INTERMEDIUM International
ActiveSummary
INTERMEDIUM International has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €71,630 and a net result of €5,944. Equity is growing by ~42.8% per year across the filed fiscal years. Its solvency ranks better than 24% of 37964 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability49▼-37
Solvency50▲+6
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity tight (current ratio 1.34 against 1.24 in 2023; short-term debt: 74.6% and cash: 2.3% of total assets), and 74.6% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
25.4%
Return on assets
2.1%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 37964 sector peers (2024).
NBB · sector comparisonPosition among 37964 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-09-2025, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2024
54 d late
2023
on the day
2022
3 d late
2021
5 d late
2020
25 d late
2018
80 d late
2017
21 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 21 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
€71,630▲ 9.0%
2023 · €65,686
Total assets
€282,498▼ 16.7%
2023 · €339,295
Net result
€5,944▼ 87.0%
2023 · €45,682
Working capital
€70,938▲ 10.0%
2023 · €64,472
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€37,084--€27,252▲ 26.5%€17,733€47,430▲ 167%€6,199▼ 86.9%
Net result-€36,814below the sector's middle half--€25,455below the sector's middle half▲ 30.9%€17,564within the sector's middle half€45,682within the sector's middle half▲ 160%€5,944within the sector's middle half▼ 87.0%
Equity€27,895within the sector's middle half-€2,440below the sector's middle half▼ 91.3%€20,004below the sector's middle half▲ 720%€65,686within the sector's middle half▲ 228%€71,630within the sector's middle half▲ 9.0%
Total assets€234,681within the sector's middle half-€195,653within the sector's middle half▼ 16.6%€242,641within the sector's middle half▲ 24.0%€339,295within the sector's middle half▲ 39.8%€282,498within the sector's middle half▼ 16.7%
Debt€206,786-€193,214▼ 6.6%€222,637▲ 15.2%€273,609▲ 22.9%€210,868▼ 22.9%
Working capital€26,755within the sector's middle half-€1,468within the sector's middle half▼ 94.5%€19,201within the sector's middle half▲ 1,208%€64,472within the sector's middle half▲ 236%€70,938within the sector's middle half▲ 10.0%
Solvency11.9%below the sector's middle half-1.2%below the sector's middle half▼ 10.6pp8.2%below the sector's middle half▲ 7.0pp19.4%below the sector's middle half▲ 11.1pp25.4%below the sector's middle half▲ 6.0pp
Current ratio1.13within the sector's middle half-1.01below the sector's middle half▼ 0.121.09within the sector's middle half▲ 0.081.24within the sector's middle half▲ 0.151.34within the sector's middle half▲ 0.10
Return on assets (ROA)-15.7%below the sector's middle half--13.0%below the sector's middle half▲ 2.7pp7.2%within the sector's middle half▲ 20.2pp13.5%within the sector's middle half▲ 6.2pp2.1%within the sector's middle half▼ 11.4pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 87% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €282,498
Fixed assets
€692 ▼ 43.0%
Current assets
€281,806 ▼ 16.6%
Equity and liabilities €282,498
Equity
€71,630 ▲ 9.0%
Debt
€210,868 ▼ 22.9%
Debt's share of the balance-sheet total falls from 80.6% to 74.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€6,721▼
2023 · €47,767
Cash flow
€6,467▼
2023 · €46,019
Debt to equity
2.94▼
2023 · 4.17
ROE
8.3%▼
2023 · 69.5%
Interest coverage
3.33▼
2023 · 314.26
Debt ≤ 1 year
€210,868▼
2023 · €273,609
Income taxes
€2,227▲
2023 · €1,596
Staff costs
€50,287▲
2023 · €34,085
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,984 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 97% are still going.
- Micro
- 20 years or older
- solvency 10 to 30%
- a profit under 5% of the balance sheet
1.1%
went bankrupt
2.3%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,984 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €30,527 | €49,328 | €34,085 | €50,287 | ▲ 47.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,272 | €169 | €169 | €337 | €523 | ▲ 55.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €85,402 | - |
| Other operating charges640/8 | - | €776 | €69 | €348 | €5,472 | ▲ 1,475% |
| Non-recurring operating charges66A | - | €119 | €6,039 | €3,728 | - | - |
| Gross operating margin9900 | €55,917 | €4,339 | €73,337 | €85,927 | €147,882 | ▲ 72.1% |
| Operating profit (loss)9901 | -€37,084 | -€27,252 | €17,733 | €47,430 | €6,199 | ▼ 86.9% |
| Financial income75/76B | - | €2,342 | €4 | - | €3,991 | - |
| Recurring financial income75 | - | €2,342 | €4 | - | €3,991 | - |
| Non-recurring financial income76B | - | €2,342 | - | - | - | - |
| Financial charges65/66B | - | €545 | €173 | €152 | €2,019 | ▲ 1,228% |
| Recurring financial charges65 | €231 | €545 | €173 | €152 | €2,019 | ▲ 1,228% |
| Profit (loss) for the period before taxes9903 | -€36,814 | -€25,455 | €17,564 | €47,278 | €8,171 | ▼ 82.7% |
| Income taxes67/77 | - | - | - | €1,596 | €2,227 | ▲ 39.5% |
| Profit (loss) for the period9904 | -€36,814 | -€25,455 | €17,564 | €45,682 | €5,944 | ▼ 87.0% |
| Profit (loss) for the period to be appropriated9905 | -€36,814 | -€25,455 | €17,564 | €45,682 | €5,944 | ▼ 87.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €234,681 | €195,653 | €242,641 | €339,295 | €282,498 | ▼ 16.7% |
| Fixed assets21/28 | €1,140 | €972 | €803 | €1,214 | €692 | ▼ 43.0% |
| Tangible fixed assets22/27 | €759 | €590 | €422 | €833 | €310 | ▼ 62.7% |
| Furniture and vehicles24 | - | €590 | €422 | €833 | €310 | ▼ 62.7% |
| Financial fixed assets28 | €381 | €381 | €381 | €381 | €381 | = |
| Current assets29/58 | €233,541 | €194,682 | €241,838 | €338,081 | €281,806 | ▼ 16.6% |
| Amounts receivable within one year40/41 | €233,434 | €191,283 | €225,463 | €333,283 | €275,399 | ▼ 17.4% |
| Trade receivables40 | - | €164,077 | €145,152 | €247,291 | €171,000 | ▼ 30.9% |
| Other amounts receivable41 | - | €27,206 | €80,310 | €85,992 | €104,399 | ▲ 21.4% |
| Cash at bank and in hand54/58 | €47 | €3,340 | €16,375 | €4,798 | €6,407 | ▲ 33.5% |
| Deferred charges and accrued income490/1 | - | €60 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €234,681 | €195,653 | €242,641 | €339,295 | €282,498 | ▼ 16.7% |
| Equity10/15 | €27,895 | €2,440 | €20,004 | €65,686 | €71,630 | ▲ 9.0% |
| Contributions10/11 | €68,179 | €68,179 | €68,179 | €68,179 | €68,179 | = |
| Capital10 | - | €68,179 | €68,179 | €68,179 | €68,179 | = |
| Issued capital100 | - | €68,179 | €68,179 | €68,179 | €68,179 | = |
| Reserves13 | €2,829 | €2,829 | €2,829 | €2,829 | €2,829 | = |
| Non-distributable reserves130/1 | - | €2,829 | €2,829 | €2,829 | €2,829 | = |
| Legal reserve130 | - | €2,829 | €2,829 | €2,829 | - | - |
| Reserves not available under the articles1311 | - | - | - | - | €2,829 | - |
| Profit (loss) carried forward14 | -€43,113 | -€68,568 | -€51,004 | -€5,322 | €622 | ▲ 112% |
| Amounts payable17/49 | €206,786 | €193,214 | €222,637 | €273,609 | €210,868 | ▼ 22.9% |
| Amounts payable within one year42/48 | €206,786 | €193,214 | €222,637 | €273,609 | €210,868 | ▼ 22.9% |
| Trade debts44 | €9,700 | €4,742 | €6,837 | €294 | €41,207 | ▲ 13,896% |
| Suppliers440/4 | - | €4,742 | €6,837 | €294 | €41,207 | ▲ 13,896% |
| Advances received on contracts in progress46 | - | - | - | €56,953 | - | - |
| Taxes, remuneration and social security45 | - | €3,019 | €4,072 | €11,153 | €12,665 | ▲ 13.6% |
| Taxes450/3 | - | €1,102 | €1,448 | €1,596 | €5,059 | ▲ 217% |
| Remuneration and social security454/9 | - | €1,917 | €2,624 | €9,557 | €7,606 | ▼ 20.4% |
| Other amounts payable47/48 | - | €185,453 | €211,728 | €205,208 | €156,996 | ▼ 23.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€36,814 | -€25,455 | €17,564 | €45,682 | €5,944 | ▼ 87.0% |
| + Depreciation and write-downs630 | €1,272 | €169 | €169 | €337 | €523 | ▲ 55.2% |
| Operating cash flow (approximation) | -€35,542 | -€25,286 | €17,733 | €46,019 | €6,467 | ▼ 85.9% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€748 | €0 | ▲ 100% |
| Change in cash | - | €3,292 | €13,036 | -€11,577 | €1,609 | ▲ 114% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 54 days late
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2018net €45,682 ▲160%
Operating result €47,430, net result €45,682, both a record.
03-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
30-09
Financial
Back to profitnet €17,564
Net result €17,564 after 2 loss-making years.
05-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
2021
25-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
30-09
Financial
Weakest financial yearnet -€36,814
Net result drops to -€36,814, the lowest in the series; recovery starts the following year.
2019
19-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 80 days late
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 92 days late
2016
22-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 53 days late
2015
31-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 1989
Ground area
2,238 m²
Building footprint
362 m²
Volume, LiDAR
2,719 m³
Parcel 21612D0103/00Z009, Brussels · tallest building 14.1 m, ±2 floors. Linked by address, not a title deed.
98
companies at this address
See who is registered here
1 establishment unit
INTERMEDIUM International
since 19892.236.284.322
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612D0103/00Z009 | Brussels | 2,238 m² | 1 · 362 m² | 14.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Oogs-T
BE 0802.610.068
Mortsel · Eq €71,638
ARMAJI
BE 0720.600.429
Antwerpen · Eq €71,639
MIKAZUKI
BE 0741.407.721
Braine-l'Alleud · Eq €71,616
SN Services
BE 1003.819.643
Beveren-Kruibeke-Zwijndrecht · Eq €71,616
DataCraft Design
BE 1011.185.507
Sint-Truiden · Eq €71,645
Of 82,641 companies in sector 70200 we hold annual accounts for 52,636. 39,778 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-12-1989
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0439281623
Also
9925:BE0439281623
Registered
07-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.