Interim Cargo
ActiveInterim Cargo has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €269k and a net result of €251k. Equity is shrinking by ~13.7% per year across the filed fiscal years. Its solvency ranks better than 85% of 1832 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+100
Solvency100▲+72
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 2.26 against 0.24 in 2023; short-term debt: 24.1% and cash: 5.5% of total assets), and 24.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.4%
Return on assets
70.3%
Age of the figures
12 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
18192021222325
2018 to 2025 · latest year €269k
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-05-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2023
233 d late
2022
11 d early
2021
30 d late
2020
11 d early
2019
10 d late
2018
21 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€269k▲ 1,371%
2023 · €18k
2018: €304k
2019: €301k
2020: €202k
2021: €213k
2022: €187k
2023: €18k
2018 → 2025
Total assets
€357k▼ 45.5%
2023 · €655k
2018: €570k
2019: €725k
2020: €998k
2021: €1.33M
2022: €1.43M
2023: €655k
2018 → 2025
Net result
€251k
2023 · €-169k
2018: €9k
2019: €-2k
2020: €-100k
2021: €11k
2022: €-25k
2023: €-169k
2018 → 2025
Working capital
€108k
2023 · €-476k
2018: €2k
2019: €-264k
2020: €-572k
2021: €-366k
2022: €-567k
2023: €-476k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232025Trend
Equity€202k-€213k▲ 5.4%€187k▼ 12.0%€18k▼ 90.2%€269k▲ 1,371%
Operating result€-94k-€25k€-19k€-143k▼ 650%€300k
Net result€-100k-€11k€-25k€-169k▼ 563%€251k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €300k in 2025, compared with €-143k in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €357k
Fixed assets
€162k▼ 67.7%
Current assets
€194k▲ 27.0%
Equity and liabilities €357k
Equity
€269k▲ 1,371%
Debt
€88k▼ 86.2%
The debt ratio falls from 97.2% to 24.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€471k▲
2023 · €-5k
Cash flow
€421k▲
2023 · €-31k
Solvency
75.4%▲
2023 · 2.8%
Current ratio
2.26▲
2023 · 0.24
Quick ratio
2.26▲
2023 · 0.24
Debt / equity
0.33▼
2023 · 34.81
ROE
93.2%▲
2023 · -922.6%
ROA
70.3%▲
2023 · -25.8%
Interest coverage
47.43▲
2023 · -0.23
Debt
€88k▼
2023 · €637k
Debt ≤ 1 year
€86k▼
2023 · €629k
Debt > 1 year
€2k▼
2023 · €8k
Income taxes
€41k▲
2023 · €3k
Staff costs
€81k▲
2023 · €60k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2023
Balance sheet
Code20232025
Assets
Total assets20/58€655k€357k▼
Fixed assets21/28€502k€162k▼
Tangible fixed assets22/27€502k€162k▼
Land and buildings22€0-
Plant, machinery and equipment23€42k€26k▼
Furniture and vehicles24€460k€136k▼
Financial fixed assets28€0€500▲
Current assets29/58€153k€194k▲
Amounts receivable within one year40/41€147k€175k▲
Trade receivables40€121k€55k▼
Other amounts receivable41€26k€119k▲
Cash at bank and in hand54/58€5k€20k▲
Deferred charges and accrued income490/1€1k€0▼
Equity and liabilities
Total equity and liabilities10/49€655k€357k▼
Equity10/15€18k€269k▲
Contributions10/11€100k€100k=
Capital10€100k€100k=
Issued capital100€100k€100k=
Reserves13€224k€224k=
Non-distributable reserves130/1€10k€10k=
Legal reserve130€10k€10k=
Distributable reserves133€214k€214k=
Profit (loss) carried forward14€-305k€-54k▲
Amounts payable17/49€637k€88k▼
Amounts payable after more than one year17€8k€2k▼
Financial debts170/4€8k€2k▼
Amounts payable within one year42/48€629k€86k▼
Current portion of amounts payable after more than one year42€10k€6k▼
Trade debts44€348k€32k▼
Suppliers440/4€348k€32k▼
Taxes, remuneration and social security45€7k€42k▲
Taxes450/3-€42k
Remuneration and social security454/9€7k€0▼
Other amounts payable47/48€265k€7k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20232025
Non-recurring operating income76A-€123k
Remuneration, social security and pensions62€60k€81k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€138k€170k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€347
Other operating charges640/8€17k€8k▼
Non-recurring operating charges66A€73k€33k▼
Gross operating margin9900€145k€594k▲
Operating profit (loss)9901€-143k€300k▲
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€23k€10k▼
Recurring financial charges65€23k€10k▼
Profit (loss) for the period before taxes9903€-166k€292k▲
Income taxes67/77€3k€41k▲
Profit (loss) for the period9904€-169k€251k▲
Profit (loss) for the period to be appropriated9905€-169k€251k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-305k€-54k▲
Profit (loss) brought forward from the previous period14P€-136k€-305k▼
Social balance
Average headcount (FTE)90870.80.8=
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
28-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
30-09
Financial
Back to profitnet €251k
Net result €251k after 2 loss-making years.
30-09
Financial
Liquidity times 9current ratio 2.26
Current ratio from 0.24 to 2.26; short-term debt falls from €629k to €86k.
30-09
Financial
Equity above €200kEq €269k ▲1371%
Equity rises from €18k to €269k.
21-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 233 days late
2023
31-12
Financial
Weakest financial yearnet €-169k
Net result drops to €-169k, the lowest in the series; recovery starts the following year.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
31-12
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
10-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 10 days late
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 21 days late
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
19-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Katelijne-Waver · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoveniersstraat 152860 Sint-Katelijne-WaverGround area
1.3 ha
Building footprint
171 m²
Volume, LiDAR
1,283 m³
2 parcels, Flanders · tallest building 8.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
INTERIM CARGO-TRUCKING PARTNER
since 19922.056.211.245
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12422D0476/00K002 | Flanders | 1.1 ha | 1 · 171 m² | 8.6 m · 3 fl. |
| 12035B0049/00Z000 | Flanders | 1,630 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Cumps et Yana
BE 0412.884.359
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AGRO-CEL
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Of 12,606 companies in sector 49410 we hold annual accounts for 8,195. 5,951 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded10-12-1991
Fiscal year end30-09
Activities, NACEBEL
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.