INTERMODALICS
ActiveINTERMODALICS has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €732k and a net result of €-180k. Equity is growing by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 57% of 474 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency97▼-3
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 2.21 against 3.15 in 2024), and 45.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€180k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-09-2026, 32 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
32 d late
2024
17 d early
2023
28 d early
2022
28 d early
2021
2 d late
2020
33 d early
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€732k▼ 19.8%
2024 · €913k
2019: €462k
2020: €761k
2021: €730k
2022: €661k
2023: €951k
2024: €913k
2019 → 2025
Total assets
€1.35M▲ 0.4%
2024 · €1.34M
2019: €1.27M
2020: €1.74M
2021: €1.32M
2022: €1.19M
2023: €1.28M
2024: €1.34M
2019 → 2025
Net result
€-180k▼ 367%
2024 · €-39k
2019: €129k
2020: €300k
2021: €-32k
2022: €-69k
2023: €291k
2024: €-39k
2019 → 2025
Working capital
€728k▼ 19.4%
2024 · €903k
2019: €592k
2020: €1.06M
2021: €934k
2022: €826k
2023: €941k
2024: €903k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€730k-€661k▼ 9.5%€951k▲ 44.0%€913k▼ 4.1%€732k▼ 19.8%
Operating result€-33k-€-75k▼ 128%€289k€-46k€-180k▼ 295%
Net result€-32k-€-69k▼ 119%€291k€-39k€-180k▼ 367%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €180k in 2025 against €46k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.35M
Fixed assets
€20k▼ 6.2%
Current assets
€1.33M▲ 0.5%
Equity and liabilities €1.35M
Equity
€732k▼ 19.8%
Debt
€617k▲ 43.0%
The debt ratio rises from 32.1% to 45.7%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-174k▼
2024 · €-37k
Cash flow
€-174k▼
2024 · €-30k
Solvency
54.3%▼
2024 · 67.9%
Current ratio
2.21▼
2024 · 3.15
Quick ratio
2.11▼
2024 · 3.01
Debt / equity
0.84▲
2024 · 0.47
ROE
-24.6%▼
2024 · -4.2%
ROA
-13.4%▼
2024 · -2.9%
Interest coverage
-12.05▼
2024 · -4.49
Debt
€617k▲
2024 · €431k
Debt ≤ 1 year
€601k▲
2024 · €420k
Income taxes
€253▲
2024 · €60
Staff costs
€608k▼
2024 · €648k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.34M€1.35M▲
Fixed assets21/28€21k€20k▼
Intangible fixed assets21€3k€1k▼
Tangible fixed assets22/27€18k€17k▼
Furniture and vehicles24€8k€17k▲
Other tangible fixed assets26€11k€0▼
Financial fixed assets28-€1k
Current assets29/58€1.32M€1.33M▲
Amounts receivable after more than one year29€525k€525k=
Other amounts receivable291€525k€525k=
Stocks and contracts in progress3€57k€63k▲
Contracts in progress37€57k€63k▲
Amounts receivable within one year40/41€541k€266k▼
Trade receivables40€472k€251k▼
Other amounts receivable41€69k€15k▼
Cash at bank and in hand54/58€181k€461k▲
Deferred charges and accrued income490/1€18k€14k▼
Equity and liabilities
Total equity and liabilities10/49€1.34M€1.35M▲
Equity10/15€913k€732k▼
Contributions10/11€19k€19k=
Reserves13€894k€714k▼
Distributable reserves133€894k€714k▼
Amounts payable17/49€431k€617k▲
Amounts payable within one year42/48€420k€601k▲
Current portion of amounts payable after more than one year42€33k€10k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€93k€253k▲
Suppliers440/4€93k€253k▲
Advances received on contracts in progress46€236k€273k▲
Taxes, remuneration and social security45€58k€57k▼
Taxes450/3€533€209▼
Remuneration and social security454/9€57k€57k▼
Other amounts payable47/48€442€8k▲
Accrued charges and deferred income492/3€11k€15k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€648k€608k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€6k▼
Other operating charges640/8€1k€3k▲
Non-recurring operating charges66A-€11k
Gross operating margin9900€613k€447k▼
Operating profit (loss)9901€-46k€-180k▼
Financial income75/76B€16k€14k▼
Recurring financial income75€16k€14k▼
Financial charges65/66B€9k€14k▲
Recurring financial charges65€8k€14k▲
Non-recurring financial charges66B€960€0▼
Profit (loss) for the period before taxes9903€-39k€-180k▼
Income taxes67/77€60€253▲
Profit (loss) for the period9904€-39k€-180k▼
Profit (loss) for the period to be appropriated9905€-39k€-180k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-39k€-180k▼
Transfer from equity791/2€39k€180k▲
Transfer to equity691/2€0-
To other reserves6921€0-
Social balance
Average headcount (FTE)90877.27.1▼
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 32 days late
2025
31-12
Financial
Weakest financial yearnet €-180k
Net result drops to €-180k, the lowest in the series.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €291k
Net result €291k after 2 loss-making years.
2022
03-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
02-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 2 days late
2020
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
31-03
Financial
Highest result since 2019net €300k ▲132%
Operating result €404k, net result €300k, both a record.
31-03
Financial
Equity above €500kEq €761k ▲64.9%
2 profitable years in a row build equity to €761k.
2019
22-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
26-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
12-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ambachtenlaan 543001 LeuvenGround area
1,398 m²
Building footprint
607 m²
Volume, LiDAR
4,503 m³
Parcel 24514C0167/02B000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
INTERMODALICS
since 20162.258.294.414
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24514C0167/02B000 | Flanders | 1,398 m² | 1 · 607 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DELONVILLE INFORMATIQUE
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ITS GROUP BENELUX
BE 0467.189.909
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CONSULTEC
BE 0476.782.912
Riemst · Eq €733k
anova r&d
BE 0807.153.529
Lubbeek · Eq €733k
Qteal
BE 0677.625.469
Antwerpen · Eq €734k
Of 29,885 companies in sector 62200 we hold annual accounts for 18,321. 10,139 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-08-2010
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
62010Computer programming, consultancy and related activities
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.