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INTERIEURONY

Active
Private limited companyfounded 198838 yrs activeOeverstraat 89, 9140 Temse, BelgiumKBO/BCE: BE 0433.316.915
Summary

INTERIEURONY has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.0m and a net result of €18,202. Equity is growing by ~14.1% per year across the filed fiscal years. Its solvency ranks better than 78% of 33926 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch ReportCompare
INTERIEURONYActiveChecked score 87/100
Risk analysis ReportCompare

Overview

Activity
Joinery installation
NACE 43320NACE 45421
#9 company by equity in Temse, Construction sector1 site
Size
€2.8mtotal assets 2025
Equity
€2.0m
Profit
€18,202
Turnover not published (abridged schema)
Financial health
87 Excellent Checked score 2025
Bankruptcy chance 12 m
0.3%
Structure
Accounts filed 53 d late0 of 2 deeds read
Why 87- Latest accounts 53 days late; 1 of the last 3 late- Liquidity: current ratio 2.42, cash €10,898- Sector Specialised construction activities (NACE 43)+ Size: total assets €2.8mShow the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Better than 56% of its sector peers (NACE 43, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 98+2
equity 72.7% of total assets
Liquidity 50=
short-term debt 4.3% · cash 0.4%
Profitability 70+19
return on assets 0.7%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (2,633 companies)
Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%● 0.0% vs 11-2024lowest value 01-2025: 0.1%● 0.0% vs 12-2024lowest value 02-2025: 0.1%▲ +0.9% vs 01-2025 03-2025: 0.1%▲ +25.2% vs 02-2025 04-2025: 0.2%▲ +14.9% vs 03-2025 05-2025: 0.2%▲ +3.2% vs 04-2025 06-2025: 0.2%▲ +11.3% vs 05-2025 07-2025: 0.2%▲ +38.4% vs 06-2025 08-2025: 0.4%▲ +71.4% vs 07-2025 09-2025: 0.2%▼ -46.9% vs 08-2025 10-2025: 0.2%● 0.0% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%● 0.0% vs 12-2025 02-2026: 0.2%● 0.0% vs 01-2026 03-2026: 0.3%▲ +19.3% vs 02-2026 04-2026: 0.3%▲ +6.0% vs 03-2026 05-2026: 0.3%▲ +3.2% vs 04-2026 06-2026: 0.3%▼ -5.5% vs 05-2026 07-2026: 0.3%▲ +9.5% vs 06-2026 08-2026: 0.6%▲ +99.7% vs 07-2026 09-2026: 0.7%▲ +23.1% vs 08-2026highest value 10-2026: 0.3%▼ -61.2% vs 09-2026
  • Latest accounts 53 days late; 1 of the last 3 late raises the probability
  • Liquidity: current ratio 2.42, cash €10,898 raises the probability
  • Sector Specialised construction activities (NACE 43) raises the probability
  • Size: total assets €2.8m lowers the probability for this profile
Credit up to €170,000 at 30 days acceptable
Liquidity ample (current ratio 2.42 against 2.01 in 2024; short-term debt: 4.3% and cash: 0.4% of total assets), and 27.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, small). Better than this share of them on solvency 88%, liquidity 60%, profitability 40%, growth against the median 35%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 53 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Liquidity: current ratio 2.42, cash €10,898
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Size: total assets €2.8m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-09-2026, 53 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
53 d late
2024
29 d late
2023
30 d late
2022
104 d early
2021
30 d late
2020
26 d early
2019
26 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 5 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €18,202
  3. Equity above €2mEq €2.0m ▲0.9%

Key points

  • Positive: Among the best 5% on equitysector median €57,687 · 33,938 companies €2.0m View
  • Active since 1988founded 03-02-1988 38 years View
  • Total assets 20256 fiscal years filed €2.8m View

By topic

Financials

Fiscal year
2025
Total assets
€2.8m
Profit
€18,202
Solvency
72.7%
Total assets▼ 0.8%
Net result
20182025
Go to Financials

Timeline

Events
17
Since
2017
Next accounts
by 31-07-2027
  1. 22-09-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 31-12-2025Equity above €2m
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Joinery installationNACE 43320
Founded
03-02-1988
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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