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INTERMATECH

Active
Private limited company (pre-2019)founded 199827 yrs activeChaussée de Wavre 238, 1360 Perwez, BelgiumKBO/BCE: BE 0464.393.141
Summary

INTERMATECH has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€3,579) and a net result of -€7,034. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 30651 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Risk analysisWatch ReportCompare
INTERMATECHActiveChecked score 53/100
Risk analysis ReportCompare

Overview

What they do
Laying of wooden floor and wall coverings
NACE 43332NACE 45432
1 site
How big
€2,030total assets 2025
Equity
-€3,579
Loss
-€7,034
Turnover not published (abridged schema)
Financially healthy?
53 Fair Checked score 2025
Bankruptcy chance 12 m
1.1%
Who decides
Accounts 32 d early
Why 53Capped at 59: negative equity- Loss of €7,034, the second in a row (FY 2025)- Negative equity -€3,579+ Size: total assets €2,030+ Liquidity: current ratio 0.32, cash €1,355Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 13% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0-40
equity -176.3% of total assets
Liquidity 50+32
short-term debt 276.3% · cash 66.8%
Profitability 0-7
return on assets -346.5%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (46,941 companies)
Last 24 months 11-2024: 1.0% 12-2024: 1.0%● 0.0% vs 11-2024 01-2025: 1.0%● 0.0% vs 12-2024 02-2025: 1.0%● 0.0% vs 01-2025 03-2025: 1.0%● 0.0% vs 02-2025 04-2025: 1.0%▼ -1.7% vs 03-2025 05-2025: 1.0%● 0.0% vs 04-2025 06-2025: 1.0%▲ +0.9% vs 05-2025 07-2025: 1.1%▲ +1.8% vs 06-2025 08-2025: 1.0%▼ -1.3% vs 07-2025 09-2025: 1.0%▼ -0.7% vs 08-2025 10-2025: 1.3%▲ +21.4% vs 09-2025highest value 11-2025: 1.0%▼ -20.0% vs 10-2025 12-2025: 1.0%● 0.0% vs 11-2025 01-2026: 1.0%● 0.0% vs 12-2025 02-2026: 1.0%● 0.0% vs 01-2026 03-2026: 1.0%● 0.0% vs 02-2026 04-2026: 1.0%▼ -1.0% vs 03-2026 05-2026: 1.0%● 0.0% vs 04-2026 06-2026: 1.0%● 0.0% vs 05-2026 07-2026: 1.0%● 0.0% vs 06-2026 08-2026: 1.0%▼ -1.3% vs 07-2026 09-2026: 1.0%▼ -0.2% vs 08-2026lowest value 10-2026: 1.1%▲ +8.4% vs 09-2026
  • Size: total assets €2,030 lowers the probability for this profile
  • Loss of €7,034, the second in a row (FY 2025) raises the probability
  • Negative equity -€3,579 raises the probability
  • Liquidity: current ratio 0.32, cash €1,355 lowers the probability
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 3%, liquidity 43%, profitability 4%, growth against the median 2%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €2,030
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Loss of €7,034, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity -€3,579
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.32, cash €1,355
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€3,579
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-09-2025, 32 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
32 d early
2024
17 d early
2023
315 d late
2022
23 d late
2021
43 d late
2020
58 d late
2019
103 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 70 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 23 November (4 of the last 5 filed years within 55 days of that day).
Companies Code · seven months
Position in the running window
31-03-2026 close02-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€3,579 View
  • Caution: Among the weakest 5% on solvencysector median 47.2% · 30,651 companies -176.3% View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€7,034 View

By topic

Financials

Fiscal year
2025
Total assets
€2,030
Loss
-€7,034
Solvency
-176.3%
Total assets▼ 91.0%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2016
Next accounts
by 31-10-2026
  1. 29-09-2025Annual accounts filed
  2. 14-10-2024Annual accounts filed
  3. 10-09-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Laying of wooden floor and wall coveringsNACE 43332
Founded
20-10-1998
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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