Equity
€119,771 ▲ 87.7%
Equity rose in 2025 from €63,800 to €119,771.
INTERKAM CONSTRUCTION
Lifetime
6 annual accounts with figures on one time axispeak €108,842 (2022)
€87,595▲ 76.7%
lowest -€78,932 (2023)
€55,971▲ 101%
peak €145,782 (2022)
€119,771▲ 87.7%
€27,426▼ 71.0%
Board1 name since 2022
1 directorWOZNIEWSKI Kamil
Documentsfilings and deeds
19-08-202619 days late
2025micro format
Gross margin from €49,563 to €87,595Result from €27,841 to €55,971Equity from €63,800 to €119,771Debts from €94,467 to €27,426Cash from €15,383 to €5,963
Key points
from the 2025 annual accountsChecked score
69
Healthy
Financially stronger than 85% of micro companies in real estate (NACE 68)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.7%
01-2025: 1.7%● unchanged vs 12-2024
02-2025: 1.7%● unchanged vs 01-2025
03-2025: 1.6%▼ -0.1 percentage points vs 02-2025
04-2025: 1.7%▲ +0.1 percentage points vs 03-2025
05-2025: 1.6%▼ -0.1 percentage points vs 04-2025
06-2025: 1.6%● unchanged vs 05-2025
07-2025: 1.6%● unchanged vs 06-2025
08-2025: 2.2%▲ +0.6 percentage points vs 07-2025
09-2025: 2.7%▲ +0.5 percentage points vs 08-2025
10-2025: 3.8%▲ +1.1 percentage points vs 09-2025
11-2025: 3.8%● unchanged vs 10-2025
12-2025: 4.3%▲ +0.5 percentage points vs 11-2025
01-2026: 6.0%▲ +1.7 percentage points vs 12-2025highest value
02-2026: 6.0%● unchanged vs 01-2026highest value
03-2026: 2.5%▼ -3.5 percentage points vs 02-2026
04-2026: 2.6%▲ +0.1 percentage points vs 03-2026
05-2026: 3.6%▲ +1.0 percentage point vs 04-2026
06-2026: 3.4%▼ -0.2 percentage points vs 05-2026
07-2026: 3.4%● unchanged vs 06-2026
08-2026: 4.3%▲ +0.9 percentage points vs 07-2026
09-2026: 1.1%▼ -3.2 percentage points vs 08-2026lowest value
10-2026: 1.1%● unchanged vs 09-2026
11-2026: 1.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 19 days late; 2 of the last 3 accounts late
1 change of registered office in 24 months
Size: total assets €147,197
lowers risk
Sector: Real estate activities (NACE 68)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 64% on liquidity, 95% on profitability and 90% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as INTERKAM CONSTRUCTION has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of INTERKAM CONSTRUCTION itself: 1.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for INTERKAM CONSTRUCTION. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 7.46 (1.63 in 2024), above the usual 1.5. Short-term debt is 11.2% and cash 4.1% of total assets. 18.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 19 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filingsDeviation from the deadline
2025
19 days late
2024
188 days late
2023
64 days late
2022
68 days late
2020
31 days late
2019
56 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 71 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 October (4 of the last 5 accounts filed within 46 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered office moved from Grimbergen to Boutersem
New registered office: Aarschotsebaan 10- 3370 Boutersem · Previous registered office: Jean Deschampsstraat 41, 1850 Grimbergen · General meeting of 01-03-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0698768501
Change of role: WOZNIEWSKI Kamil, from manager to director
Director discharge: WOZNIEWSKI Kamil · General meeting of 30-11-2023 · Gazette deed
Incorporation
published on 27-06-2018 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| INTERKAM CONSTRUCTION Boutersem | €147,197 | €87,595 | 81.4% | - |
| HY IMMO Sint-Pieters-Leeuw | €180,298 | €109,346 | 85.7% | - |
| ORIMMO Zaventem | €166,712 | €53,805 | -14.0% | - |
| VIMARD REAL ESTATE AND EDUCATION Wezembeek-Oppem | €181,483 | €130,254 | 70.4% | - |
| BUILD CONNECT Heusden-Zolder | €142,417 | €60,397 | 46.4% | - |
| Novalucce Mechelen | €142,076 | €60,405 | 75.8% | - |
| BOGAMI Tielt | €178,437 | €88,145 | 49.4% | - |
These companies have the same main activity as INTERKAM CONSTRUCTION: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €142,000 and €181,000, founded between 2017 and 2018.
Official details
Source: KBO- Status
- Active since 25-06-2018Normal situation
- Activity
- Development of residential building projectsNACE 68121and 5 others
- Establishment unit
- 2.278.958.4813370 Boutersem, since 25-06-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 02-12-2025
Insights on INTERKAM CONSTRUCTION
INTERKAM CONSTRUCTION files the micro format. That format states no turnover. The gross margin rose from €19,595 in 2019 to €87,595 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about INTERKAM CONSTRUCTION
- What is the company number of INTERKAM CONSTRUCTION?
- The company number of INTERKAM CONSTRUCTION is 0698.768.501. The VAT number is the same number with BE in front: BE 0698.768.501.
- Where is INTERKAM CONSTRUCTION based?
- The registered office is at Aarschotsebaan 10, 3370 Boutersem.Company details
- What does INTERKAM CONSTRUCTION do?
- According to the KBO register, the main activity is development of residential building projects (NACE 68121).
- What is the legal form of INTERKAM CONSTRUCTION?
- INTERKAM CONSTRUCTION is a private limited company (BV).
- When was INTERKAM CONSTRUCTION founded?
- INTERKAM CONSTRUCTION was founded on 25-06-2018.
- Is INTERKAM CONSTRUCTION still active?
- Yes, INTERKAM CONSTRUCTION is an active enterprise in the KBO register.
- What is the turnover of INTERKAM CONSTRUCTION?
- The turnover in financial year 2025 is ≈ €230,000. This figure is estimated from the gross margin of €87,595 and 48 comparable companies (NACE 681). It probably lies between €120,000 and €540,000.Financials
- Is INTERKAM CONSTRUCTION profitable?
- In financial year 2025, INTERKAM CONSTRUCTION made a profit of €55,971.
- Where can I find the annual accounts of INTERKAM CONSTRUCTION?
- INTERKAM CONSTRUCTION filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of INTERKAM CONSTRUCTION due?
- INTERKAM CONSTRUCTION must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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