INTERKAM CONSTRUCTION
ActiveSummary
INTERKAM CONSTRUCTION has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €120k and a net result of €56k. Equity is growing by ~27.8% per year across the filed fiscal years. Its solvency ranks better than 86% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+9
Solvency100▲+35
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 7.46 against 1.63 in 2024; short-term debt: 11.2% and cash: 4.1% of total assets), and 18.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.4%
Return on assets
38%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
19 d late
2024
188 d late
2023
64 d late
2022
68 d late
2020
31 d late
2019
56 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€56k▲ 101%
2024 · €28k
2019: €13k
2020: €6k
2022: €107k
2023: €-79k
2024: €28k
2019 → 2025
Working capital
€106k▲ 116%
2024 · €49k
2019: €55k
2020: €55k
2022: €93k
2023: €24k
2024: €49k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€31k-€146k▲ 372%€67k▼ 54.1%€64k▼ 4.6%€120k▲ 87.7%
Operating result€5k-€108k▲ 2,120%€-79k€31k€73k▲ 137%
Net result€6k-€107k▲ 1,756%€-79k€28k€56k▲ 101%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 137% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €147k
Fixed assets
€24k ▼ 20.5%
Current assets
€123k ▼ 3.8%
Equity and liabilities €147k
Equity
€120k ▲ 87.7%
Debt
€27k ▼ 71.0%
Debt's share of the balance-sheet total falls from 59.7% to 18.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€88k▲
2024 · €46k
Cash flow
€70k▲
2024 · €43k
Current ratio
7.46▲
2024 · 1.63
Debt to equity
0.23▼
2024 · 1.48
ROE
46.7%▲
2024 · 43.6%
ROA
38.0%▲
2024 · 17.6%
Interest coverage
28.51▲
2024 · 15.60
Debt ≤ 1 year
€16k▼
2024 · €78k
Debt > 1 year
€11k▼
2024 · €16k
Income taxes
€16k▲
2024 · €361
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€158k€147k▼
Fixed assets21/28€31k€24k▼
Tangible fixed assets22/27€31k€24k▼
Plant, machinery and equipment23€7k€4k▼
Furniture and vehicles24€24k€20k▼
Current assets29/58€128k€123k▼
Amounts receivable after more than one year29€33k€33k=
Other amounts receivable291€33k€33k=
Amounts receivable within one year40/41€44k€84k▲
Trade receivables40€36k€79k▲
Other amounts receivable41€7k€4k▼
Cash at bank and in hand54/58€15k€6k▼
Deferred charges and accrued income490/1€36k€326▼
Equity and liabilities
Total equity and liabilities10/49€158k€147k▼
Equity10/15€64k€120k▲
Contributions10/11€12k€12k=
Profit (loss) carried forward14€51k€107k▲
Amounts payable17/49€94k€27k▼
Amounts payable after more than one year17€16k€11k▼
Financial debts170/4€16k€11k▼
Amounts payable within one year42/48€78k€16k▼
Current portion of amounts payable after more than one year42€4k€5k▲
Trade debts44€74k€805▼
Suppliers440/4€74k€805▼
Taxes, remuneration and social security45€546€3k▲
Taxes450/3€546€3k▲
Other amounts payable47/48-€8k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€14k▼
Other operating charges640/8€3k€11▼
Gross operating margin9900€50k€88k▲
Operating profit (loss)9901€31k€73k▲
Financial income75/76B€167€2k▲
Recurring financial income75€167€2k▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€28k€72k▲
Income taxes67/77€361€16k▲
Profit (loss) for the period9904€28k€56k▲
Profit (loss) for the period to be appropriated9905€28k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€51k€107k▲
Profit (loss) brought forward from the previous period14P€24k€51k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 188 days late
2025
31-12
Financial
Liquidity times 5current ratio 7.46
Current ratio from 1.63 to 7.46; short-term debt falls from €78k to €16k.
31-12
Financial
Equity above €100kEq €120k ▲87.7%
2 profitable years in a row build equity to €120k.
2024
31-12
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
03-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 64 days late
2023
31-12
Financial
Weakest financial yearnet €-79k
Net result drops to €-79k, the lowest in the series; recovery starts the following year.
07-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 68 days late
2022
31-12
Financial
Highest result since 2019net €107k ▲1,756%
Operating result €108k, net result €107k, both a record.
31-12
Financial
Liquidity times 15current ratio 31.21
Current ratio from 2.04 to 31.21; short-term debt falls from €53k to €3k.
31-12
Financial
Equity above €100kEq €146k ▲372%
3 profitable years in a row build equity to €146k.
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boutersem · 1 establishment unit since 2018
Ground area
1,574 m²
Building footprint
150 m²
Volume, LiDAR
725 m³
Parcel 24016A0166/00N000, Flanders · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
INTERKAM CONSTRUCTION
since 20182.278.958.481
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24016A0166/00N000 | Flanders | 1,574 m² | 1 · 150 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,693 companies in sector 68121 we hold annual accounts for 7,385. 5,351 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-2018
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
42919Civil engineering
43350Other building finishing work
43990Other specialised construction activities
81230Other cleaning activities
85510Sports and recreation education
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.