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INTERIOR LIVING

Active
Private limited companyfounded 20251 yr activeRue des Briqueteries 45, 6010 Charleroi, BelgiumKBO/BCE: BE 1018.775.261
Summary

INTERIOR LIVING has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16,009 and a net result of €13,509. Its solvency ranks better than 23% of 3510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
Axes
Profitability84
Solvency39
Growth-
Track record67
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity tight (current ratio 1.14; short-term debt: 85.9% and cash: 64.8% of total assets), and 85.9% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
14.1%
Return on assets
11.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 3510 sector peers (2025).
NBB · sector comparison
Position among 3510 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
31 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 15 January 2025, INTERIOR LIVING was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€16,009
Total assets
€113,626
Net result
€13,509
Working capital
€13,631

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €113,626
Fixed assets €2,378
Current assets €111,248
Equity and liabilities €113,626
Equity €16,009
Debt €97,617
Debt finances 85.9% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€19,363
Cash flow
€13,981
Current ratio
1.14
Debt to equity
6.10
ROE
84.4%
ROA
11.9%
Interest coverage
147.37
Debt ≤ 1 year
€97,617
Income taxes
€5,253

Peer companies

Historical observation

Of the 2,390 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.2% went bankrupt
2.0% stopped otherwise
97% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,390 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 35 lines
Balance sheet Code2025
Assets
Total assets20/58€113,626
Fixed assets21/28€2,378
Tangible fixed assets22/27€2,378
Furniture and vehicles24€2,378
Current assets29/58€111,248
Amounts receivable within one year40/41€37,642
Trade receivables40€30,946
Other amounts receivable41€6,696
Cash at bank and in hand54/58€73,606
Equity and liabilities
Total equity and liabilities10/49€113,626
Equity10/15€16,009
Contributions10/11€2,500
Reserves13€13,509
Distributable reserves133€13,509
Amounts payable17/49€97,617
Amounts payable within one year42/48€97,617
Trade debts44€79,431
Suppliers440/4€79,431
Taxes, remuneration and social security45€18,187
Taxes450/3€18,187
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€473
Other operating charges640/8€2,328
Gross operating margin9900€21,691
Operating profit (loss)9901€18,891
Financial income75/76B€3
Recurring financial income75€3
Financial charges65/66B€131
Recurring financial charges65€131
Profit (loss) for the period before taxes9903€18,762
Income taxes67/77€5,253
Profit (loss) for the period9904€13,509
Profit (loss) for the period to be appropriated9905€13,509
Appropriation of the result
Profit (loss) to be appropriated9906€13,509
Transfer to equity691/2€13,509
To other reserves6921€13,509

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€473
Other operating charges640/8€2,328
Gross operating margin9900€21,691
Operating profit (loss)9901€18,891
Financial income75/76B€3
Recurring financial income75€3
Financial charges65/66B€131
Recurring financial charges65€131
Profit (loss) for the period before taxes9903€18,762
Income taxes67/77€5,253
Profit (loss) for the period9904€13,509
Profit (loss) for the period to be appropriated9905€13,509
Line2025
Assets
Total assets20/58€113,626
Fixed assets21/28€2,378
Tangible fixed assets22/27€2,378
Furniture and vehicles24€2,378
Current assets29/58€111,248
Amounts receivable within one year40/41€37,642
Trade receivables40€30,946
Other amounts receivable41€6,696
Cash at bank and in hand54/58€73,606
Equity and liabilities
Total equity and liabilities10/49€113,626
Equity10/15€16,009
Contributions10/11€2,500
Reserves13€13,509
Distributable reserves133€13,509
Amounts payable17/49€97,617
Amounts payable within one year42/48€97,617
Trade debts44€79,431
Suppliers440/4€79,431
Taxes, remuneration and social security45€18,187
Taxes450/3€18,187
Line2025
Profit (loss) for the period9904€13,509
+ Depreciation and write-downs630€473
Operating cash flow (approximation)€13,981

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
306 m²
Building footprint
92 m²
Volume, LiDAR
729 m³
Parcel 52014B0043/00L004, Wallonia · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
INTERIOR LIVING
Rue des Briqueteries 45, 6010 CharleroiPre-press and pre-media services
since 20252.370.368.511
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52014B0043/00L004 Wallonia 306 m² 1 · 92 m² 10.3 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,452 companies in sector 74130 we hold annual accounts for 340. 256 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded15-01-2025
Fiscal year end31-12
Activities, NACEBEL 2025
74130Interior design
E-invoicing
Reachable via Peppol
Peppol ID 0208:1018775261
Registered 26-02-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.