INTERMET
ActiveSummary
The computed 12-month bankruptcy probability of INTERMET is 2.2% (moderate). The 2025 annual accounts show equity of €26,546 and a net result of -€1,607. Equity remains stable across the filed fiscal years (±0.6% per year). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability62▲+2
Solvency100=
Growth42=
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 10.06 against 6.64 in 2024; short-term debt: 9.8% and cash: 0.6% of total assets), and 9.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.2%
Return on assets
-5.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
60 d late
2023
31 d late
2022
220 d late
2021
558 d late
2020
33 d late
2019
29 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 137 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€21,396▲ 8.6%
2018 · €19,705
EBIT margin
-3.9%▼ 9.0pp
2018 · 5.1%
Net result
-€1,607▲ 28.0%
2024 · -€2,231
Working capital
€26,150▲ 5.5%
2024 · €24,779
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€1,887€889▼ 52.9%€7,202▲ 710%-€1,379-€1,197▲ 13.2%
Net result€536€76▼ 85.8%€4,434▲ 5,737%-€2,231-€1,607▲ 28.0%
EBIT margin
Equity€25,874▲ 2.1%€25,950▲ 0.3%€30,384▲ 17.1%€28,153▼ 7.3%€26,546▼ 5.7%
Total assets€43,536▲ 2.5%€44,853▲ 3.0%€38,010▼ 15.3%€32,546▼ 14.4%€29,434▼ 9.6%
Debt€17,662▲ 3.0%€18,903▲ 7.0%€7,626▼ 59.7%€4,393▼ 42.4%€2,888▼ 34.3%
Working capital€25,874▲ 2.1%€25,950▲ 0.3%€24,033▼ 7.4%€24,779▲ 3.1%€26,150▲ 5.5%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1,197 in 2025 against €1,379 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €29,434
Fixed assets
€396 ▼ 88.3%
Current assets
€29,037 ▼ 0.5%
Equity and liabilities €29,434
Equity
€26,546 ▼ 5.7%
Debt
€2,888 ▼ 34.3%
Debt's share of the balance-sheet total falls from 13.5% to 9.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€1,780▲
2024 · €1,598
Cash flow
€1,370▲
2024 · €746
Current ratio
10.06▲
2024 · 6.64
Debt to equity
0.11▼
2024 · 0.16
ROE
-6.1%▲
2024 · -7.9%
ROA
-5.5%▲
2024 · -6.9%
Interest coverage
8.56▼
2024 · 9.37
Debt ≤ 1 year
€2,888▼
2024 · €4,393
Income taxes
€202▼
2024 · €682
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,916 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 91% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a small loss
1.1%
went bankrupt
7.8%
stopped otherwise
91%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,916 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €2,582 | €2,977 | €2,977 | = |
| Other operating charges640/8 | - | €709 | €2,340 | €1,254 | €843 | ▼ 32.8% |
| Gross operating margin9900 | €1,887 | €1,598 | €12,124 | €2,852 | €2,623 | ▼ 8.0% |
| Operating profit (loss)9901 | €1,887 | €889 | €7,202 | -€1,379 | -€1,197 | ▲ 13.2% |
| Financial charges65/66B | €893 | €618 | €214 | €171 | €208 | ▲ 22.0% |
| Recurring financial charges65 | €893 | €618 | €214 | €171 | €208 | ▲ 22.0% |
| Profit (loss) for the period before taxes9903 | €994 | €271 | €6,987 | -€1,550 | -€1,405 | ▲ 9.3% |
| Income taxes67/77 | €457 | €195 | €2,554 | €682 | €202 | ▼ 70.4% |
| Profit (loss) for the period9904 | €536 | €76 | €4,434 | -€2,231 | -€1,607 | ▲ 28.0% |
| Profit (loss) for the period to be appropriated9905 | €536 | €76 | €4,434 | -€2,231 | -€1,607 | ▲ 28.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €43,536 | €44,853 | €38,010 | €32,546 | €29,434 | ▼ 9.6% |
| Fixed assets21/28 | - | - | €6,351 | €3,373 | €396 | ▼ 88.3% |
| Tangible fixed assets22/27 | - | - | €6,351 | €3,373 | €396 | ▼ 88.3% |
| Furniture and vehicles24 | - | - | €6,351 | €3,373 | €396 | ▼ 88.3% |
| Current assets29/58 | €43,536 | €44,853 | €31,659 | €29,173 | €29,037 | ▼ 0.5% |
| Amounts receivable within one year40/41 | €42,869 | €41,398 | €28,856 | €28,856 | €28,856 | = |
| Trade receivables40 | €14,010 | €12,539 | - | - | - | - |
| Other amounts receivable41 | €28,859 | €28,859 | €28,856 | €28,856 | €28,856 | = |
| Cash at bank and in hand54/58 | €534 | €2,643 | €1,967 | €316 | €181 | ▼ 42.7% |
| Deferred charges and accrued income490/1 | €134 | €812 | €836 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €43,536 | €44,853 | €38,010 | €32,546 | €29,434 | ▼ 9.6% |
| Equity10/15 | €25,874 | €25,950 | €30,384 | €28,153 | €26,546 | ▼ 5.7% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €5,414 | €5,490 | €9,924 | €7,693 | €6,086 | ▼ 20.9% |
| Amounts payable17/49 | €17,662 | €18,903 | €7,626 | €4,393 | €2,888 | ▼ 34.3% |
| Amounts payable within one year42/48 | €17,662 | €18,903 | €7,626 | €4,393 | €2,888 | ▼ 34.3% |
| Trade debts44 | €499 | €86 | - | - | €17 | - |
| Suppliers440/4 | €499 | €86 | - | - | €17 | - |
| Taxes, remuneration and social security45 | €457 | €652 | €3,206 | €3,235 | €202 | ▼ 93.8% |
| Taxes450/3 | €457 | €652 | €3,206 | €3,235 | €202 | ▼ 93.8% |
| Other amounts payable47/48 | €16,706 | €18,165 | €4,420 | €1,158 | €2,669 | ▲ 131% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €536 | €76 | €4,434 | -€2,231 | -€1,607 | ▲ 28.0% |
| + Depreciation and write-downs630 | - | - | €2,582 | €2,977 | €2,977 | = |
| Operating cash flow (approximation) | €536 | €76 | €7,016 | €746 | €1,370 | ▲ 83.6% |
| Investment in fixed assets (approximation) | - | - | - | €0 | €0 | - |
| Change in cash | - | €2,110 | -€676 | -€1,650 | -€135 | ▲ 91.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
07-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 220 days late
09-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 558 days late
2023
31-12
Financial
Highest result since 2018net €4,434 ▲5,737%
Operating result €7,202, net result €4,434, both a record.
2021
31-12
Financial
Back to profitnet €536
Net result €536 after 2 loss-making years.
02-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 33 days late
2020
31-12
Financial
Weakest financial yearnet -€3,884
Net result drops to -€3,884, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 29 days late
2019
05-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 36 days late
2018
11-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 42 days late
2017
22-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 53 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Agatha-Berchem · 1 establishment unit since 2012
Ground area
244 m²
Building footprint
244 m²
Volume, LiDAR
2,815 m³
Parcel 21003A0204/00H000, Brussels · tallest building 17.9 m, ±4 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
INTERMET
since 20122.355.305.203
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21003A0204/00H000 | Brussels | 244 m² | 1 · 244 m² | 17.9 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded28-08-2012
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID
0208:0848274995
Also
9925:BE0848274995
Registered
08-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.