INTERIUM
ActiveSummary
INTERIUM has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €70,891 and a net result of €1.4m. Equity is growing by ~24% per year across the filed fiscal years. Its solvency ranks better than 12% of 8737 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+23
Solvency30▼-23
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity tight (current ratio 1.06 against 0.28 in 2024; short-term debt: 94.1% and cash: 50.8% of total assets), and 94.8% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.2%
Return on assets
105%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 8737 sector peers (2025).
NBB · sector comparisonPosition among 8737 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
29 d late
2023
2 d early
2022
35 d early
2021
33 d early
2020
27 d late
2019
37 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€70,891▼ 40.8%
2024 · €119,836
Total assets
€1.4m▲ 225%
2024 · €421,464
Net result
€1.4m▲ 5,150%
2024 · €27,354
Working capital
€80,891
2024 · -€35,397
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€6,403▼ 61.9%€37,909▲ 492%€35,780▼ 5.6%€33,222▼ 7.2%€1.8m▲ 5,436%
Net result-€1,580below the sector's middle half€30,375within the sector's middle half€29,265within the sector's middle half▼ 3.7%€27,354within the sector's middle half▼ 6.5%€1.4mabove the sector's middle half▲ 5,150%
Equity€32,842within the sector's middle half▼ 4.6%€63,218within the sector's middle half▲ 92.5%€92,482within the sector's middle half▲ 46.3%€119,836within the sector's middle half▲ 29.6%€70,891below the sector's middle half▼ 40.8%
Total assets€486,520within the sector's middle half▼ 8.9%€464,815within the sector's middle half▼ 4.5%€445,686within the sector's middle half▼ 4.1%€421,464within the sector's middle half▼ 5.4%€1.4mwithin the sector's middle half▲ 225%
Debt€453,678▼ 9.2%€401,598▼ 11.5%€353,203▼ 12.1%€301,627▼ 14.6%€1.3m▲ 330%
Working capital-€22,149▼ 28.2%-€22,688▼ 2.4%-€32,522▼ 43.3%-€35,397▼ 8.8%€80,891
Solvency6.8%below the sector's middle half▲ 0.3pp13.6%below the sector's middle half▲ 6.9pp20.8%below the sector's middle half▲ 7.1pp28.4%within the sector's middle half▲ 7.7pp5.2%below the sector's middle half▼ 23.3pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
- 2025 Net result +5,150% on 2024. The accounts now follow the abbreviated schema, last year the micro schema.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 5,436% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €1.4m
Equity
€70,891 ▼ 40.8%
Debt
€1.3m ▲ 330%
Debt's share of the balance-sheet total rises from 71.6% to 94.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€1.8m▲
2024 · €52,397
Cash flow
€1.4m▲
2024 · €46,529
Current ratio
1.06▲
2024 · 0.28
Debt to equity
18.30▲
2024 · 2.52
ROA
105.0%▲
2024 · 6.5%
Interest coverage
412.16▲
2024 · 8.93
Debt ≤ 1 year
€1.3m▲
2024 · €49,389
Debt > 1 year
€10,000▼
2024 · €252,238
Income taxes
€398,548
A ratio outside any meaningful range has been withheld (balance sheet total €1.4m, equity €70,891).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 496 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency under 10%
- a profit of 5% of the balance sheet or more
1.2%
went bankrupt
3.2%
stopped otherwise
95%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 496 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €44,681 | €18,852 | €18,939 | €19,175 | €1,765 | ▼ 90.8% |
| Other operating charges640/8 | €9,560 | €5,099 | €5,257 | €6,546 | €8,905 | ▲ 36.0% |
| Gross operating margin9900 | €60,644 | €61,860 | €59,977 | €58,944 | €1.8m | ▲ 3,038% |
| Operating profit (loss)9901 | €6,403 | €37,909 | €35,780 | €33,222 | €1.8m | ▲ 5,436% |
| Financial income75/76B | €0 | €0 | €0 | €1 | €0 | ▼ 100% |
| Recurring financial income75 | €0 | €0 | €0 | €1 | €0 | ▼ 100% |
| Financial charges65/66B | €7,983 | €7,534 | €6,516 | €5,869 | €4,466 | ▼ 23.9% |
| Recurring financial charges65 | €7,983 | €7,534 | €6,516 | €5,869 | €4,466 | ▼ 23.9% |
| Profit (loss) for the period before taxes9903 | -€1,580 | €30,375 | €29,265 | €27,354 | €1.8m | ▲ 6,607% |
| Income taxes67/77 | - | - | - | - | €398,548 | - |
| Profit (loss) for the period9904 | -€1,580 | €30,375 | €29,265 | €27,354 | €1.4m | ▲ 5,150% |
| Profit (loss) for the period to be appropriated9905 | -€1,580 | €30,375 | €29,265 | €27,354 | €1.4m | ▲ 5,150% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €486,520 | €464,815 | €445,686 | €421,464 | €1.4m | ▲ 225% |
| Formation expenses20 | €9,872 | €7,169 | €4,467 | €1,765 | €0 | ▼ 100% |
| Fixed assets21/28 | €448,090 | €431,941 | €422,180 | €405,707 | €0 | ▼ 100% |
| Tangible fixed assets22/27 | €448,090 | €431,941 | €422,180 | €405,707 | €0 | ▼ 100% |
| Land and buildings22 | €448,090 | €431,941 | €422,180 | €405,707 | €0 | ▼ 100% |
| Plant, machinery and equipment23 | €0 | - | - | - | - | - |
| Current assets29/58 | €28,558 | €25,705 | €19,039 | €13,992 | €1.4m | ▲ 9,678% |
| Amounts receivable within one year40/41 | €28,403 | €24,491 | €17,749 | €13,767 | €673,349 | ▲ 4,791% |
| Trade receivables40 | €0 | €1,774 | €159 | €0 | - | - |
| Other amounts receivable41 | €28,403 | €22,717 | €17,589 | €13,767 | €673,349 | ▲ 4,791% |
| Cash at bank and in hand54/58 | €156 | €1,214 | €1,290 | €225 | €694,846 | ▲ 308,282% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €486,520 | €464,815 | €445,686 | €421,464 | €1.4m | ▲ 225% |
| Equity10/15 | €32,842 | €63,218 | €92,482 | €119,836 | €70,891 | ▼ 40.8% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Revaluation surpluses12 | €200,000 | €200,000 | €200,000 | €200,000 | €0 | ▼ 100% |
| Reserves13 | €1,832 | €1,832 | €1,832 | €1,832 | €8,891 | ▲ 385% |
| Non-distributable reserves130/1 | €1,832 | €1,832 | €1,832 | €1,832 | €6,200 | ▲ 238% |
| Legal reserve130 | €1,832 | €1,832 | €1,832 | €1,832 | €6,200 | ▲ 238% |
| Distributable reserves133 | - | - | - | - | €2,691 | - |
| Profit (loss) carried forward14 | -€230,990 | -€200,614 | -€171,350 | -€143,996 | €0 | ▲ 100% |
| Amounts payable17/49 | €453,678 | €401,598 | €353,203 | €301,627 | €1.3m | ▲ 330% |
| Amounts payable after more than one year17 | €402,970 | €353,205 | €301,642 | €252,238 | €10,000 | ▼ 96.0% |
| Financial debts170/4 | €379,970 | €333,205 | €285,642 | €237,238 | €0 | ▼ 100% |
| Other amounts payable178/9 | €23,000 | €20,000 | €16,000 | €15,000 | €10,000 | ▼ 33.3% |
| Amounts payable within one year42/48 | €50,707 | €48,393 | €51,561 | €49,389 | €1.3m | ▲ 2,506% |
| Current portion of amounts payable after more than one year42 | €47,698 | €46,766 | €47,562 | €48,404 | €0 | ▼ 100% |
| Trade debts44 | €2,010 | €652 | €3,013 | €0 | €1,319 | - |
| Suppliers440/4 | €2,010 | €652 | €3,013 | €0 | €1,319 | - |
| Taxes, remuneration and social security45 | €540 | €0 | - | - | - | - |
| Taxes450/3 | €540 | €0 | - | - | - | - |
| Other amounts payable47/48 | €459 | €975 | €985 | €985 | €1.3m | ▲ 130,470% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,580 | €30,375 | €29,265 | €27,354 | €1.4m | ▲ 5,150% |
| + Depreciation and write-downs630 | €44,681 | €18,852 | €18,939 | €19,175 | €1,765 | ▼ 90.8% |
| Operating cash flow (approximation) | €43,102 | €49,227 | €48,204 | €46,529 | €1.4m | ▲ 2,990% |
| Investment in fixed assets (approximation) | - | -€2,702 | -€9,178 | -€2,702 | €403,942 | ▲ 15,048% |
| Change in cash | - | €1,059 | €76 | -€1,065 | €694,621 | ▲ 65,328% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €1.4m ▲5,150%
Operating result €1.8m, net result €1.4m, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 1.06
Current ratio from 0.28 to 1.06.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Equity above €100,000Eq €119,836 ▲29.6%
3 profitable years in a row build equity to €119,836.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €30,375
Net result €30,375 after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Back to profitnet €6,339
Net result €6,339 after one loss-making year.
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
31-12
Financial
Weakest financial yearnet -€1,681
Net result drops to -€1,681, the lowest in the series; recovery starts the following year.
07-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2002
Ground area
366 m²
Building footprint
302 m²
Volume, LiDAR
4,308 m³
Parcel 11802B0075/00N000, Flanders · tallest building 22.3 m, ±5 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Oudeleeuwenrui 23, 2000 Antwerpen
since 20022.101.542.711
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11802B0075/00N000 | Flanders | 366 m² | 1 · 302 m² | 22.2 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Structure & network
Owners and holdings
1 ownerChain of control
- SENFF
- INTERIUM
Highest known parent: SENFF. The sources do not say who stands above it.
Owners 1
- SENFFparentSourceaccounts SENFF 202499.68%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 39,718 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded06-12-2001
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
46494Wholesale of non-electrical household articles
47551Retail sale of household furniture
E-invoicing
Reachable via Peppol
Peppol ID
0208:0476257924
Also
9925:BE0476257924
Registered
24-11-2023
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.