Interieur De Coensel
ActiveSummary
The computed 12-month bankruptcy probability of Interieur De Coensel is 2.1% (moderate). The 2025 annual accounts show equity of €23k and a net result of €10k. Equity is growing by ~30.8% per year across the filed fiscal years. Its solvency ranks better than 62% of 27786 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+15
Solvency83▼-17
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.02 against 3.65 in 2024; short-term debt: 42.2% and cash: 8% of total assets), and 42.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.8%
Return on assets
24.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
on the day
2024
32 d early
2023
30 d late
2022
1 d early
2021
39 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€23k▲ 74.2%
2024 · €13k
2021: €6k
2022: €10k
2023: €11k
2024: €13k
2021 → 2025
Total assets
€39k▲ 125%
2024 · €17k
2021: €29k
2022: €26k
2023: €20k
2024: €17k
2021 → 2025
Net result
€10k▲ 322%
2024 · €2k
2021: €5k
2022: €4k
2023: €759
2024: €2k
2021 → 2025
Working capital
€17k▲ 44.2%
2024 · €12k
2021: €-12k
2022: €-2k
2023: €7k
2024: €12k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6k-€10k▲ 57.3%€11k▲ 7.6%€13k▲ 21.3%€23k▲ 74.2%
Operating result€9k-€7k▼ 23.9%€2k▼ 71.3%€4k▲ 123%€13k▲ 207%
Net result€5k-€4k▼ 32.0%€759▼ 79.1%€2k▲ 201%€10k▲ 322%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 207% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €39k
Fixed assets
€6k ▲ 348%
Current assets
€33k ▲ 107%
Equity and liabilities €39k
Equity
€23k ▲ 74.2%
Debt
€17k ▲ 275%
Debt's share of the balance-sheet total rises from 25.4% to 42.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€14k▲
2024 · €8k
Cash flow
€10k▲
2024 · €6k
Current ratio
2.02▼
2024 · 3.65
Quick ratio
1.20▼
2024 · 3.65
Debt to equity
0.73▲
2024 · 0.34
ROE
42.6%▲
2024 · 17.6%
ROA
24.6%▲
2024 · 13.1%
Interest coverage
75.04▲
2024 · 45.92
Debt ≤ 1 year
€17k▲
2024 · €4k
Income taxes
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€17k€39k▲
Fixed assets21/28€1k€6k▲
Tangible fixed assets22/27€1k€6k▲
Furniture and vehicles24€1k€6k▲
Current assets29/58€16k€33k▲
Stocks and contracts in progress3-€14k
Stocks30/36-€14k
Amounts receivable within one year40/41€7k€15k▲
Trade receivables40€3k€11k▲
Other amounts receivable41€4k€5k▲
Cash at bank and in hand54/58€8k€3k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€17k€39k▲
Equity10/15€13k€23k▲
Contributions10/11€1k€1k=
Reserves13€10k€10k=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€2k€12k▲
Amounts payable17/49€4k€17k▲
Amounts payable within one year42/48€4k€17k▲
Current portion of amounts payable after more than one year42-€184
Trade debts44€1k€14k▲
Suppliers440/4€1k€14k▲
Taxes, remuneration and social security45-€487
Taxes450/3-€487
Other amounts payable47/48€3k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€701▼
Other operating charges640/8€753€400▼
Gross operating margin9900€9k€14k▲
Operating profit (loss)9901€4k€13k▲
Financial income75/76B€71€7▼
Recurring financial income75€71€7▼
Financial charges65/66B€171€180▲
Recurring financial charges65€171€180▲
Profit (loss) for the period before taxes9903€4k€13k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€2k€10k▲
Profit (loss) for the period to be appropriated9905€2k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€12k▲
Profit (loss) brought forward from the previous period14P-€2k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €10k ▲322%
Operating result €13k, net result €10k, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 3.65
Current ratio from 1.76 to 3.65; short-term debt falls from €9k to €4k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €759 ▼79.1%
Net result drops to €759, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 1.76
Current ratio from 0.88 to 1.76; short-term debt falls from €16k to €9k.
30-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lennik · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselsestraat 4D1750 LennikGround area
949 m²
Building footprint
97 m²
Volume, LiDAR
569 m³
Parcel 23075F0293/00V000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Interieur De Coensel
since 20212.317.672.864
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23075F0293/00V000 | Flanders | 949 m² | 1 · 97 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Pro-Frame
BE 0732.802.633
Hasselt · Eq €22,673
AR Schrijnwerken
BE 0795.208.275
Brakel · Eq €22,678
J-C Works
BE 0780.340.056
Hulshout · Eq €22,629
JD PRO CONCEPT
BE 0746.818.737
Dilbeek · Eq €22,628
IDEAL CHASSIS DU CENTRE
BE 0896.143.408
Binche · Eq €22,622
Of 20,024 companies in sector 43320 we hold annual accounts for 9,135. 6,341 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-04-2021
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.