Interna
ActiveFrom the official registers: KBO 1 annual account at the National Bank publications in the Belgian Official Gazette
Summary
The computed 12-month bankruptcy probability of Interna is 2.3% (moderate). The 2025 annual accounts show equity of €1,053 and a net result of -€3,947. Its solvency ranks better than 13% of 34,902 sector peers (NACE 43, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
KBO- Status
- Active since 17-02-2025 Normal situation
- Activity
- Installation of electric heating, air conditioning, cooling and ventilation NACE 43222and 5 others
- Establishment unit
- 2.372.300.096 3550 Heusden-Zolder, since 17-02-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 2.3%
- Gross margin
- €185
- Turnover
- ≈ €2,300
- estimated
- Loss
- €3,947
- Equity
- €1,053
- Total assets
- €13,744
Score breakdownraises riskFounded in 2025Sector: Specialised construction activities (NACE 43)Equity €1,053 (7.7% of total assets)lowers riskSize: total assets €13,744Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 12% of them on solvency, 6% on liquidity and 9% on profitability.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Searched, nothing found (1)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 28-07-2026 at the NBB
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Comparable companies
These companies have the same main activity as Interna: installation of electric heating, air conditioning, cooling and ventilation (NACE 43222). They are comparable in size and age: total assets between €12,200 and €21,000, founded between 2024 and 2025.
| Company | Founded | Total assets | Equity | Gross margin | Turnover | Net result | Financial year |
|---|---|---|---|---|---|---|---|
| Interna Heusden-Zolder | 2025 | €13,744 | €1,053 | €185 | - | -€3,947 | 2025 |
| SESE Tienen | 2025 | €13,262 | €13,262 | -€5,137 | - | -€5,338 | 2025 |
| N.P. Chauffage & Sanitaires Wezembeek-Oppem | 2025 | €12,179 | -€8,577 | -€8,004 | - | -€8,577 | 2026 |
| Refripro Farciennes | 2024 | €12,508 | €5,034 | €1,028 | €105,545 | -€1,403 | 2025 |
| VINCY & CO Koekelberg | 2025 | €13,006 | €164 | -€2,836 | €9,652 | -€2,836 | 2025 |
| JG ALL WORKS Alken | 2025 | €21,045 | -€3,391 | -€298 | - | -€6,391 | 2025 |
| Heat Solution Jette | 2024 | €13,287 | €6,641 | -€3,258 | - | -€9,431 | 2025 |
They were chosen from the 5,585 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observationIn July 2024, 167 companies had the same profile as Interna has now. Two years later, 4.2% had gone bankrupt and 88.6% were still going.
- Micro
- under 2 years old
- solvency under 10%
- a loss of 10% of the balance sheet or more
Another 0.6% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Interna itself: 2.3% within 12 months.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 167 companies, not a prediction for Interna. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,909 |
| Other operating charges640/8 | €163 |
| Gross operating margin9900 | €185 |
| Operating profit (loss)9901 | -€3,887 |
| Financial income75/76B | €0 |
| Recurring financial income75 | €0 |
| Financial charges65/66B | €60 |
| Recurring financial charges65 | €60 |
| Profit (loss) for the period before taxes9903 | -€3,947 |
| Profit (loss) for the period9904 | -€3,947 |
| Profit (loss) for the period to be appropriated9905 | -€3,947 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €13,744 | |
| Fixed assets21/28 | €10,355 | |
| Tangible fixed assets22/27 | €10,355 | |
| Plant, machinery and equipment23 | €2,894 | |
| Furniture and vehicles24 | €7,461 | |
| Current assets29/58 | €3,388 | |
| Stocks and contracts in progress3 | €1,647 | |
| Stocks30/36 | €1,647 | |
| Amounts receivable within one year40/41 | €158 | |
| Other amounts receivable41 | €158 | |
| Cash at bank and in hand54/58 | €728 | |
| Deferred charges and accrued income490/1 | €856 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €13,744 | |
| Equity10/15 | €1,053 | |
| Contributions10/11 | €5,000 | |
| Profit (loss) carried forward14 | -€3,947 | |
| Amounts payable17/49 | €12,691 | |
| Amounts payable within one year42/48 | €11,956 | |
| Trade debts44 | €145 | |
| Suppliers440/4 | €145 | |
| Other amounts payable47/48 | €11,811 | |
| Accrued charges and deferred income492/3 | €735 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€3,947 |
| + Depreciation and write-downs630 | €3,909 |
| Operating cash flow (approximation) | -€39 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 28-07-2026 | 2026-00349428 | NBB |
Board & ownership
Directors
Owners and capital
Shareholders
- LODDO Daniéle sole founder · 100% at incorporation
Capital transactions
- 19-02-2025 Incorporation · €5,000 · 500 shares
Articles of association
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- “Op naam, 500”
Articles of association, deed of 19-02-2025 (in Dutch)
Network & group
Interna shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of Interna. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
19-02
Gazette deed
IncorporationAppointment: LODDO Daniéle (director) · Founder · Founding capital5 points ▸
- Incorporation, 13-02-2025
- Founder, LODDO Daniéle
- Founding capital, €5,000
- Other provision, “statutair onbeschikbaar eigen vermogen” (deed in Dutch)
- Director appointment, LODDO Daniéle (director)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1020.056.948
Financial year and general meeting
Accounts at the NBBSites & property
1 establishment unit
Buildings and parcels at the address
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 71065A0293/00C000 | Flanders | 1,026 m² | 1 · 246 m² | 6.2 m · 2 |