INTERIM CAR
ActiveSummary
INTERIM CAR has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €922,487 and a net result of €55,746. Equity is growing by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 76% of 10552 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability74▲+1
Solvency89▼-11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65,000 at 30 days acceptable
Liquidity ample (current ratio 3.03 against 10.34 in 2024; short-term debt: 17.3% and cash: 6.2% of total assets), and 36.1% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.9%
Return on assets
3.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
66 d early
2023
43 d early
2022
45 d early
2021
54 d early
2020
31 d early
2019
13 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 45 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 June (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€922,487▲ 5.2%
2024 · €876,742
Total assets
€1.4m▲ 37.4%
2024 · €1.1m
Net result
€55,746▲ 49.3%
2024 · €37,345
Working capital
€507,174▼ 28.4%
2024 · €708,603
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€327,027▲ 99.1%€108,383▼ 66.9%€100,871▼ 6.9%€34,065▼ 66.2%€63,957▲ 87.8%
Net result€234,518above the sector's middle half▲ 116%€83,220within the sector's middle half▼ 64.5%€102,429within the sector's middle half▲ 23.1%€37,345within the sector's middle half▼ 63.5%€55,746within the sector's middle half▲ 49.3%
Equity€728,748above the sector's middle half▲ 25.8%€786,968above the sector's middle half▲ 8.0%€839,397above the sector's middle half▲ 6.7%€876,742above the sector's middle half▲ 4.4%€922,487above the sector's middle half▲ 5.2%
Total assets€1.6mabove the sector's middle half▲ 17.9%€1.1mwithin the sector's middle half▼ 33.6%€912,406within the sector's middle half▼ 14.6%€1.1mwithin the sector's middle half▲ 15.1%€1.4mwithin the sector's middle half▲ 37.4%
Debt€880,143▲ 12.0%€281,885▼ 68.0%€73,009▼ 74.1%€173,604▲ 138%€521,143▲ 200%
Working capital-€284,373below the sector's middle half▼ 15.8%€28,780within the sector's middle half€575,851above the sector's middle half▲ 1,901%€708,603above the sector's middle half▲ 23.1%€507,174above the sector's middle half▼ 28.4%
Solvency45.3%within the sector's middle half▲ 2.9pp73.6%above the sector's middle half▲ 28.3pp92.0%above the sector's middle half▲ 18.4pp83.5%above the sector's middle half▼ 8.5pp63.9%above the sector's middle half▼ 19.6pp
Current ratio0.67below the sector's middle half▼ 0.011.10within the sector's middle half▲ 0.438.92above the sector's middle half▲ 7.8210.34above the sector's middle half▲ 1.423.03above the sector's middle half▼ 7.31
Return on assets (ROA)14.6%above the sector's middle half▲ 6.6pp7.8%within the sector's middle half▼ 6.8pp11.2%above the sector's middle half▲ 3.4pp3.6%within the sector's middle half▼ 7.7pp3.9%within the sector's middle half▲ 0.3pp
Staff (FTE)4.7within the sector's middle half=3.9within the sector's middle half▼ 17.0%0.7below the sector's middle half▼ 82.1%0below the sector's middle half▼ 100%0below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 88% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.4m
Fixed assets
€686,187 ▲ 158%
Current assets
€757,443 ▼ 3.4%
Equity and liabilities €1.4m
Equity
€922,487 ▲ 5.2%
Debt
€521,143 ▲ 200%
Debt's share of the balance-sheet total rises from 16.5% to 36.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€234,875▲
2024 · €189,993
Cash flow
€226,663▲
2024 · €193,273
Debt to equity
0.56▲
2024 · 0.20
ROE
6.0%▲
2024 · 4.3%
Interest coverage
16.58▼
2024 · 33.18
Debt ≤ 1 year
€250,269▲
2024 · €75,869
Debt > 1 year
€270,524▲
2024 · €97,485
Income taxes
€15,249▲
2024 · €12,448
Staff costs
€0▲
2024 · -€692
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 14,732 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.2%
went bankrupt
3.5%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 14,732 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €300,941 | €291,719 | €0 | - | - |
| Remuneration, social security and pensions62 | - | €130,009 | €35,232 | -€692 | €0 | ▲ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €418,824 | €365,960 | €326,974 | €155,928 | €170,917 | ▲ 9.6% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €10,363 | -€42,479 | €0 | - | - |
| Other operating charges640/8 | - | €32,526 | €87,309 | €22,269 | €9,543 | ▼ 57.1% |
| Non-recurring operating charges66A | - | €33,596 | €8,984 | €0 | - | - |
| Gross operating margin9900 | €995,076 | €680,837 | €516,890 | €211,569 | €244,417 | ▲ 15.5% |
| Operating profit (loss)9901 | €327,027 | €108,383 | €100,871 | €34,065 | €63,957 | ▲ 87.8% |
| Financial income75/76B | - | €2,204 | €23,916 | €21,454 | €21,200 | ▼ 1.2% |
| Recurring financial income75 | €7,026 | €2,204 | €23,916 | €21,454 | €21,200 | ▼ 1.2% |
| Financial charges65/66B | - | €7,072 | €4,780 | €5,726 | €14,163 | ▲ 147% |
| Recurring financial charges65 | €16,672 | €7,072 | €4,780 | €5,726 | €14,163 | ▲ 147% |
| Profit (loss) for the period before taxes9903 | €317,381 | €103,515 | €120,007 | €49,793 | €70,994 | ▲ 42.6% |
| Income taxes67/77 | €82,862 | €20,294 | €17,579 | €12,448 | €15,249 | ▲ 22.5% |
| Profit (loss) for the period9904 | €234,518 | €83,220 | €102,429 | €37,345 | €55,746 | ▲ 49.3% |
| Profit (loss) for the period to be appropriated9905 | €234,518 | €83,220 | €102,429 | €37,345 | €55,746 | ▲ 49.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.6m | €1.1m | €912,406 | €1.1m | €1.4m | ▲ 37.4% |
| Fixed assets21/28 | €1.0m | €758,189 | €263,879 | €265,874 | €686,187 | ▲ 158% |
| Tangible fixed assets22/27 | €1.0m | €753,634 | €259,664 | €261,659 | €682,242 | ▲ 161% |
| Plant, machinery and equipment23 | - | €8,641 | €4,295 | €1,497 | €0 | ▼ 100% |
| Furniture and vehicles24 | - | €744,992 | €255,369 | €260,162 | €682,242 | ▲ 162% |
| Financial fixed assets28 | €4,790 | €4,555 | €4,215 | €4,215 | €3,945 | ▼ 6.4% |
| Current assets29/58 | €577,958 | €310,665 | €648,527 | €784,472 | €757,443 | ▼ 3.4% |
| Stocks and contracts in progress3 | €31,213 | - | - | - | - | - |
| Amounts receivable within one year40/41 | €385,491 | €141,182 | €492,792 | €650,828 | €639,858 | ▼ 1.7% |
| Trade receivables40 | - | €134,261 | €76,843 | €148,162 | €39,249 | ▼ 73.5% |
| Other amounts receivable41 | - | €6,921 | €415,948 | €502,666 | €600,609 | ▲ 19.5% |
| Cash at bank and in hand54/58 | €161,254 | €169,483 | €141,371 | €111,062 | €90,050 | ▼ 18.9% |
| Deferred charges and accrued income490/1 | - | - | €14,365 | €22,582 | €27,536 | ▲ 21.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.6m | €1.1m | €912,406 | €1.1m | €1.4m | ▲ 37.4% |
| Equity10/15 | €728,748 | €786,968 | €839,397 | €876,742 | €922,487 | ▲ 5.2% |
| Contributions10/11 | €61,500 | €61,500 | €61,500 | €61,500 | €61,500 | = |
| Capital10 | - | €61,500 | €61,500 | €61,500 | €61,500 | = |
| Issued capital100 | - | €61,500 | €61,500 | €61,500 | €61,500 | = |
| Reserves13 | €284,671 | €284,671 | €337,099 | €374,444 | €420,190 | ▲ 12.2% |
| Non-distributable reserves130/1 | - | €6,150 | €6,150 | €6,150 | €6,150 | = |
| Legal reserve130 | - | €6,150 | €6,150 | €6,150 | €6,150 | = |
| Tax-exempt reserves132 | - | €60,800 | €60,800 | €60,800 | €60,800 | = |
| Distributable reserves133 | - | €217,721 | €270,149 | €307,494 | €353,240 | ▲ 14.9% |
| Profit (loss) carried forward14 | €382,577 | €440,798 | €440,798 | €440,798 | €440,798 | = |
| Amounts payable17/49 | €880,143 | €281,885 | €73,009 | €173,604 | €521,143 | ▲ 200% |
| Amounts payable after more than one year17 | €15,862 | - | - | €97,485 | €270,524 | ▲ 178% |
| Financial debts170/4 | - | - | - | €97,485 | €270,524 | ▲ 178% |
| Amounts payable within one year42/48 | €862,331 | €281,885 | €72,676 | €75,869 | €250,269 | ▲ 230% |
| Current portion of amounts payable after more than one year42 | - | €15,862 | €0 | €65,512 | €232,950 | ▲ 256% |
| Financial debts43 | - | €127,231 | €0 | - | - | - |
| Other loans439 | - | €127,231 | €0 | - | - | - |
| Trade debts44 | €242,611 | €108,166 | €20,972 | €7,909 | €7,071 | ▼ 10.6% |
| Suppliers440/4 | - | €108,166 | €20,972 | €7,909 | €7,071 | ▼ 10.6% |
| Taxes, remuneration and social security45 | - | €2,810 | €1,704 | €2,448 | €249 | ▼ 89.8% |
| Taxes450/3 | - | €2,810 | €0 | €2,448 | €249 | ▼ 89.8% |
| Remuneration and social security454/9 | - | - | €1,704 | €0 | - | - |
| Other amounts payable47/48 | - | €27,817 | €50,000 | €0 | €10,000 | - |
| Accrued charges and deferred income492/3 | - | - | €333 | €250 | €350 | ▲ 40.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €234,518 | €83,220 | €102,429 | €37,345 | €55,746 | ▲ 49.3% |
| + Depreciation and write-downs630 | €418,824 | €365,960 | €326,974 | €155,928 | €170,917 | ▲ 9.6% |
| Operating cash flow (approximation) | €653,342 | €449,180 | €429,402 | €193,273 | €226,663 | ▲ 17.3% |
| Investment in fixed assets (approximation) | - | -€93,216 | €167,336 | -€157,923 | -€591,231 | ▼ 274% |
| Change in cash | - | €8,229 | -€28,112 | -€30,309 | -€21,012 | ▲ 30.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity times 8current ratio 8.92
Current ratio from 1.10 to 8.92; short-term debt falls from €281,885 to €72,676.
16-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
07-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Highest result since 2018net €234,518 ▲116%
Operating result €327,027, net result €234,518, both a record.
30-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Equity above €500,000Eq €579,229 ▲23.1%
2 profitable years in a row build equity to €579,229.
17-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Back to profitnet €33,303
Net result €33,303 after one loss-making year.
28-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
13-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
17-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1986
Ground area
5,893 m²
Building footprint
2,247 m²
Volume, LiDAR
8,410 m³
2 parcels, Flanders · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
INTERIM CAR - AUTOFOON
since 19862.035.337.241
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34452B0633/00C000 | Flanders | 4,378 m² | 1 · 1,246 m² | - |
| 44812A1121/00N000 | Flanders | 1,515 m² | 1 · 1,001 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerChain of control
- Bestuur Caruur
- INTERIM CAR
Highest known parent: Bestuur Caruur. The sources do not say who stands above it.
Owners 1
- Bestuur Caruurparent100%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Identification & contact
Identification
Legal formPublic limited company
Founded20-08-1986
Fiscal year end31-12
Activities, NACEBEL 2025
47300Retail sale of automotive fuel
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
49420Removal services
52210Service activities incidental to land transportation
77110Renting and leasing of cars and light motor vehicles
E-invoicing
Reachable via Peppol
Peppol ID
0208:0429229948
Registered
07-07-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.