INTERGROUP SERVICES
ActiveSummary
INTERGROUP SERVICES has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €196k and a net result of €20k. Equity is shrinking by ~4% per year across the filed fiscal years. Its solvency ranks better than 49% of 2284 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability74▼-6
Solvency65▲+4
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity short (current ratio 0.5 against 0.47 in 2024; short-term debt: 47.9% and cash: 18.9% of total assets), and 60.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.9%
Return on assets
4.1%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €196k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
54 d late
2023
65 d late
2022
30 d late
2021
30 d late
2020
31 d late
2019
90 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€196k▲ 11.6%
2024 · €175k
2018: €241khighest in 8 years
2019: €214k▼ -11.3% vs 2018
2020: €163k▼ -23.9% vs 2019
2021: €137k▼ -15.5% vs 2020
2022: €139k▲ +1.1% vs 2021
2023: €133k▼ -4.1% vs 2022lowest in 8 years
2024: €175k▲ +31.6% vs 2023
2025: €196k▲ +11.6% vs 2024
2018 → 2025
Total assets
€491k▲ 1.6%
2024 · €483k
2018: €542khighest in 8 years
2019: €471k▼ -13.1% vs 2018
2020: €451k▼ -4.4% vs 2019
2021: €490k▲ +8.6% vs 2020
2022: €478k▼ -2.4% vs 2021
2023: €443k▼ -7.4% vs 2022lowest in 8 years
2024: €483k▲ +9.1% vs 2023
2025: €491k▲ +1.6% vs 2024
2018 → 2025
Net result
€20k▼ 51.8%
2024 · €42k
2018: €15k
2019: €-27k▼ -280% vs 2018
2020: €-51k▼ -87.1% vs 2019lowest in 8 years
2021: €-25k▲ +50.6% vs 2020
2022: €2k▲ +106% vs 2021
2023: €-6k▼ -464% vs 2022
2024: €42k▲ +840% vs 2023highest in 8 years
2025: €20k▼ -51.8% vs 2024
2018 → 2025
Working capital
€-118k▲ 11.1%
2024 · €-132k
2018: €-161k
2019: €-187k▼ -16.6% vs 2018
2020: €-236k▼ -26.0% vs 2019lowest in 8 years
2021: €-209k▲ +11.5% vs 2020
2022: €-195k▲ +6.7% vs 2021
2023: €-185k▲ +4.9% vs 2022
2024: €-132k▲ +28.6% vs 2023
2025: €-118k▲ +11.1% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€137k-€139k▲ 1.1%€133k▼ 4.1%€175k▲ 31.6%€196k▲ 11.6%
2021: €137k
2022: €139k▲ +1.1% vs 2021
2023: €133k▼ -4.1% vs 2022lowest in 5 years
2024: €175k▲ +31.6% vs 2023
2025: €196k▲ +11.6% vs 2024highest in 5 years
Operating result€-22k-€6k€-247€45k€24k▼ 47.1%
2021: €-22klowest in 5 years
2022: €6k▲ +126% vs 2021
2023: €-247▼ -104% vs 2022
2024: €45k▲ +18298% vs 2023highest in 5 years
2025: €24k▼ -47.1% vs 2024
Net result€-25k-€2k€-6k€42k€20k▼ 51.8%
2021: €-25klowest in 5 years
2022: €2k▲ +106% vs 2021
2023: €-6k▼ -464% vs 2022
2024: €42k▲ +840% vs 2023highest in 5 years
2025: €20k▼ -51.8% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 47% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €491k
Fixed assets
€373k ▲ 1.5%
Current assets
€117k ▲ 1.7%
Equity and liabilities €491k
Equity
€196k ▲ 11.6%
Debt
€295k ▼ 4.2%
Debt's share of the balance-sheet total falls from 63.7% to 60.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€33k▼
2024 · €60k
Cash flow
€30k▼
2024 · €57k
Current ratio
0.50▲
2024 · 0.47
Debt to equity
1.51▼
2024 · 1.75
ROE
10.4%▼
2024 · 24.0%
ROA
4.1%▼
2024 · 8.7%
Interest coverage
9.54▼
2024 · 21.26
Debt ≤ 1 year
€235k▼
2024 · €248k
Debt > 1 year
€60k=
2024 · €60k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€483k€491k▲
Fixed assets21/28€368k€373k▲
Tangible fixed assets22/27€366k€372k▲
Land and buildings22€358k€354k▼
Plant, machinery and equipment23€9k€18k▲
Furniture and vehicles24€0€0▼
Financial fixed assets28€1k€1k=
Current assets29/58€115k€117k▲
Amounts receivable within one year40/41€25k€16k▼
Trade receivables40€22k€16k▼
Other amounts receivable41€3k€0▼
Cash at bank and in hand54/58€79k€93k▲
Deferred charges and accrued income490/1€12k€9k▼
Equity and liabilities
Total equity and liabilities10/49€483k€491k▲
Equity10/15€175k€196k▲
Contributions10/11€252k€252k=
Capital10€252k€252k=
Issued capital100€252k€252k=
Reserves13€19k€19k=
Non-distributable reserves130/1€19k€19k=
Legal reserve130€19k€19k=
Profit (loss) carried forward14€-96k€-75k▲
Amounts payable17/49€308k€295k▼
Amounts payable after more than one year17€60k€60k=
Financial debts170/4€0-
Other amounts payable178/9€60k€60k=
Amounts payable within one year42/48€248k€235k▼
Current portion of amounts payable after more than one year42€2k€0▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€245k€231k▼
Suppliers440/4€245k€231k▼
Taxes, remuneration and social security45€353€3k▲
Taxes450/3€353€3k▲
Other amounts payable47/48-€850
Accrued charges and deferred income492/3€82€52▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€9k▼
Other operating charges640/8€13k€14k▲
Gross operating margin9900€73k€47k▼
Operating profit (loss)9901€45k€24k▼
Financial income75/76B€3€0▼
Recurring financial income75€3€0▼
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€42k€20k▼
Profit (loss) for the period9904€42k€20k▼
Profit (loss) for the period to be appropriated9905€42k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-96k€-75k▲
Profit (loss) brought forward from the previous period14P€-138k€-96k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13k | €19k | €20k | €15k | €9k | ▼ 38.3% |
| Other operating charges640/8 | €10k | €10k | €12k | €13k | €14k | ▲ 9.6% |
| Gross operating margin9900 | €1k | €35k | €31k | €73k | €47k | ▼ 35.4% |
| Operating profit (loss)9901 | €-22k | €6k | €-247 | €45k | €24k | ▼ 47.1% |
| Financial income75/76B | - | - | - | €3 | €0 | ▼ 100% |
| Recurring financial income75 | - | - | - | €3 | €0 | ▼ 100% |
| Financial charges65/66B | €3k | €4k | €5k | €3k | €3k | ▲ 22.8% |
| Recurring financial charges65 | €3k | €4k | €5k | €3k | €3k | ▲ 22.8% |
| Profit (loss) for the period before taxes9903 | €-25k | €2k | €-6k | €42k | €20k | ▼ 51.8% |
| Profit (loss) for the period9904 | €-25k | €2k | €-6k | €42k | €20k | ▼ 51.8% |
| Profit (loss) for the period to be appropriated9905 | €-25k | €2k | €-6k | €42k | €20k | ▼ 51.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €490k | €478k | €443k | €483k | €491k | ▲ 1.6% |
| Fixed assets21/28 | €406k | €401k | €381k | €368k | €373k | ▲ 1.5% |
| Tangible fixed assets22/27 | €405k | €399k | €380k | €366k | €372k | ▲ 1.5% |
| Land and buildings22 | €386k | €375k | €365k | €358k | €354k | ▼ 1.1% |
| Plant, machinery and equipment23 | - | €13k | €10k | €9k | €18k | ▲ 110% |
| Furniture and vehicles24 | €19k | €11k | €4k | €0 | €0 | ▼ 100% |
| Financial fixed assets28 | €1k | €1k | €1k | €1k | €1k | = |
| Current assets29/58 | €84k | €77k | €62k | €115k | €117k | ▲ 1.7% |
| Amounts receivable within one year40/41 | €24k | €18k | €18k | €25k | €16k | ▼ 36.8% |
| Trade receivables40 | €18k | €14k | €14k | €22k | €16k | ▼ 29.0% |
| Other amounts receivable41 | €6k | €5k | €4k | €3k | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €39k | €38k | €36k | €79k | €93k | ▲ 17.8% |
| Deferred charges and accrued income490/1 | €21k | €21k | €8k | €12k | €9k | ▼ 24.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €490k | €478k | €443k | €483k | €491k | ▲ 1.6% |
| Equity10/15 | €137k | €139k | €133k | €175k | €196k | ▲ 11.6% |
| Contributions10/11 | €252k | €252k | €252k | €252k | €252k | = |
| Capital10 | €252k | €252k | €252k | €252k | €252k | = |
| Issued capital100 | €252k | €252k | €252k | €252k | €252k | = |
| Reserves13 | €19k | €19k | €19k | €19k | €19k | = |
| Non-distributable reserves130/1 | €19k | €19k | €19k | €19k | €19k | = |
| Legal reserve130 | €19k | €19k | €19k | €19k | €19k | = |
| Profit (loss) carried forward14 | €-134k | €-132k | €-138k | €-96k | €-75k | ▲ 21.2% |
| Amounts payable17/49 | €352k | €339k | €309k | €308k | €295k | ▼ 4.2% |
| Amounts payable after more than one year17 | €60k | €67k | €62k | €60k | €60k | = |
| Financial debts170/4 | - | €7k | €2k | €0 | - | - |
| Other amounts payable178/9 | €60k | €60k | €60k | €60k | €60k | = |
| Amounts payable within one year42/48 | €292k | €272k | €247k | €248k | €235k | ▼ 5.1% |
| Current portion of amounts payable after more than one year42 | €4k | €5k | €5k | €2k | €0 | ▼ 100% |
| Financial debts43 | €53k | €53k | €18k | €0 | - | - |
| Credit institutions430/8 | €53k | €53k | €18k | €0 | - | - |
| Trade debts44 | €236k | €214k | €224k | €245k | €231k | ▼ 5.7% |
| Suppliers440/4 | €236k | €214k | €224k | €245k | €231k | ▼ 5.7% |
| Taxes, remuneration and social security45 | - | €446 | €562 | €353 | €3k | ▲ 821% |
| Taxes450/3 | - | €446 | €562 | €353 | €3k | ▲ 821% |
| Other amounts payable47/48 | - | - | - | - | €850 | - |
| Accrued charges and deferred income492/3 | - | - | - | €82 | €52 | ▼ 35.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-25k | €2k | €-6k | €42k | €20k | ▼ 51.8% |
| + Depreciation and write-downs630 | €13k | €19k | €20k | €15k | €9k | ▼ 38.3% |
| Operating cash flow (approximation) | €-12k | €21k | €14k | €57k | €30k | ▼ 48.2% |
| Investment in fixed assets (approximation) | - | €-14k | €0 | €-2k | €-15k | ▼ 665% |
| Change in cash | - | €-840 | €-2k | €43k | €14k | ▼ 67.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 54 days late
2024
31-12
Financial
Back to profitnet €42k
Net result €42k after one loss-making year.
31-12
Financial
Equity above €150kEq €175k ▲31.6%
Equity rises from €133k to €175k.
04-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 65 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after 3 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-51k
Net result drops to €-51k, the lowest in the series; recovery starts the following year.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2004
Ground area
1.3 ha
Building footprint
885 m²
Volume, LiDAR
7,600 m³
Parcel 11024G0040/00X000, Flanders · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
25
companies at this address
See who is registered here
1 establishment unit
INTERGROUP SERVICES
since 20042.139.003.022
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024G0040/00X000 | Flanders | 1.3 ha | 1 · 885 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,218 companies in sector 82100 we hold annual accounts for 3,511. 2,480 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded30-07-2004
Fiscal year end31-12
Activities, NACEBEL 2025
82100Office administrative and support services
68203Renting and operating of own or leased non-residential real estate, excluding land
Scores and ratios are computed by Checked and are not a credit decision.