INTERIOR LIVING
ActiveSummary
INTERIOR LIVING has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €14k. Its solvency ranks better than 23% of 3489 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes
Profitability84
Solvency39
Growth-
Track record67
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.14; short-term debt: 85.9% and cash: 64.8% of total assets), and 85.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.1%
Return on assets
11.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 3489 sector peers (2025).
NBB · sector comparisonPosition among 3489 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€16k
Total assets
€114k
Net result
€14k
Working capital
€14k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €114k
Fixed assets
€2k
Current assets
€111k
Equity and liabilities €114k
Equity
€16k
Debt
€98k
Debt finances 85.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€19k
Cash flow
€14k
Current ratio
1.14
Debt to equity
6.10
ROE
84.4%
ROA
11.9%
Interest coverage
147.37
Debt ≤ 1 year
€98k
Income taxes
€5k
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €473 |
| Other operating charges640/8 | €2k |
| Gross operating margin9900 | €22k |
| Operating profit (loss)9901 | €19k |
| Financial income75/76B | €3 |
| Recurring financial income75 | €3 |
| Financial charges65/66B | €131 |
| Recurring financial charges65 | €131 |
| Profit (loss) for the period before taxes9903 | €19k |
| Income taxes67/77 | €5k |
| Profit (loss) for the period9904 | €14k |
| Profit (loss) for the period to be appropriated9905 | €14k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €114k | |
| Fixed assets21/28 | €2k | |
| Tangible fixed assets22/27 | €2k | |
| Furniture and vehicles24 | €2k | |
| Current assets29/58 | €111k | |
| Amounts receivable within one year40/41 | €38k | |
| Trade receivables40 | €31k | |
| Other amounts receivable41 | €7k | |
| Cash at bank and in hand54/58 | €74k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €114k | |
| Equity10/15 | €16k | |
| Contributions10/11 | €3k | |
| Reserves13 | €14k | |
| Distributable reserves133 | €14k | |
| Amounts payable17/49 | €98k | |
| Amounts payable within one year42/48 | €98k | |
| Trade debts44 | €79k | |
| Suppliers440/4 | €79k | |
| Taxes, remuneration and social security45 | €18k | |
| Taxes450/3 | €18k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €14k |
| + Depreciation and write-downs630 | €473 |
| Operating cash flow (approximation) | €14k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2025
Ground area
306 m²
Building footprint
92 m²
Volume, LiDAR
729 m³
Parcel 52014B0043/00L004, Wallonia · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
INTERIOR LIVING
since 20252.370.368.511
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52014B0043/00L004 | Wallonia | 306 m² | 1 · 92 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HIKKE & TEIN
BE 0788.975.036
Kortrijk · Eq €15,993
COGE IMMO
BE 0812.209.902
Tournai · Eq €16,064
JO LEONA
BE 0797.456.202
Lokeren · Eq €15,810
Immo Pyl & Co
BE 0428.497.203
Genappe · Eq €15,805
Inneo Inc
BE 0801.359.263
Brussel · Eq €16,355
Of 1,450 companies in sector 74130 we hold annual accounts for 339. 255 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-01-2025
Fiscal year end31-12
Activities, NACEBEL 2025
74130Interior design
Scores and ratios are computed by Checked and are not a credit decision.