ 404% |
| Trade debts44 | €182 | €123 | - | €85 | €182 | - | €240 | €3,491 | ▲ 15× |
| Suppliers440/4 | - | - | - | €85 | €182 | - | €240 | €3,491 | ▲ 15× |
| Taxes, remuneration and social security45 | - | - | - | - | €450 | €240 | €400 | €800 | ▲ 100% |
| Taxes450/3 | - | - | - | - | €450 | €240 | €400 | €800 | ▲ 100% |
| Other amounts payable47/48 | - | - | - | €265 | €265 | €265 | €265 | €265 | = |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,993 | €5,316 | €5,069 | €3,323 | €4,640 | €2,462 | €4,846 | €4,829 | ▼ 0.4% |
| + Depreciation and write-downs630 | €1,972 | €3,109 | €2,923 | €3,509 | €3,509 | €3,915 | €2,066 | €2,306 | ▲ 11.6% |
| Operating cash flow (approximation) | €7,965 | €8,425 | €7,992 | €6,832 | €8,149 | €6,377 | €6,911 | €7,135 | ▲ 3.2% |
| Investment in fixed assets (approximation) | - | -€5,688 | -€1,839 | -€3,922 | €0 | -€12,959 | €0 | -€2,946 | - |
| Change in cash | - | €3,663 | €5,961 | €2,974 | €8,657 | -€7,007 | €7,290 | €7,816 | ▲ 7.2% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 31,368 companies had the same profile as INTEROFFICE has now. Two years later, 93.5% were still going and 0.5% had gone bankrupt.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of INTEROFFICE itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for INTEROFFICE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 47 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 23-07-2026 | 2026-00321897 | |
| 31-12-2024 | micro format | 30-07-2025 | 2025-00329212 | |
| 31-12-2023 | micro format | 23-07-2024 | 2024-00272710 | |
| 31-12-2022 | micro format | 31-07-2023 | 2023-00291930 | |
| 31-12-2021 | micro format | 31-07-2022 | 2022-20253057 | |
| 31-12-2020 | micro format | 31-07-2021 | 2021-44900068 | |
| 31-12-2019 | micro format | 31-07-2020 | 2020-38400369 | |
| 31-12-2018 | micro format | 30-07-2019 | 2019-39800546 | |
| 31-12-2017 | micro format | 25-07-2018 | 2018-36900461 | |
| 31-12-2016 | micro format | 15-07-2017 | 2017-31300270 |